🇺🇲Urban GQld CQncentrates 🇺🇲

#UrbanGold bringin healthy meds to The Inland Empire CA Prop 64, Prop 215, and SB 420 compliant. For processing contact [email protected] Nothing for sale

[Nick shirley @nickshirleyy]

🚨 Here is the full 53 minutes of my crew and I exposing New York fraud, we uncovered over $190,000,000 in fraud as these fraudsters use the elderly and needy to commit fraud through adult and personal home care scams in NYC. Your tax dollars are paying for elderly Koreans and Chinese to play ping pong and do tai chi, while the fraudsters give $ kickbacks to those who enroll. Like it and share this video, the fraud must STOP.

We ALL work way too hard and pay too much in taxes for fraudsters to steal from our pockets. These fraudsters have been able to defraud American taxpayers for years without any pushback from the public and politicians. Time is up.

EXPOSE IT ALL AND END THE FRAUD.

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@really_rational @nelkboys That pre-Israel NELK definitely hit different

[₿en Wehrman @benwehrman]

Happy 4th of July, the entire history of USA is fake

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@UpstandingMembr @jeremyct Very doable. I run a delivery business with 75 employees. Payroll alone is 4 million+ a year

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@Breaking911 Can someone explain to me how we can still sit here and say he wasn't wanted over there? And leave out the North Korean bullshit of it's mandatory

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@MrBeast 5,000,000

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@TrumpDailyPosts Israel

[Brian Cates - Political Columnist & Pundit @drawandstrike]

When this is over, a lot of people still blind to it are going to realize TWO things:

1. They tried to kill Trump MANY times and failed

and

2. There were people EXPLAINING all of this right out in the open, but because the anti-Q Matrix campaign was so effective, they simply refused to pay any attention to it.

[hunter @hxxntrr]

Chase will hand you $250,000 at 0% interest tomorrow morning

They gave you $8,000 at 22% instead

The $250,000 product is on the same website. Same login. One tab over. Your loan officer makes $0 commission on it so he showed you the $8,000 card and prayed you'd never click the other tab

They have two products. One costs you $0. The other costs you $108,960

Here's exactly how to walk in and take the one they're hiding from you

STEP 1: THE 15-MINUTE SETUP

LLC: your state's Secretary of State website. File online. Any name. $50-$200. Takes 10 minutes

EIN: irs dot gov. Free. 5 minutes. Instant

That's it. You now have a legal business entity that can apply for business credit. The LLC doesn't need revenue. Doesn't need employees. Doesn't need a product. Doesn't need a website. Doesn't need to have made a single dollar

STEP 2: THE BAIT

Open a business checking account at Chase. Walk in with your LLC docs and EIN. Deposit $500

The $500 is bait. Chase's algorithm gives existing banking customers 30-60% higher credit limits. A cold applicant with a 720 score gets $20K on a business card. An existing checking customer with the same 720 gets $35K-$50K. Because you parked $500 there for 30 days

Do the same at Bank of America, Wells Fargo, and US Bank. $500 at each. Total bait money: $2,000 across 4 banks. You get it all back after the cards are approved

Wait 30 days. Run transactions through the accounts. Deposit income. Pay bills. Move money around. You're building "account activity" which is the trust signal their algorithms watch

STEP 3: THE MORNING (day 30)

Every bank pulls a different credit bureau. Chase pulls Experian. Capital One pulls TransUnion. They can't see each other's applications if you go in the right order. Apply randomly and bank #3 sees 2 fresh inquiries and flags you as desperate. Denied. Apply in bureau sequence and every bank sees a clean file

9:00 AM - Chase Ink Business Unlimited
They pull Experian. You have checking there. Algorithm sees existing customer + clean credit. Expected: $25,000-$55,000 at 0% for 12 months

9:07 AM - Amex Blue Business Plus
If you have ANY Amex card already (even personal), they soft pull. No hard inquiry touches any bureau. Expected: $15,000-$50,000 at 0% for 12 months

9:15 AM - Capital One Spark Cash
TransUnion pull. Chase hit Experian. Capital One can't see it. Clean file. Expected: $10,000-$30,000

9:22 AM - US Bank Triple Cash Rewards
Different bureau. Expected: $10,000-$25,000 at 0% for 15 months. Longest 0% window in the market right now

9:30 AM - Wells Fargo Signify Business Cash
You have checking here too. Relationship bonus. Expected: $15,000-$30,000

Conservative total at 720+ score: $150,000-$250,000
With 760+ and banking relationships: $200,000-$320,000
All at 0% for 12-15 months
None of it on your personal credit report
No tax returns. No proven revenue. Approved same day

The same score that got you $8,000 at 22% on a personal card just got you $250,000 at 0% on a business card. Same bank. Same morning. Different door

STEP 4: TURNING CREDIT INTO CASH

Credit cards give you a line, not liquid cash. To deploy it:

Trykashu. 6.5% fee. Cash lands in your business checking in 72 hours

$200K stack = $13,000 in fees = $187,000 cash in your account

"$13K in fees sounds like a lot"

Your personal credit card at 22% on a $30K balance costs you $6,600 EVERY YEAR in interest. Forever. Until you pay it off. $13K one time for $187K in cash at 0% is the cheapest capital in America

STEP 5: WHAT PEOPLE DO WITH FREE MONEY

$200K into ad spend at 3x return = $600K revenue. Cards paid off month 5 from cash flow

$200K into rental properties. 3 houses cash in markets where homes cost less than a Honda Civic. Cleveland. Indianapolis. Memphis. Combined rent: $3,200/month. Refinance at month 8 with a DSCR loan (doesn't check your income, just checks if rent covers the payment). Pull cash out. Pay all cards to $0. Keep the houses. Keep the rent. Repeat

$200K into inventory. 40% margin on $500K in product sold over 6 months. Cards paid from revenue

$200K lent to house flippers at 14% interest. You become the bank. Chase charges you 0%. You charge them 14%. The spread is your salary

HOW TO HIT $500K

Spouse, business partner, or anyone with a 700+ score forms their own LLC with their own EIN. Opens their own checking accounts. Runs the same sequence under their own SSN

Person A: $200K-$250K
Person B: $190K-$250K
Combined: $400K-$500K at 0%

The banks don't cross-reference because the applications ARE independent. Two people. Two entities. Two separate underwriting decisions. Same way Apple runs 200+ subsidiaries and each one has its own banking relationships

"MY CREDIT IS BELOW 700"

Then fix it first. Takes 90 days. Not 7 years. 90 days

Day 1: Freeze the shadow bureaus BEFORE you dispute anything. This is the move credit repair companies charge $2,000 for. Takes 25 minutes. Costs $0

LexisNexis: consumer dot risk dot lexisnexis dot com/freeze
SageStream: sagestream dot com/freeze
Innovis: innovis dot com/freeze
ARS: aborfreeze dot com
ChexSystems: chexsystems dot com/freeze

These 5 databases are the snitches. When you dispute an account with Experian, Experian doesn't actually investigate. They ping these shadow databases and ask "is this real?" If LexisNexis says yes, Experian marks it "verified" and your dispute dies

Freeze them. Now Experian pings LexisNexis and gets "unable to verify." FCRA Section 611: if the bureau can't verify in 30 days, they MUST delete. Legally. No choice

Without shadow freezes: 40-50% deletion rate
With shadow freezes: 70-85% deletion rate

Day 4-7: Dispute EVERY negative item. Not the online portal. Online disputes go to an overseas center that auto-verifies everything. Certified mail. Return receipt

The letter: "I dispute this account. Please provide the method of verification used, the name and contact of the person who verified, and all documentation used in verification per FCRA Section 611(a)(6)(B)(iii)"

One letter per account per bureau. 15 negatives x 3 bureaus = 45 letters at $5 each = $225

$225 to potentially delete five figures in debt from your file

Day 30: First results. Shadow bureaus frozen + creditors can't produce documents they sold 3 years ago = 50-70% of items deleted

Day 31-45: Survivors get the 605(b) method. This is the escalation that makes bureaus panic

FCRA Section 605(b) requires bureaus to follow specific reinvestigation procedures. Their "verification" system is a joke called eOSCAR. They send a 2-digit code to the creditor. Creditor checks a box marked "yes." Bureau marks it "verified." That checkbox is not what the law requires

Round 2 letter: "Your previous investigation failed to comply with FCRA Section 611(a)(6)(B)(iii). You provided no method of verification, no verifier name, no supporting documentation. Under 605(b) reinvestigation requirements I demand: the original signed contract, complete payment history from origination, chain of custody if the debt was sold, and proof of proper notification of delinquency"

You're demanding documents that physically don't exist anymore. The original creditor sold the debt years ago. The signed contract is in a warehouse in Ohio that nobody will ever open. The collector bought a spreadsheet with your name on it. The shadow bureaus are frozen so the backup verification chain is dead

605(b) + frozen shadow bureaus: 80-90% total deletion rate across both rounds. We've seen bankruptcies deleted in 43 days. $90K in collections gone in 51 days

Day 35-45: While disputes are running, add authorized user tradelines. Find someone with a credit card open 10+ years. Perfect payment history. Low balance. Get added as an authorized user

You never get the card. Never spend a dollar. Their entire account history appears on YOUR credit report in 14 days. Your average account age jumps from 2 years to 8+ overnight. Score jumps 50-100 points from this one move

Parents. Grandparents. Siblings. They're not cosigning anything. 5-minute phone call to the card company

Day 60-75: Anything still standing gets a CFPB complaint. Go to consumerfinance dot gov. The complaint goes to a senior compliance team at the creditor. Not the call center. Not the overseas dispute farm. The legal department. Companies delete accounts to avoid having a negative response in a federal database that regulators and journalists monitor. 65-80% resolution rate

Day 75-90: Drop utilization below 9% on all cards before statement closing date. $1,000 limit = keep balance at $80 when statement cuts. Worth 30-50 points by itself

Day 90: 180-250 point jump. Disputes killed the negatives. Shadow freezes broke the verification chain. 605(b) nuked the survivors. Tradelines added a decade of history. Utilization at single digits

620 to 750. 90 days. Then run the funding stack the next morning

your bank has two products. one makes them $108,960 off you over 10 years. the other makes them $0. your loan officer showed you the one that pays his mortgage and buried the one that doesn't. the $250,000 at 0% has been sitting on chase dot com this entire time. you just didn't know to click the business tab lmfaooo

link in bio and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)

[Alvin @Alvin1492840]

A guy pays Amazon $149 a year for Prime.

He also pays $12/month for Kindle Unlimited. $12/month for Spotify. $10/month for cloud photo storage. $5/month for a Twitch subscription to his favorite streamer.

That's $468 a year on top of Prime.

His sister opened his Amazon account last weekend and froze.

"You're paying for 5 services Prime already includes. You've been doing this for years. Nobody told you?"

She showed him 8 perks buried in his Prime membership.

He canceled $39 in monthly subscriptions before lunch.

Here's everything she found 🧵

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@lavadog762 @jeremyct So you squatted in someones house, that they paid their hard earned money for, and fucked off paying your bills just so you could save up and move to another state... Two times at that.

Tell me again how it wasn't a struggle or you didn't fuck someone over

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@lizzkelly7 Crazy thing is he did all of that and somewhere down the line the words ".... You're not doing enough. You never do anything for me..." Are going to come out of your mouth. 100% money back guarantee

[Giggling Ganon @GigglingGanon]

Bully officer that does not know the law costs his department 41,000 dollars.

​The incident took place outside the Pueblo Police Department in Colorado, where an independent journalist known as O'Connel was filming and taking photos from a public sidewalk.

As we all know this a protected right that we all have. This journalist is exercising those very rights.

Officer Romero notices O'Connel recording police vehicles and the building. He approaches and demands to know who O'Connel is and what he's doing.

​O'Connel exercises his right to remain silent and attempts to walk away. Instead of letting him go, Officer Romero immediately grabs him and places him in handcuffs.

​ When pressed on why he is detaining the citizen, Officer Romero claims he has "reasonable suspicion." However, as O'Connel rightly points out on the scene, recording from a public sidewalk and refusing to answer a police officer's questions is not a crime, nor does it establish reasonable suspicion of a crime.

The moment Captain Martin (the supervisor) arrives on the scene, the entire dynamic shifts. Captain Martin instantly recognizes the situation, identifies O'Connell as he has seen his work, and tells Officer Romero point-blank: "He has every right to do that."

​The supervisor orders the immediate release of the journalist, leaving the arresting officer to face a swift internal affairs complaint for deprivation of rights and illegal detainment.

In the end in order to avoid litigation caused by the incompetence of officer Romero, their department settled for 41,000 dollars.

[⚖️The Justice Cometh⚖️ @justicecometh1]

What is Q?

Who is Q?

Start Here!

[MJTruthUltra @MJTruthUltra]

After Today, plenty of people will be asking what is Q?

Show them this video.

[DNI Tulsi Gabbard @DNIGabbard]

Today, on my final day as Director of National Intelligence, I’m releasing never-before-seen communications and documents exposing how Dr. Fauci provided millions in US taxpayer dollars to fund dangerous gain-of-function research at the Wuhan lab, worked with politicized elements within the Intelligence Community to suppress the truth about his actions and hide the virus’ lab-leak origins, and lied to Congress while under oath in 2024. It’s time you know the truth.

https://t.co/3YJSstB7d4

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@lavadog762 @jeremyct Again explain how one, that is already barely making ends meet, can afford to uproot and move to another state? Expecting to find a job that will pay the same in the same field?

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@USAJudy @jeremyct I'm sure the significant other needs a car to take kids to school, run errands, etc. what's your suggestion for that? They can take the bus therefore spending both money and time

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@lavadog762 @jeremyct The average price of a house in California is 775k. 1.1 million dollars for a house in Cali is normal for an average house. Finding a 500k house is impossible in certain cities.

[🇺🇲Urban GQld CQncentrates 🇺🇲 @RealUrbanGold]

@RazDazlr1963 @jeremyct Productivity is up over double what wages have shown