Ryan Haiss, CFP®

Financial Planner @ Flynn Zito Capital Management | CFP® Professional
/*********/
Securities offered through LPL Financial, Member SIPC

[Ryan Haiss, CFP® @RyanHaiss]

High earners are often some of the most financially stressed people I work with.

Not because they’re irresponsible.

Because high income can quietly hide a fragile financial life.

Here’s why “High Earner, Not Rich Yet” is more common than people think:

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[Ryan Haiss, CFP® @RyanHaiss]

One of the biggest lessons I keep coming back to:

Most people don’t lose because they lack information.

They lose because they lack a repeatable process.

Information is everywhere. Opinions are everywhere. Hot takes are everywhere.

But a process gives you something more valuable:

A way to make decisions when the headlines are loud, emotions are high, and everyone else is reacting.

The goal isn’t to predict everything perfectly.

The goal is to build a framework you can actually stick with.

[Ryan Haiss, CFP® @RyanHaiss]

NBA Finals tickets have gotten insane.

I shared some thoughts with @Money for @pete_grieve piece on the income needed to comfortably afford some of the biggest sporting events in 2026.

My main takeaway:

The problem usually isn’t spending money on things you enjoy.

It’s spending without understanding the tradeoff.

https://t.co/Nio0Nv9nW2

[Ryan Haiss, CFP® @RyanHaiss]

@MrNQDC Haha let's see if it can replicate! :)

[Ryan Haiss, CFP® @RyanHaiss]

High earners are often some of the most financially stressed people I work with.

Not because they’re irresponsible.

Because high income can quietly hide a fragile financial life.

Here’s why “High Earner, Not Rich Yet” is more common than people think:

↓

[Ryan Haiss, CFP® @RyanHaiss]

@darrelltalksfi Sure are

[Ryan Haiss, CFP® @RyanHaiss]

@cliffcornell_ See it all the time!

[Ryan Haiss, CFP® @RyanHaiss]

@MarketPalmer_ True

[Ryan Haiss, CFP® @RyanHaiss]

@MrNQDC Love it!

[Ryan Haiss, CFP® @RyanHaiss]

@imericrife Awesome thread Eric

[Ryan Haiss, CFP® @RyanHaiss]

@CoachRolfes Nice framework

[Ryan Haiss, CFP® @RyanHaiss]

@DadisFIRE That's the way to do it

[Ryan Haiss, CFP® @RyanHaiss]

@TKopelman Same. Even if it is a "I received your email and will get back to you" message back.

I've had meetings with prospective (now clients) that said their former advisors didn't return their calls for weeks.

[Ryan Haiss, CFP® @RyanHaiss]

@RomanPuglise Many options out there for high earners!

[Ryan Haiss, CFP® @RyanHaiss]

@MiniRetireMatt 🔥

[Ryan Haiss, CFP® @RyanHaiss]

@thejohnhenry 🙌

[Ryan Haiss, CFP® @RyanHaiss]

@iamcoriarnold Start investing early no matter the amount and compounding will do the heavy lifting in time

[Ryan Haiss, CFP® @RyanHaiss]

@JJsFinclub Truth. A lot of people do not have an income problem as much as they have a system problem.

[Ryan Haiss, CFP® @RyanHaiss]

@clbradfish This is such an overlooked point.

Disability coverage is not exciting, but it can be one of the most important pieces of the plan.

[Ryan Haiss, CFP® @RyanHaiss]

@FranWalsh73 That income ≠ wealth point is the big one!

A high income can make everything feel fine for a while, but if nothing is actually being kept, invested, or coordinated, the gap eventually shows up.

[Ryan Haiss, CFP® @RyanHaiss]

@cliffcornell_ Really interesting stuff! Taxable wealth planning is getting more specialized by the day.

[Ryan Haiss, CFP® @RyanHaiss]

@darrelltalksfi Invest Invest Invest!