Real Reform Louisiana

A nonprofit organization dedicated to lowering insurance rates and making insurance companies play by the rules. Member of the Consumer Federation of America.

[Real Reform Louisiana @RealReformLA]

Last year, Insurance Commissioner Tim Temple said if insurance rates don’t go down, “blame me.”

Now, rates are skyrocketing and the people of Louisiana want Commissioner Temple to do his job, but Temple is publicly complaining that people are trying to blame him. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

HR 118, sponsored by Rep. Chasity Martinez, urges the Louisiana Department of Insurance to compile and publish insurers loss ratios, nonrenewals and rate data — every year for anyone to see. #LaLege #LaGov https://t.co/98kigOlrH0

[Real Reform Louisiana @RealReformLA]

🚨PRICE GOUGING🚨

Americans are wildly overpaying for property insurance, according to a new study from Vanderbilt.

“The P&C insurance industry collected $1 trillion in premiums in 2024, after paying claims, it had $383 billion left over.”
#LaLege #LaGov
https://t.co/FuSzAFXLQg

[Real Reform Louisiana @RealReformLA]

“In 2024 and 2025 the profit margins of the (insurance) industry doubled, and they were $150 billion In 2025. Progressive spent 20% of its revenue on stock buybacks and dividends. In 2024, State Farm bought four private jets.” #LaLege #LaGov - @VanderbiltU https://t.co/d3C2sP9B7i

[Real Reform Louisiana @RealReformLA]

Louisiana families are paying more than ever for insurance. Meanwhile rates continue to skyrocket, insurance companies are reporting massive profits, and policyholders are getting delayed, denied, and underpaid. #LaLege #LaGov https://t.co/RXHaMsh7v8

[Real Reform Louisiana @RealReformLA]

Year after year, Louisiana families are paying more, and insurance companies are posting record profits.

Louisiana policyholders deserve relief—not more excuses.

[Real Reform Louisiana @RealReformLA]

According to Pew, 71% of homeowners say their insurance has gone up.

65% believe insurers are raising rates to boost profits.

In Louisiana, that’s not a statistic—it’s reality.

Families are paying more and getting less. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

“In 2024 and 2025 the profit margins of the (insurance) industry doubled, and they were $150 billion In 2025. Progressive spent 20% of its revenue on stock buybacks and dividends. In 2024, State Farm bought four private jets.” #LaLege #LaGov - @VanderbiltU https://t.co/d3C2sP9B7i

[Real Reform Louisiana @RealReformLA]

🚨PRICE GOUGING🚨

Americans are wildly overpaying for property insurance, according to a new study from Vanderbilt.

“The P&C insurance industry collected $1 trillion in premiums in 2024, after paying claims, it had $383 billion left over.”
#LaLege #LaGov
https://t.co/FuSzAFXLQg

[Real Reform Louisiana @RealReformLA]

Louisiana families are paying more than ever for insurance. Meanwhile rates continue to skyrocket, insurance companies are reporting massive profits, and policyholders are getting delayed, denied, and underpaid. #LaLege #LaGov https://t.co/RXHaMsh7v8

[Real Reform Louisiana @RealReformLA]

We’re told insurance companies can’t do business in Louisiana.

That they can’t make money.

But the data tells a different story.

Big insurance is reporting massive profits while skyrocketing rates are crushing Louisiana families. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

According to Pew, 71% of homeowners say their insurance has gone up.

65% believe insurers are raising rates to boost profits.

In Louisiana, that’s not a statistic—it’s reality.

Families are paying more and getting less. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

“The property/casualty industry reported its highest underwriting profitability in 20 years…” #LaLege #LaGov https://t.co/WJwCRpCcmY

[Real Reform Louisiana @RealReformLA]

These trucking companies are making dangerous business decisions that put their profits ahead of your safety.

Then, they’re working with the insurance industry to pass laws that gut your legal rights & make it harder for victims to recover. #LaLege #LaGov https://t.co/nU1XIREjNJ

[Real Reform Louisiana @RealReformLA]

Log truck driver arrested on narcotics, traffic charges in Winn Parish. #LaLege #LaGov https://t.co/Rl4Ztpf5L1

[Real Reform Louisiana @RealReformLA]

This @CBSNews story is a warning to Louisiana lawmakers.

Recent laws gutted policyholders’ rights, laying the groundwork for insurers to delay, deny, & lowball storm victims just as they did California wildfire victims.

State Farm is Louisiana’s largest insurer. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

We’re told insurance companies can’t do business in Louisiana.

That they can’t make money.

But the data tells a different story.

Big insurance is reporting massive profits while skyrocketing rates are crushing Louisiana families. #LaLege #LaGov

[Real Reform Louisiana @RealReformLA]

“The property/casualty industry reported its highest underwriting profitability in 20 years…” #LaLege #LaGov https://t.co/WJwCRpCcmY

[Real Reform Louisiana @RealReformLA]

“When Dawn and Katie spoke out, the truth became clear: this bill would have forced victims to accept an arbitrary limit on their loss and put a price on human life.” #LaLege #LaGov https://t.co/39dseuCSST

[Real Reform Louisiana @RealReformLA]

Log truck driver arrested on narcotics, traffic charges in Winn Parish. #LaLege #LaGov https://t.co/Rl4Ztpf5L1

[Real Reform Louisiana @RealReformLA]

Major victory for victims rights: The House Civil Law and Procedure Committee voted down a bill that would have capped insurance payouts for general damages at $500,000. #LaLege #LaGov https://t.co/xFkJgvoucQ