Ronda Marie Cepeda

Finance, Family, Fun & Friends

[Point Predictive Inc. @PointPredict]

This is one worth re-featuring as we are hearing time and again from lenders concerned about bust-out fraud schemes,
where fraudsters strategically secure multiple loans, make initial payments to build trust, and then vanish. https://t.co/LXYQraBmad

[Point Predictive Inc. @PointPredict]

𝐁𝐞𝐲𝐨𝐧𝐝 𝐀𝐮𝐭𝐨 𝐋𝐞𝐧𝐝𝐢𝐧𝐠
Point Predictive isn't just for auto lenders. From mortgage to fintech, we have solutions to provide non-permissioned income validation in any loan vertical‚ without slowing down your approvals.

#lending #AI #fintech #fraud #income

[Point Predictive Inc. @PointPredict]

🔕 𝑸𝒖𝒊𝒆𝒕 𝑻𝒉𝒓𝒆𝒂𝒕𝒔 𝒂𝒏𝒅 𝑯𝒊𝒅𝒅𝒆𝒏 𝑭𝒓𝒂𝒖𝒅 𝑻𝒓𝒆𝒏𝒅𝒔 𝑭𝒓𝒂𝒖𝒅 𝒂𝒓𝒆 𝒆𝒗𝒐𝒍𝒗𝒊𝒏𝒈 𝒇𝒂𝒔𝒕‚ 𝒂𝒏𝒅 𝒔𝒕𝒂𝒚𝒊𝒏𝒈 𝒉𝒊𝒅𝒅𝒆𝒏 𝒍𝒐𝒏𝒈𝒆𝒓. Our models reveal the silent killers of profitability. Find out more 🔗 https://t.co/Up8tNxhzHp

[Point Predictive Inc. @PointPredict]

📍 Attention Auto Dealers and Auto Lenders: Know your risk zones! Highest fraud risk locations: Georgia, Texas, Nevada & Florida

Tag a dealer or auto lender operating in these states. To learn more https://t.co/oeGJIlYNl2

#autoIndustry #dealership #autolending #fraudprevention

[Point Predictive Inc. @PointPredict]

In today's customer success story, let’s see how Point Predictive helped Carriage Auto Group cut loan buybacks, reduce false positives, and speed up loan processing.
Find the full case study in the comments below.

[Point Predictive Inc. @PointPredict]

📢 Excited to welcome Neighbors Federal Credit Union to the Point Predictive family!

As fraud exposure reaches $8.1B industry-wide, the company has chosen AutoPass™ to protect their members and streamline loan funding.

Learn about the project and connect with our team 👇

[Point Predictive Inc. @PointPredict]

In our 2024 Auto Lending Fraud Report, Point Predictive identified fraud exposure totaling $7.9 billion. Frank McKenna expects this to reach $8.5 billion in 2025. Find more insight from Point Predictive's co-founder and Chief Fraud Strategist in Auto Finance News.

[Ronda Marie Cepeda @RondaCepeda]

8 years in the Desert and Family

[Point Predictive Inc. @PointPredict]

🤝Let's meet this month!

In January, Point Predictive is participating in two major auto lending events in New Orleans.

⭕ First, the AFSA Vehicle Finance Conference on January 20-23.
⭕ Then we're heading straight to the NADA Show on January 23-26.

Come say hi!

[Point Predictive Inc. @PointPredict]

Sync1 Systems' Lendtopia 2024 is coming up fast! Make sure you stop by the booth in the Cedar Prefunction area or book a meeting👇

https://t.co/vEGl5dwDng

We look forward to seeing you in San Antonio!

#lendtopia2024 #fraudprevention #creditunions

[Point Predictive Inc. @PointPredict]

🚀 A 26% rise in monthly fundings and 11% drop in monthly first-pay defaults! See how Point Predictive’s BorrowerCheck™️ and IncomePass™️, together with @TekambiTech's Origin8, delivered remarkable results for a lender client.

🔗 Full Case Study: https://t.co/acXPeiJqHI

[Point Predictive Inc. @PointPredict]

🎤 Our Chief Fraud Strategist Frank McKenna will be sharing his 'Mid-Year Fraud Predictions' and doing an 'AMA' at the Fraud Fighters Virtual Summit, happening July 17th! Register below 👇

https://t.co/mAR5OgRzxt

#fraud #fraudfighters #riskmanagement

[Point Predictive Inc. @PointPredict]

Straw borrowing is a growing concern in auto lending. Since 2020, high-risk undisclosed straw borrowing has risen from 4 basis points to 10 basis points in 2023. Grab our 2024 Auto Lending Fraud Trends Report below
https://t.co/ghfXr3fmj2
#fraud #riskmanagement #fraudprevention

[Ronda Marie Cepeda @RondaCepeda]

#NewProfilePic

[Point Predictive Inc. @PointPredict]

🙌 Thank you to the team at JPMorgan Chase & Co. for inviting us to share some insights into fraudsters in the age of AI. @frankonfraud presented the emerging threats and most promising defense strategies. We appreciate the opportunity to support a more secure finance industry!

[Point Predictive Inc. @PointPredict]

🎉 The first day of @CUNA’s Governmental Affairs Conference has arrived! We look forward to making new connections with credit unions and discussing the future of fraud prevention. Make sure to stop by Booth 1526!

#GAC2024 #fraudprevention #creditunions

[Point Predictive Inc. @PointPredict]

The results are in! We conducted a 2023 auto lender fraud survey about the state of fraud in auto lending. Over 35 risk management executives in the lending industry weighed in. Catch the results in our blog post. https://t.co/VKyIPKWczQ

#dealershipfraud #fraud mitigation

[Ronda Marie Cepeda @RondaCepeda]

#novacredit

[Ronda Marie Cepeda @RondaCepeda]

Let's connect!

[Ronda Marie Cepeda @RondaCepeda]

#ElectricVehicles #cashflowunderwriting #novacredit

[Nova Credit @nova_credit]

As demand for electric vehicles surges, Nova Credit is partnering with Autonomy to help consumers with limited credit history access electric vehicle subscriptions.
#fintech #fintechsolutions #ElectricCar
Read the full announcement here: https://t.co/VEDAukNcR9