D3 doesnโt ban athletic scholarships by accident. It bans them on purpose.
No scholarship = no pressure to treat sports like a job. Athletes stay students first. Why is that an issue? Result of their approach? Highest graduation rates in the NCAA, the most participants, and kids who actually play for the love of the game.
Force scholarships and you kill the only division that still operates as the last form of amateurism in the country.