Lee Harvey David

Redefining Filipinos.
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Frustrated Italian model.

[Lee Harvey David @RedefiningFil]

Kasama sa retirement planning ang health/life insurance.

Dahil paano ka makakapagretiro nang maayos kung magagamit mo lang sa mga 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 medical emergencies at 𝘂𝗻𝗮𝘃𝗼𝗶𝗱𝗮𝗯𝗹𝗲 expenses ang perang inipon mo sa mahabang panahon?

Save and protect your fund. 🤎

[Lee Harvey David @RedefiningFil]

Why is financial independence important in a relationship?

Men will no longer ask their partners for money to get their hair cut.

And women will no longer have to ask for money just to get their nails done.

#RedefiningFilipinos

[Lee Harvey David @RedefiningFil]

Presyo ng itlog.

2014: P5.50
Ngayon: P10

This is a simple reminder of how inflation affects our everyday expenses and reduces the purchasing power of our money over time.

Kaya bukod sa pag-iipon, mahalagang matutunan ang pagi-invest sa mga asset na may mataas na return kaysa sa rate ng inflation.

[Lee Harvey David @RedefiningFil]

Kung nasa point ka na ng buhay mo na mas nakaka-excite makakita ng bakanteng upuan sa mall kaysa sa sale... bes, time to message your trusted insurance agent na.

Habang kaya mo pang maglakad papunta sa kanila. Tseret.

[Lee Harvey David @RedefiningFil]

Friends, kung may life insurance with critical illness benefit, health insurance, o HMO ka, inililipat mo ang risk ng pagbabayad ng malaking medical bill at recovery expense sa mga insurance company. Sila ang bahala sa 'yo.

Kung wala naman, sa sariling bulsa, investment, business o sa mga kakilala mo ito kukunin.

At risk ang mga naipundar at ipon mo na siguradong ayaw mo rin mawala sa 'yo dahil lang hindi ka nakapagplano.

Don’t wait until you need it.

[Lee Harvey David @RedefiningFil]

The younger and healthier you are, the less expensive your life insurance will be, since your chances of death or serious illness are lower.

These reduced risks act like DISCOUNTS.

For this reason, it’s always wise to get life insurance AS EARLY AS YOU CAN.

[Lee Harvey David @RedefiningFil]

Ang daming pending life insurance applications ngayon at karamihan sa kanila dahil sa health issues.

May mga kailangang magpa-full medical exam, microurinalysis, blood exam, etc. para lang ma-insure sila. Ang iba ay nade-deny pa.

Kung ikaw ay healthy individual na may life insurance ngayon na hindi dumaan sa medical exam, alagaan mo 'yang policy mo. Marami ang dumaraan muna sa mga medical test ma-approve lang. Don't take your life insurance policy for granted. ✨️

[Lee Harvey David @RedefiningFil]

Your HMO and PhilHealth can help with your medical expenses.

But what about everything else?

🍚 Food
🚗 Transportation
🛒 Groceries
⚡ Electricity
💧 Water
🌐 Internet
🏠 Rent
💳 Loan payments
🏍️ Car/motorcycle amortization
🧑‍🦽 Therapy & rehabilitation
👩‍⚕️ Caregiver

These expenses don’t stop when you get critically ill. A comprehensive Critical Illness coverage can provide cash to help keep life going while you recover.

[Lee Harvey David @RedefiningFil]

Your HMO and PhilHealth can help with your medical expenses.

But what about everything else?

🍚 Food
🅿️ Parking
🚗 Transportation
🛒 Groceries
⚡ Electricity
💧 Water
🌐 Internet
🏠 Rent
💳 Loan payments
🏍️ Car/motorcycle amortization
🏢 Business operating expenses
🧑‍🦽 Therapy & rehabilitation
👩‍⚕️ Caregiver

These expenses don’t stop when you get critically ill.

A comprehensive Critical Illness coverage can provide cash to help keep life going while you recover.

[Lee Harvey David @RedefiningFil]

Ano ang pagkakaiba ng critical illness insurance at HMO?

Critical illness insurance - a type of insurance that pays you a lump-sum cash benefit if you're diagnosed with a serious illness.

HMO - kokoro he hoshi itsuka. Dare ka to mata koi ni ochitemo.

[Lee Harvey David @RedefiningFil]

Bruno Mars summed up my personality in two songs.

1. I wanna be a billionaire so freakin' bad. Buy all of the things I never had.

2. Today I don't feel like doing anything
I just wanna lay in my bed
Don't feel like picking up my phone.

#BrunoMarsInManila #TheRomanticTour

[Lee Harvey David @RedefiningFil]

𝗙𝗮𝗰𝘁: Insurance premiums get more expensive on your next birthday.

𝗠𝗲𝗴𝗮 𝗳𝗮𝗰𝘁: Insurance will take care of your family's needs in case you won't make it to your next birthday.

𝗦𝘂𝗽𝗲𝗿 𝗳𝗮𝗰𝘁: Insurance is like lumpiang shanghai at your next birthday party. Dapat meron ka.

[Lee Harvey David @RedefiningFil]

Our team is hiring.

Qualifications:
1. Introvert.
2. Walang sales background.
3. 'Yung may, parang-di-ko-kaya-yan attitude.
4. With 5 years of seenzoned experience is a plus.
5. Mahiyain at gustong naka-off ang camera sa zoom.

#JoinUs

[Lee Harvey David @RedefiningFil]

Hindi lahat ng “kuha ka na ng insurance” ay galing sa agent.

Minsan, galing sa lower right abdominal pain.

#RedefiningFilipinos

[Lee Harvey David @RedefiningFil]

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄... 𝟮𝟬𝟰𝟬 𝗶𝘀 𝗰𝗹𝗼𝘀𝗲𝗿 𝘁𝗼 𝘂𝘀 𝘁𝗵𝗮𝗻 𝟮𝟬𝟭𝟬 𝗶𝘀.

2010 feels like yesterday. Yet here we are, already closer to 2040.

And one day, you'll look back and realize that retirement came faster than you expected.

Start preparing for your retirement while time is on your side. Make sure to protect your retirement fund with life and health insurance policies. ✨️

[Lee Harvey David @RedefiningFil]

The insurance industry paid a total of 𝗣𝗵𝗣 𝟵𝟬.𝟴𝟳 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 in benefits in Q2 2026. This represents a 16.69% increase from the amount recorded in Q2 2025 and more than twice the amount paid in Q1 2026.

Source: Insurance Commission, Press Release, 20 August 2026

[Lee Harvey David @RedefiningFil]

𝗟𝗲𝘁 𝘆𝗼𝘂𝗿 𝗳𝗲𝗮𝗿 𝗼𝗳 𝗹𝗲𝗮𝘃𝗶𝗻𝗴 𝗮 𝗳𝗮𝗺𝗶𝗹𝘆 𝘂𝗻𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗲𝗱 𝗯𝗲 𝗴𝗿𝗲𝗮𝘁𝗲𝗿 𝘁𝗵𝗮𝗻 𝘆𝗼𝘂𝗿 𝗳𝗲𝗮𝗿 𝗼𝗳 𝗯𝗲𝗶𝗻𝗴 𝗿𝗲𝗷𝗲𝗰𝘁𝗲𝗱.

Your courage may become someone's security. Start that conversation today!

[Lee Harvey David @RedefiningFil]

Friends, hindi po magkatunggali ang HMO at life insurance with critical illness benefit ah.

𝗛𝗠𝗢: Magagamit sa checkup, laboratory test, consultation, and hospitalization.

𝗪𝗶𝘁𝗵 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝗹𝗹𝗻𝗲𝘀𝘀 𝗯𝗲𝗻𝗲𝗳𝗶𝘁: Bibigyan ka ng cash benefit upon diagnosis ng covered critical illness na pwedeng magamit hanggang recovery period mo. You can also use the money for lost income, daily expenses, or anything your family needs.

You need both. ✨️

[Lee Harvey David @RedefiningFil]

Getting insured is just the first step. Staying insured is the next.

An approved policy doesn't protect you on its own. Protection only works when your policy is active.

#RedefiningFilipinos

[Lee Harvey David @RedefiningFil]

Claims paid by some life insurance companies in the PH for the year 2025.

Manulife - ₱3.8 billion
AXA - ₱1.97 billion
Pru Life U.K. - ₱2.86 billion
FWD - ₱518.6 million
InLife - ₱11.4 billion
AIA PH - ₱10.3 billion

Note: Some claim reports cover only death & health.