Lost it all. Starting over from absolute zero ($0). Live documenting the raw truth of financial discipline, recovery, and building assets from scratch.
The vast majority of people I talk to explain away their debt.
“It’s not that bad.”
“The payment is manageable.”
“Everyone has debt.”
That’s the problem.
Debt becomes dangerous the moment you normalize it.
You can’t solve a problem you’ve convinced yourself doesn’t exist.
The first step to building wealth is telling yourself the truth.
@awealthofcs Mellencamp on the water is an elite holiday choice. Sounds like a perfectly grounded day with the family. Have a great rest of the weekend!
@Budgetdog_ The trap is waiting for life to get "easier" before you start building. When you have nothing left to lose, your relationship with adversity has to change. It stops being an excuse and becomes the exact weight you need to build real, unshakeable mental leverage
@JamesClear Acceptance is the first step. Admitting you aren't where you want to be takes away the pressure of trying to look perfect. When you have nothing left to lose, "messy early work" becomes the foundation for actual leverage. Taking it one day at a time.
It's the last day of 2025.
Please do this "🙌🙌🙌🙌".
Let's know that you're alive and grateful.
May the souls of those who have unfortunately passed on, continue to rest in peace.
Amen 🙏.
A special moment to end the year on. I carry on with the same passion, commitment and hunger as always to reach my goals.
Thank you to everyone who has supported me this year!