@NtsunduK@glamfika@NniniModise Co-signed. I was on it for a year and I can safely tell you that you’re effectively a foreigner when you’re under debt review. Getting a finance related job or even finding an apartment to rent becomes a stretch. In fact I lost a lucrative (director) role cos of it. Never again!
@Strictlybettin3 @_Viiews@KhananiShingan1@telleeetubby Trust me that shortfall is where the mess is. You can agree with a bank on a monthly instalment, but your credit report still shows arrears and the score declines till you fully repay the shortfall. I’ve been there and never again!