My Credit Guy

[My Credit Guy @RealMyCreditGuy]

Staying proactive = stronger client outcomes. 🏡
That’s why we partner with top LOs like Wade Betz—to combine credit strategy + lending expertise and turn homeownership dreams into reality.

[My Credit Guy @RealMyCreditGuy]

Realtors 🚨 Double your pipeline without doubling your workload. We help your “not yet” buyers get mortgage-ready while you focus on the ones ready today. ✅ More qualified buyers ✅ Faster closings ✅ Zero extra work. More deals, happier clients. 🏡✨

[My Credit Guy @RealMyCreditGuy]

Collections don’t have to stay on your credit for 7 years. ✅ Laws like the FDCPA & FCRA protect you. ✅ Even valid or medical collections can often be deleted. Don’t just “wait it out.” 👉 See what’s possible: https://t.co/GHA6tdXWew

[My Credit Guy @RealMyCreditGuy]

If you don't have any open credit cards, you're holding your credit score back significantly. While it's important to be responsible and try to only spend the money you have, when you don't have any open credit cards, your score will suffer
#mycreditguy #creditscore #creditcards

[My Credit Guy @RealMyCreditGuy]

Your Length of Credit History makes up 15% of your score. This one is pretty simple: a long credit history = higher credit score. This means you don't want to close any long-standing credit card accounts.
#mycreditguy #creditscore #creditscoring #credittips #creditadvice

[My Credit Guy @RealMyCreditGuy]

If you think someone has access to your information, especially your social security number, you'll want to freeze your credit as quickly as possible! This is your best line of defense to avoid identity theft #mycreditguy #IdentityTheft #creditfreeze #securityfreeze #credittips

[My Credit Guy @RealMyCreditGuy]

We LOVE hearing when clients appreciate our communication. It's what we pride ourselves on.
Brianna was over renting and wanted to get her credit in shape so she could buy a home. She came to us, and we're already making progress on her account. That's what we're here for!

[My Credit Guy @RealMyCreditGuy]

We know how frustrating it is to be a trigger lead - you get your credit pulled once and the calls won't stop! While there isn't anything you can do to absolutely stop these, there are a few extra steps you can take to try to reduce the number of calls you get. #mycreditguy

[My Credit Guy @RealMyCreditGuy]

Credit Utilization: this makes up 30% of your credit score and the sweet spot for credit card utilization is of 5-30% of your limit. If you don't use your cards, you won't gain any points and if you're over that range, you'll start to loose points. #mycreditguy #creditrepair

[My Credit Guy @RealMyCreditGuy]

We had THREE more 5-Star Google Reviews come through in the past week! ⭐️⭐️⭐️⭐️⭐️
Great job Erin & Eric! Our team will come up with a personalized game plan just for you, and will be there to guide you along, so you can achieve your score goals!

[My Credit Guy @RealMyCreditGuy]

Here's the thing on inquiries: they are necessary to get approved for credit, so let your lender pull your credit when you're trying to buy a home. It only costs a 0-5 points and you even have a 45-day window to shop around with no impact to your score!

[My Credit Guy @RealMyCreditGuy]

It's Friday and we're celebrating with this amazing review for our Credit Coach Erin Hall! You got the client home buying ready in 3 months (faster than expected) and now she's ready to purchase a home! If you're ready to become our next success story, get in touch with us!

[My Credit Guy @RealMyCreditGuy]

Payment history is the biggest section of the credit scoring algorithm - that's why it's SO important to pay your bills on time and don't close any cards you've had open for a long time. #mycreditguy #creditrepair #creditrepairspecialist #creditrepairexperts #creditscore

[My Credit Guy @RealMyCreditGuy]

Amazing 5-Star Google review for our Credit Coach Eric Wilds!

Way to be an expert communicator during the entire process 👏👏

#mycreditguy #creditrepair #creditrepairservices #creditrestoration #creditrestorationservices #5starreview #creditrepairspecialist

[My Credit Guy @RealMyCreditGuy]

We know this one seems obvious, but it's always good to cover the basics! So what exactly is a credit report? Sam explains it in more detail, but it's essentially your financial resume and it's what a lender looks at to decide if they want to lend credit to you! #mycreditguy

[My Credit Guy @RealMyCreditGuy]

Need to get dispute verbiage off your credit report? It's actually not that hard to do, and we have a handy-dandy guide for you here, complete with the phone numbers to call! #mycreditguy #creditrepair #creditrepairspecialist #creditrepairservices #creditrepairtips

[My Credit Guy @RealMyCreditGuy]

If you're wondering how long it takes to repair someone credit, you can typically expect it to be anywhere from 3-6 months. Now, for some people, we can get them in and out much faster, but for a personalized credit report review and game plan, contact us today!
#creditrepair

[My Credit Guy @RealMyCreditGuy]

There are key characteristics to high and low credit scores, which do you fall under? 👀 If you need help getting into the good credit score side, we can help! 😉
#mycreditguy #creditrepair #creditrestoration #creditrestorationservices #creditrepairspecialist #credittips

[My Credit Guy @RealMyCreditGuy]

What is an inquiry? Simply put, it's a check on your credit. Typically you'll see an inquiry after you apply for a credit card, auto loan or mortgage and it does have to be a legal request to see your credit report. #mycreditguy can help if it's an invalid inquiry! #creditrepair

[My Credit Guy @RealMyCreditGuy]

Using your credit cards properly is one of the best ways to maximize your score! Keep those balances under 30% (5%-10% is even better) and you'll see your score go up. #mycreditguy #credittips #creditadvice #creditcard #creditcardtips #creditrepair #creditrestoration