If I could keep ONLY 3 lifetime-free credit cards in India, this is how Iβd build the setup:
π― IndusInd Tiger
Lounge + rewards
βοΈ UNI GoldX
Travel + 0% forex
π° CheQ AU
Everyday rewards
The idea isn't to find one card that does everything.
Give each card ONE job.
1οΈβ£ IndusInd Tiger
β’ 8 domestic lounge visits*
β’ 2 international lounge visits
β’ Golf benefits
β’ BookMyShow benefits
β’ 1.5% forex markup
β’ Up to 6 reward points/βΉ100 at higher spend slabs
β’ Air India transfer at 1:1
2οΈβ£ UNI GoldX
β’ 7% back on flights via UNI Store
β’ 10% back on hotels
β’ 0% forex markup
3οΈβ£ CheQ AU
β’ Up to 12% rewards on select spends
β’ Up to 12,000 CheQ points/month
β’ Up to 6% effective value on qualifying accelerated spends
So the strategy becomes:
π― Tiger β Benefits + rewards
βοΈ GoldX β Travel
π° CheQ AU β Everyday spends
3 cards. 3 jobs.
And βΉ0 in joining + annual fees.
Want the referral links?
They're in my Linktree π in bio.
#ccgeeks #ccgeek
*Benefits and eligibility are subject to current card T&Cs.
Referral disclosure: I may earn a referral benefit if you apply through my links.
If I could keep ONLY 3 lifetime-free credit cards in India, this is how Iβd build the setup:
π― IndusInd Tiger
Lounge + rewards
βοΈ UNI GoldX
Travel + 0% forex
π° CheQ AU
Everyday rewards
The idea isn't to find one card that does everything.
Give each card ONE job.
1οΈβ£ IndusInd Tiger
β’ 8 domestic lounge visits*
β’ 2 international lounge visits
β’ Golf benefits
β’ BookMyShow benefits
β’ 1.5% forex markup
β’ Up to 6 reward points/βΉ100 at higher spend slabs
β’ Air India transfer at 1:1
2οΈβ£ UNI GoldX
β’ 7% back on flights via UNI Store
β’ 10% back on hotels
β’ 0% forex markup
3οΈβ£ CheQ AU
β’ Up to 12% rewards on select spends
β’ Up to 12,000 CheQ points/month
β’ Up to 6% effective value on qualifying accelerated spends
So the strategy becomes:
π― Tiger β Benefits + rewards
βοΈ GoldX β Travel
π° CheQ AU β Everyday spends
3 cards. 3 jobs.
And βΉ0 in joining + annual fees.
Want the referral links?
They're in my Linktree π in bio.
#ccgeeks #ccgeek
*Benefits and eligibility are subject to current card T&Cs.
Referral disclosure: I may earn a referral benefit if you apply through my links.
@suritalreja So how we always knew hygiene is of lowest priority in our society. But the news these days are highlighting and making us think of our outside eating habit π
If I could keep ONLY 3 lifetime-free credit cards in India, this is how Iβd build the setup:
π― IndusInd Tiger
Lounge + rewards
βοΈ UNI GoldX
Travel + 0% forex
π° CheQ AU
Everyday rewards
The idea isn't to find one card that does everything.
Give each card ONE job.
1οΈβ£ IndusInd Tiger
β’ 8 domestic lounge visits*
β’ 2 international lounge visits
β’ Golf benefits
β’ BookMyShow benefits
β’ 1.5% forex markup
β’ Up to 6 reward points/βΉ100 at higher spend slabs
β’ Air India transfer at 1:1
2οΈβ£ UNI GoldX
β’ 7% back on flights via UNI Store
β’ 10% back on hotels
β’ 0% forex markup
3οΈβ£ CheQ AU
β’ Up to 12% rewards on select spends
β’ Up to 12,000 CheQ points/month
β’ Up to 6% effective value on qualifying accelerated spends
So the strategy becomes:
π― Tiger β Benefits + rewards
βοΈ GoldX β Travel
π° CheQ AU β Everyday spends
3 cards. 3 jobs.
And βΉ0 in joining + annual fees.
Want the referral links?
They're in my Linktree π in bio.
#ccgeeks #ccgeek
*Benefits and eligibility are subject to current card T&Cs.
Referral disclosure: I may earn a referral benefit if you apply through my links.