JOYDEB RAKSHIT

| Wealth Management Practitioner | Financial Consultant | Mutual Fund Enthusiasts

[JOYDEB RAKSHIT @Rakshit_Finance]

Happy to share I had featured in Top Performer for the month of November 2024 in 'Mid Market & Wealth' (Wealth Retail - BPG) of @abfinance
A special thanks to all my Leaders & Clients.
#wealthmanagement #TopPerformers
@abcapital
@AdityaBirlaGrp

[JOYDEB RAKSHIT @Rakshit_Finance]

@anandmahindra @lakshya_sen Just loved his approach towards the game!!!
Even in Olympics also.

[JOYDEB RAKSHIT @Rakshit_Finance]

@KPTrafficDept @Uber_India @CPKolkata
Today I met an accident near espalande metro station at 8:20Am while commuting through Uber Bike.
One MG Hector Car hit the bike.
Undergone medical supervision.
Although till now no response from uber nor Kol Traffic Police.
Very Pathetic.

[FPA Edutech @fpaedutech]

This video will help you understand how to avoid paying taxes on your MF.

#MutualFund #Equity #Tax #Taxes #MutualFundInvesting #NoTaxes

[JOYDEB RAKSHIT @Rakshit_Finance]

Yes it's just an awesome experience.

[swarup mohanty @mohanty_swarup]

My first Vande Bharat....impressive!
#VandeBharat

[JOYDEB RAKSHIT @Rakshit_Finance]

Brilliant move by @RBI
More power to homeowners

[Deepak Shenoy @deepakshenoy]

This is HUGE! RBI says banks and NBFCs have to release documents of properties and collateral mandatorily within 30 days!
* Have to remove encumberance within 30 days, and return docs
* Docs can be returned from any branch, not just home branch of customer
* Loan docs must mention where the borrower can get them back once he repays
* If the bank/NBFC doesn't return docs or release the encumberance charge within 30 days - they pay 5000 rs. per day of delay
* If bank/NBFC loses the docs - they will pay and assist owner in getting docs back or attested copies (but they get another 30 days i.e 60 days before the 5K per day penalty, only if they lose the docs)
* If the loan taker dies, Banks/NBFCs need to have a detailed procedure on how heirs can get original docs.

Applies for even past loans where full repayment happens after December 1, 2023.

This is awesome for homeowners who borrow, but also for collateral based lending like for cars, securities and all the other stuff. And applies to NBFCs also, so housing finance companies can't escape.

[Deepak Shenoy @deepakshenoy]

This is HUGE! RBI says banks and NBFCs have to release documents of properties and collateral mandatorily within 30 days!
* Have to remove encumberance within 30 days, and return docs
* Docs can be returned from any branch, not just home branch of customer
* Loan docs must mention where the borrower can get them back once he repays
* If the bank/NBFC doesn't return docs or release the encumberance charge within 30 days - they pay 5000 rs. per day of delay
* If bank/NBFC loses the docs - they will pay and assist owner in getting docs back or attested copies (but they get another 30 days i.e 60 days before the 5K per day penalty, only if they lose the docs)
* If the loan taker dies, Banks/NBFCs need to have a detailed procedure on how heirs can get original docs.

Applies for even past loans where full repayment happens after December 1, 2023.

This is awesome for homeowners who borrow, but also for collateral based lending like for cars, securities and all the other stuff. And applies to NBFCs also, so housing finance companies can't escape.

[Kirttan Shah @KirtanShahCFP]

I know of some investors who have been on cash since 18,000 Nifty levels because they thought markets were expensive.

While it’s a no brainer that if you buy expensive, your returns will be average. But what’s expensive is a very difficult question to answer when markets have so much of liquidity.

As a retail investor, if your investment horizon is for 10 years, don’t try and time the market, invest in a liquid fund and do STP to equity fund over the next 12 months. If in the interim, market falls, move the remaining liquid money to the equity funds.

This is a far more prudent strategy than staying out assuming markets will come down and I will buy because if you have been waiting since 18,000 (which looked expensive then) and missed this rally upto ~20,000, you will now even buy at 19,000 if the market falls.

Time in the market > Timing the market.

[Mutual Funds Sahi Hai @MFSahiHai]

Thank you, @PMOIndia . Much joy and gratitude 🙏🏻🙏🏻🙏🏻

#MutualFundsSahiHai

[AMFI India @amfiindia]

A proud moment for the entire Mutual Fund industry!

[Nilesh Shah @NileshShah68]

In Cricket :

Class is Permanent. Form is temporary.

In Market :

Quality is Permanent. Momentum is temporary.

[JOYDEB RAKSHIT @Rakshit_Finance]

@anandmahindra Wow!!!
Truly Amazing
But what I love the most is the passion behind every creation of Mahindra.
Love you @BosePratap ❤❤

[JOYDEB RAKSHIT @Rakshit_Finance]

Financial Wellness Workshop at Hindalco - Renukoot in presence of COO Nagesh Sir Cluster HR Head Jasbir Singh Sir
#FinancialPlanning
#investments
#awareness
@Pawan_Joseph @AnandDasGupta15 @abcapital @Hindalco_World @abfinance

[SayanJeet @SayanDa51871107]

@jeet30 tumi sudhu dada amar mon jure noi😍tumi acho amar room jureo😘🥰tumi amar kache valobasar manus dada🤩bole bojate parbo na kotota vlobasi tomay 😘😍buk vora valobasa dada tomar proti🙏🏻❤️
Tomar kmn lglo janio dada amr room dekhe😊Ami opekhay roilam dada tomar uttorer🥰🥀😘

[Deepak Mehta @MehtaDpk]

Interesting discussion with senior management at Renukoot plant of @Hindalco_World on India Growth Story & Investment Opportunities. Thanks @abfinance for organising it @utimutualfund @AnandDasGupta15 @rakshit_Finance

[JOYDEB RAKSHIT @Rakshit_Finance]

Financial Wellness Workshop at Hindalco - Renukoot in presence of COO Nagesh Sir Cluster HR Head Jasbir Singh Sir
#FinancialPlanning
#investments
#awareness
@Pawan_Joseph @AnandDasGupta15 @abcapital @Hindalco_World @abfinance

[JOYDEB RAKSHIT @Rakshit_Finance]

"As they say great leaders will always lead from the front "
#WealthManagement
#BusinessPartnerMeet
#AdityaBirlaFinanceLtd
@Pawan_Joseph @AnandDasGupta15 @Arjunc77

[JOYDEB RAKSHIT @Rakshit_Finance]

Being an existing customer of LIC HFL it's totally not expected... 
It's extremely unprofessional... 
Kindly look into the matter urgently.
May be i'm not that too much of a big customer but at least deserve respect.
Not Insult...

[JOYDEB RAKSHIT @Rakshit_Finance]

@LIC_HFL I want to draw your kind attention to a serious matter about field inspection of official address : 
Today the call came from the No : 9830557787
He had misbehaved with me.
He also said that :"Do you know I had the authority to reject your loan".

[Joydeep Sen @Joydeep50663039]

A piece on ELSS funds published in today's (2 May 2022) Financial Express. Though known to you, it may give a perspective.

Please click on the link for access to the website:

https://t.co/AJHNuHx0LF

#elss #mutualfunds # taxsavings