The zkVerify Team is live on the ground at @EthereumDenver at the Buidlhub for the hackathon!
Learn more about our bounties here: https://t.co/yeuhy0ccJM
Let’s get to building!
A TLDR of @term_labs major release of Vaults + a full writeup in the next post from the team.
- Fixed-rate lending is key to financial stability but complex in DeFi.
- Term Vaults automate fixed-rate lending, optimizing yields without active management.
- Built on Yearn V3, Term Vaults handle auctions, reinvestments, and rebalancing with strict risk controls.
- Governance involves Risk Curators, experienced DeFi firms setting portfolio parameters like collateral, LTVs, and diversification.
- Benefits include effortless access, optimized returns, robust risk management, and cost-efficient scalability.
- Institutional-grade risk frameworks ensure high standards and broader adoption of fixed-rate lending in DeFi.
Checkout the full blog in the post below:
Speaking of real yields I can earn passively, this is all I ever wanted from @term_labs—it’s finally live.
Now I can skip participating directly in loan auctions and just toss USDC in the Term USDC Meta Vault while curators compete to maximize my yield.
Power to the Community! 💪
Term is adopting @AragonProject to power Vaults' governance!
💡 Why Aragon?
🛡️Trustless, on-chain decision-making
🗳️Full transparency for proposals and votes
🌱Tailored governance for Term’s growing protocol
💬Empowering YOU to shape Term's future!
By leveraging Aragon, Term ensures that every stakeholder—LPs, borrowers, and DeFi enthusiasts—has a say in key decisions.
Get ready to participate in governance and help Term build a stronger, decentralized fixed-income ecosystem!
👉 https://t.co/nAEJgdQOGr
Term built the NEW Strategy Vaults on the cutting-edge Yearn V3 Vaults framework 🛠️
@yearnfi ‘s ERC-4626 compliant infrastructure delivers secure, modular, and efficient vaults designed specifically for fixed-rate, fixed-term loans.
By combining Yearn’s DeFi innovation with Term's fixed-income expertise, Strategy Vaults will reshape how users access yield and liquidity.
Get ready for next-level DeFi infrastructure 👇
https://t.co/nAEJgdQOGr
You experienced Term Auctions, you’ve signed the Blue Sheets, now it’s time to enter the Vault.
Term Strategy Vaults are built on @yearnfi V3, and are automated to make fixed-rate lending effortless.
- Pick your strategy
- Deposit your funds
- Secure predictable yields
Everything is audited, automated, and available for any user.
Welcome to seamless DeFi, with Term.
Let’s dive deeper 🧵
1/ What are Term Strategy Vaults?
They’re automated DeFi tools that make fixed-rate lending effortless. Built on @yearnfi V3, these vaults simplify liquidity management, reinvest earnings, and optimize risk-adjusted yields for passive investors.
2/ How does it work?
Funds are re-balanced across lending positions while maintaining prudent portfolio risk controls:
▫️ Participate in Term Auctions & Blue Sheets.
▫️ Focus on fixed-rate lending = capital efficient and consistent yields.
3/ Why choose Term Strategy Vaults?
🔹 Automated lending + strict portfolio controls
🔹 Stable, reliable yields
🔹 Professional risk curation
🔹 Non-custodial + verifiable on-chain
4/ No expertise required!
You deposit $USDC, $wETH, or other supported assets, and the vaults handle the rest. It's DeFi lending made simple.
5/ How secure is it?
☑️ Term Vaults are non-custodial.
☑️ Funds are locked in immutable smart contracts.
☑️ Protected by strict smart contract-enforced constraints.
☑️ Third-party audits reinforce safety.
Your funds, your control.
6/ Who can benefit?
Passive lenders who want set-it-and-forget-it lending.
Yield hunters tired of inefficiencies in floating-rate protocols.
Risk-conscious DeFi users who want professionally curated and tailored strategies, not a one-size-fits-all approach.
7/ Getting started is easy:
> Pick a strategy based on your risk preference.
>> Deposit your assets.
>>> Relax while the vault optimizes yield.
Why work harder when you can let your money work smarter?
Start your Vaults journey → https://t.co/nAEJgdQOGr
The @term_labs team just dropped an easy way to earn fixed yields ⚖️—skip the auction and lock in rates lending USDC, DAI, USDT, or ETH instantly!
I’ll be sharing a full tutorial on [https://t.co/JYGkGH4D6D] later today but this 3-min video breaks down the essentials. 📺
⚡ Exciting news from Term! We're proud to unveil...
📘 Blue Sheets - fixed rates when you want them, without the auction wait
Early supporters get 🔥 2x Points (first 100K)
Ready to Earn with Term? 👇
https://t.co/pTHxmZruJ0
Let’s dive deeper 🧵
🔮 Something exciting is coming to our community!
Get ready to unlock exclusive rewards and start earning Term Points like never before. Stay tuned—details dropping soon! 👀
USD0 from @usualmoney is an innovative stablecoin looking to unseat Tether at the top of the league tables by redistributing ownership to its users.
You can now lock in fixed rates on Term against USD0++.
Earn Pills and Term points for participating. 🧵⬇️
https://t.co/uFvzxM18Ai
Now live on Ethereum at https://t.co/gSfCDOai2H, the first scalable lending protocol allowing borrowers and lenders to lock in fixed rates with certainty.
No slippage, no spread and low fees.
Dobby enthusiasts, the time is now.
We had 661,494 pre-registrations, and we want to give 𝐘𝐎𝐔 participants early access to a fingerprint and ownership claim in Dobby.
Prove your intelligence.
Claim your ownership.
https://t.co/y2o1MGywYt
https://t.co/P9gm6reWyg
📢 🪂 𝐎𝐖𝐍 𝐓𝐇𝐄 𝐅𝐈𝐑𝐒𝐓 𝐄𝐕𝐄𝐑 𝐋𝐎𝐘𝐀𝐋 𝐀𝐈
In the coming days we will release Dobby, the first ever Loyal AI model. Participate in our first ever 𝐅𝐢𝐧𝐠𝐞𝐫𝐩𝐫𝐢𝐧𝐭𝐢𝐧𝐠 𝐂𝐚𝐦𝐩𝐚𝐢𝐠𝐧 to earn ownership of Dobby.
Pre-register: https://t.co/H4T4ZqYDF3
Looking to see how you stack up? We got you.
Introducing the DeFi lending score 👉 https://t.co/rGFyutoZnY
1️⃣ Get your borrow/lend power score
2️⃣ See how you stack up vs. the top 1%
3️⃣ Check if you qualify for 2x Term migration points boost
🚀 Whales, ready to flex? Dive in