Razvan N

I watch, learn and make connections

[XOXNO Network @XoxnoNetwork]

50,000 swaps processed on @MultiversX 🤯

Building efficient infrastructure is one of the key ways to move the ecosystem forward.

Here’s to the next 50 000 🥂

[Multiversᕽ @MultiversX]

Settlement. Value. Trust. Tooling. Developer surface. Governance.

The pieces of an internet-scale blockchain, built to work as one.

Here is the whole MultiversX stack, layer by layer 🧵

[DBCrypto @DBCrypt0]

xMoney just beat every bank on Earth to a Mastercard milestone

A crypto-native company is the first in the world to ship Mastercard Payment Passkey!

Introducing biometric authentication for online payments built on FIDO standards

Fingerprint or face scan
No passwords
No SMS codes
No redirects

So your biometric data stays encrypted on your device and is never shared with Mastercard, xMoney, or the merchant 🔥

The numbers are what make this so huge though:

🔸Passkeys cut checkout abandonment by 50%
🔸Authentication is 4x faster
🔸Fraud drops 2.5x vs one-time passcodes

Card-not-present fraud costs $15B annually and Mastercard wants passwords gone by 2030

And the first company to ship the replacement?

A crypto payment processor from the MultiversX and SUI ecosystem

Not Chase
Not Barclays
Not HSBC

@xMoney_com

They already have Click to Pay live and are scheduled to launch 3 MiCA-compliant stablecoins this month:

EURXM
USDXM
RONXM

Fully audited and fiat-backed and completely integrated into their payment gateway and card

So this is truly huge!

A year ago, crypto companies were begging for bank partnerships

Now one just shipped a Mastercard authentication product before every bank on the planet!

[Lucian Mincu @lucianmincu]

.@xMoney_com is now the first @Mastercard issuer in the world running Payment Passkey, built with Mastercard.

For ten years, online checkout got faster almost everywhere, except the part where you prove it’s you. Every new defense against fraud bought safety by spending the buyer’s patience. That patience shows up in abandoned carts.

Passkeys break the trade. Biometric confirmation cuts authentication drop-off by as much as half, clears about 4x faster than waiting on an SMS code, and pushes fraud down roughly 2.5x at the same time.

Safer and quicker, in the same move. That’s rare enough to build around.

And it reaches further than checkout.

The tokenization underneath a passkey is the exact layer agentic payments depend on. For an AI agent to buy something for you, it needs a token standing in for your card, a record of who gave the order, and a boundary it can’t step past. Passkeys answer the first question. Tokenization answers the second. We have both in production today.

So the same engineering that speeds up a human checkout is what lets a machine complete one safely. We didn’t just fix today’s flow. We laid the track for the buyer that isn’t a person at all.

Every agent that ever checks out will need what we shipped today.

[xMoney.com @xMoney_com]

A global first for xMoney 🚀

We are proud to become the first @Mastercard issuer in the world to launch Mastercard Payment Passkey, the next-generation authentication solution for tokenized online payments.

Combined with Click to Pay, already available through xMoney, we're helping set a new standard for secure, seamless online checkout.

✅ Biometric authentication
✅ Faster payment confirmation
✅ Reduced fraud risk
✅ Less friction at checkout

A huge thank you to Mastercard for partnering with us on this milestone.

[VeroPay @veropay_ro]

Today we completed the final piece of VeroPay’s Apple integration stack:

• Apple Wallet integration
• Real-time balance sync with dynamic pass updates
• Secure top-ups via Apple Pay powered by @xMoney_com
• Core infrastructure built on @MultiversX , designed for resilience, scale, and long-term financial rails

Users can now carry their VeroPay account in Apple Wallet, top up instantly with Apple Pay, and use it across the same NFC ecosystem as a physical card, without needing one.

On the product side, @GaupaLabs is building the next evolution of the iOS experience on top of this infrastructure:
• Pay and Earn points in a tap. No app needed.
• Full NFC-based usage natively on your phone
• Gamification layer for user engagement
• Merchant-side tools and features

Next release will bring this ecosystem fully together.

PS: No VC money. Just the will to offer better alternatives.

[Mihai @mihaieremia]

Pivot ✅

[Mihai @mihaieremia]

A majority owned company by @MultiversX in case you didn't know ofc 🙃

[The Palm Tree ⚡Network @ThePalmTreeNW]

1/11 @MultiversX introduced an important idea with the #sdkdapp v5:

💡building a dApp should depend less on the framework you use, and more on the product you want to create.

🌊A more open, flexible #Web3 starts with better tools.

[xMoney.com @xMoney_com]

Athens delivered ✅

Last week, the xMoney team joined the builders, founders, and innovators gathering at the SuiHub during Panathēnea 2026.

It was a fantastic time for the team. Our CEO, @xMoneyGreg , took the stage to share xMoney’s vision for the future of payments, while @MinasKitsos and @CKoutsoumpos spent the event connecting with partners, projects, and members of the growing ecosystem.

A big thank you to @SuiNetwork and the SuiHub team for bringing together such a strong community of builders and innovators.

Until next time 👋

[Robert Sasu | dev/acc @SasuRobert]

Wow. Already at Episode 15. Starting from 0, as any good programmer would do. In the last ine and a half years a lot have changed. And these last months are crazy. AI is giving us more things to do, not less. Fixing things with AI, what AI did find before. Or fixing it manually when AI is not capable of doing it.

There is a big gap between demo and production, when it comes to agentic technology, but, the gap is slowly closing. Or expanding. Depending whether you are a vibe coder, or you actually know what a good software needs to do.

Let’s ramble a little bit tomorrow.

[Multiversᕽ @MultiversX]

Verifiable delegation between agents.
Marketplaces where reputation travels with the agent.
Counterparty filtering at machine speed.

Why agent commerce needs a shared trust primitive, and how MX-8004 provides it.

[Lucian Mincu @lucianmincu]

The new non-negotiable default.

Every time a new frontier AI model drops, the development pipeline pauses. Everything pauses. The entire team redirects to one thing: close every new finding that model just made possible. At maximum speed, with maximum focus.

This is the new operating system for open source security. Not a temporary measure. The permanent default.

───

Here is what changed.

Twelve months ago, a security review meant scanning for known vulnerability classes against a known threat landscape. Today, every frontier model release reshapes what "known" means. Attack vectors that didn't exist as viable threats a year ago are now viable. The raw intelligence available to adversaries has materially elevated in sophistication, speed, and creativity, and it upgrades on someone else's release schedule.

For any team shipping open source infrastructure, the math is simple. Every model release is a security event. The roadmap waits. The hardening doesn't.

───

Here is what makes this moment especially brutal.

A new project can absorb this. Limited surface area, recent assumptions, manageable scope.

But for any team that has been building for years, this is different. At MultiversX we have been building since 2017. Hundreds of thousands of lines of production code. Deeply layered logic across consensus, sharding, virtual machine, networking, and tooling. Battle-tested for years on mainnet, but battle-aged against tools that did not exist when most of it was written.

The last two months have been the most challenging period this industry has faced. Not because the code was weak. Because the tools now available to probe it are categorically stronger than anything that existed when it was written.

This is exactly why Supernova is taking the time it is taking.

Every module. Every assumption. Every surface. All of it is being re-examined against a new baseline. Not the baseline of last quarter. The baseline of last week. 200+ improvements and fixes folded back into mainnet first. Hardening then carried forward into Supernova so it ships above parity, not at parity.

This is the work that doesn't make headlines, doesn't ship features, and doesn't move token prices. But it is the only work that matters right now. Any team telling you otherwise is selling you a timeline they cannot honor.

───

Here is the part no one talks about.

We have been here before. Not this exact moment, but this exact pattern. Every time a new class of threat emerged, whether it was the first buffer overflow exploits, the first internet-connected attacks, the first smart contract reentrancy hacks, the reaction was the same. Alarm. Adaptation. And then, growth that would not have been possible without the pressure.

The internet did not collapse under the weight of its early vulnerabilities. It got hardened, and then it connected the world. Open source did not die when supply chain attacks became real. It got better tooling, better review processes, better community vigilance, and then it became the foundation everything runs on.

This is what humans do. We absorb the shock. We rewrite the assumptions. We build the next layer stronger than the last. And then we move forward faster than before, because the foundation is no longer theoretical. It is proven.

The teams doing the hardening work right now are not falling behind. They are building the floor that the entire next phase will stand on.

That is the floor we are building. And when Supernova ships, it ships on a foundation that has already absorbed the new threat model, not one waiting to discover it in production.

───

The teams still running production two years from now will be the ones that internalized this before it cost them everything.

Pause the pipeline. Close the findings. Harden the system. Then ship.

Every hour invested here compounds.

───

Still here. Still building.

[DBCrypto @DBCrypt0]

This is what happens when you stop paying people to use your chain

Yes, you heard me right

PAYING people to use a chain

The KaiChing (KaiKaiNow) contract ended with NEAR and they drove the majority of users and TPS

NEAR paid an undisclosed but likely 8-9 figure sum to KaiKaiNow just so they would integrate and use the chain

KaiKaiNow covered the gas fees for all user txs from the amount paid boosting users and TPS over 10x

Until the money ran out…

Then they peaced out and took over 90% of the numbers away

Just like when the Hedera subsidies ended and Atma stopped doing thousands of TPS

Remember when Hedera was doing 2k-4k consistent TPS?

Yeah, they paid for all that and then some and now their TPS is less than 5

TLDR: It’s all fake and we have to pay people to use this tech currently

This is not NEAR or Hedera FUD just a wake up call for many in the industry

[VeroPay @veropay_ro]

6790 txs
0.9658 egld fees
2 starlinks
Ubiquti DMS SE + 5x UAP AC M Pro
6000 sqm
28 vendors
6 topups
One blockchain @MultiversX
When a system works, it just works !!

[andreibratucu🦇🔊 @andreibratucu]

Daca ai putea vota, maine, motiunea de cenzura, care ar fi votul tau?

Sa vedem ce parere au oamenii de pe X

Da un share sa ajungem la cat mai multi :)

[Robert Sasu | dev/acc @SasuRobert]

The architecture for the next level of the internet is MultiversX and Supernova.

No other blockchain and technology can offer all the primitives together: permissionless, decentralised, instant finality, insanely cheap infrastructure costs.

And no other blockchain can offer all the primitives in one package. 📦

This is MultiversX!

[Multiversᕽ @MultiversX]

Agents don't transact like humans.

The chain underneath them shouldn't either.

We're building Supernova to become the substrate for autonomous systems.

[George Buhnici @gbuhnici]

Miza e de 26 de miliarde de euro din PNRR și SAFE. Iar noi privim cum ne-o fură împreună.

Două haite care s-au declarat ani la rândul dușmani aleg azi să prade aceeași turmă de oi. PSD și AUR, partide pe care propriii lor lideri le-au descris reciproc drept incompatibile (ba chiar ne-au spus clar de ce să îi votăm ca să nu iasă ceilalți) depun acum o moțiune de cenzură mână în mână.

Se dau cu curul de pământ că românii s-ar fi săturat dar singurii care au cerut demisia lui Bolojan asta sunt doar ei înșiși. Nu mediul de afaceri. Nu sindicatele, care de-abia începeau să vadă reformele intrând în instituții. Nu societatea civilă.

Iar societatea aia civilă suntem noi. Pe tine cine te-a întrebat dacă îl vrei pe @SorinGrindeanu iar la putere? Grindeanu ăla pasionat de Formula 1 și de ceasuri scumpe. Grindeanu al cărui om de încredere a fost prins cu banii în cutii de pantofi. Grindeanu care nu a reușit să facă nimic din reforma pentru care a zis că a făcut alianță cu @Bolojan

Am fost adormiți cu atâta incompetență în ultimii 36 de ani, scandal și corupție la ordinea zilei, încât ne-am decuplat de la singurul job care contează într-o democrație: să fim atenți și să cerem socoteală fix acum când miza pare mai mare ca niciodată.

Ne place ideea de libertate. Întrebarea e ce suntem dispuși să facem pentru ea în afara cabinei de vot. Pentru că votul împotriva celui mai rău, o dată la patru ani, nu mai e de ajuns. Nu a fost niciodată. Iar comentariile de pe canapea... și mai puțin.

Unde sunt ONG-urile alea din societatea civilă acum? Fără finanțare de la Guvern nu facem nimic?

Dacă moțiunea trece, miliardele acelea de la UE nu se vor duce la spitale, școli sau infrastructură. Se vor duce la aceiași oameni care au transformat statul român într-o sursă privată de venituri. Birocrația va rămâne blindată, cu salarii mari pentru muncă proastă, plătite tot de noi.

E confortabil să facem mișto de prostia politicienilor în timp ce ei fac miliarde din spatele nostru. Adevărul e mai puțin confortabil: nu sunt acolo pentru că sunt rentabili. Sunt acolo pentru că ne au sub control prin... propria noastră lene democratică.

[Ibraheem @IbraheemImJ]

MY MULTIVERSX JOURNEY JUST GOT REAL

After talking about how welcomed I felt in the MultiversX ecosystem, I decided to stop talking and actually take the first real step.

I bought my first 1 $EGLD.

Because if I’m going to understand a chain, I don’t want to do it from the outside looking in.
I want to use it. Feel it. Test it myself.

I used @Gate.io for mine. Quick search showed $EGLD is listed almost everywhere Binance, https://t.co/v77mwcyYcw, KuCoin and more.

Easy access. No stress.

Next step wallet setup.

Everyone kept mentioning @xPortalApp, so I downloaded it.
Now I understand why people call it the GOATed wallet.

Clean UI.
Fast setup.
No confusion.

Created my account in minutes, copied my wallet address, and sent my $EGLD over.

And honestly this part surprised me the most.

The withdrawal landed in seconds.

Not minutes.
Not pending forever.

Seconds.

And the transaction fee?

Just 0.0119 EGLD basically less than $0.05.
I had to check twice because that felt unreal.

People say cheap fees all the time in crypto, but this?
This actually feels like usability.

Not gasless, but close enough to make you smile.

Then I noticed something fun inside xPortal

Swap $50 worth of crypto and unlock a Mystery Box 🎁

Now that definitely got my attention.
Rewards + curiosity?
Yeah, we’re coming back to that.

After that, I moved to @xExchangeApp the main DEX everyone talks about.

Did a few quick swaps with 1–2 tokens.

Smooth.
Instant.
No headache.

It genuinely felt like how DeFi is supposed to feel.

Simple. Fast. Frictionless.

Then I checked staking

And bro.. the APR? 👀

Around 8.6%+ depending on providers.

That’s when I said it:

Yeah I’m definitely coming back with more $EGLD.

Because earning passive income while supporting the network?
That’s the kind of setup I like.

At that moment, it clicked for me.

@MultiversX isn’t just fast on paper.
It feels fast when you use it.

It isn’t just cheap in theory.
It feels cheap in real transactions.

That difference matters.

This chain feels like it was built for actual users, not just whitepapers.

Ultra-fast.
Super cheap.
Smooth UX.
And honestly fun to use.

Sharding.
Supernova upgrade.
Real scalability.

This is starting to feel less like trying a new chain

And more like finding where I actually belong. 💙