SCHD STAN | Craig

Daily $SCHD News & Updates • Join my quest for generational passive income —see link below for my share count • Not affiliated w/Charles Schwab • Not advice

[SCHD STAN | Craig @SCHDETF_]

Why do I invest in $SCHD? 

In the long run, it’s unlikely that SCHD will consistently outperform the S&P500. However, SCHD doesn't have to be better than the S&P to be a worthwhile investment…

[SCHD STAN | Craig @SCHDETF]

😆😂🤣

[SCHD STAN | Craig @SCHDETF]

This ⬇️

[SCHD STAN | Craig @SCHDETF]

$SCHD Share Progress

With $SCHD hitting the weekly lows yesterday, I took the opportunity to add 10 more shares, bringing my total to 7,090.

With the recent dividend increase, my yield on cost is now well over 4%! 😁🤩🥳

Steady progress, day by day, week by week, month by month, year by year…

[SCHD STAN | Craig @SCHDETF]

Schwab has released its annual summary of $SCHD’s reconstitution, highlighting key changes to holdings, fundamentals, sector allocations, and performance. Here are the main takeaways:

Holdings

The 2025 $SCHD reconstitution led to the removal of 17 stocks and the addition of 20 new stocks, resulting in a portfolio turnover of 19.2%. Notable changes include:
🔹 Additions: ConocoPhillips (+4.60%) and Merck & Co. (+4.01%) as new top 10 holdings
🔹 Deletions: Pfizer (-4.30%) and BlackRock (-3.83%) removed from the top 10 holdings

Fundamental Summary

🔹 Dividend yield decreased by 0.13% to 3.80%
🔹 Free cash flow to debt rose 6.68% to 66.07%
🔹 Dividend growth increased by 0.42%

Sector Allocation

SCHD’s sector exposure shifted significantly:
🔹 Energy: +8.8%
🔹 Consumer Staples: +3.7%
🔹 Financials: -8.7%
🔹 Health Care: -2.1%

Performance

🔹 1-Year: 11.67%
🔹 3-Year: 4.16%
🔹 5-Year: 11.05%
🔹 10-Year: 11.03%
🔹 Since Inception: 12.92%

Check out the full document below for more details.

[SCHD STAN | Craig @SCHDETF]

“STRIVE NOT TO BE A SUCCESS BUT RATHER TO BE OF VALUE.”

~ Albert Einstein

[SCHD STAN | Craig @SCHDETF]

Other Dividend ETFs will have their day, no doubt in my mind, but right now, it’s $SCHD time to shine! ✨

[SCHD STAN | Craig @SCHDETF]

📊 1-Year Dividend Growth Rates
For Top Dividend ETFs

🔹 $SCHD: +12.23% 👑
🔹 $DVY: +7.11%
🔹 $HDV: +5.69%
🔹 $VOO: +5.45%
🔹 $VIG: +5.33%
🔹 $DGRO: +5.24%
🔹 $NOBL: +2.58%
🔹 $SDY: +2.55%
🔹 $SPYD: +1.98%
🔹 $DGRW: +1.96%
🔹 $VYM: +0.47%
🔹 $DIVB: -5.36%
🔹 $FDVV: -7.66%

[SCHD STAN | Craig @SCHDETF]

I won’t try to pinpoint the macro reasons, those are tough to determine, even for people much smarter than me. But if you compare this year’s dividend growth rates across dividend ETFs, you’ll see that $SCHD far surpassed them (see below).

Why? Beyond targeting dividend growth, SCHD also “manufactures” it by replacing lower-yielding stocks with higher-yielders during its annual reconstitution. This can lead to the removal of some well-performing stocks (if price appreciation lowers their yield), but it’s also why SCHD’s dividend growth outpaces other ETFs—even when organic dividend growth is relatively slower.

📊 1-Year Dividend Growth Rates:
🔹 $SCHD: +12.23% 🚀
🔹 $DVY: +7.11%
🔹 $HDV: +5.69%
🔹 $VOO: +5.45%
🔹 $VIG: +5.33%
🔹 $DGRO: +5.24%
🔹 $NOBL: +2.58%
🔹 $SDY: +2.55%
🔹 $SPYD: +1.98%
🔹 $DGRW: +1.96%
🔹 $VYM: +0.47%
🔹 $DIVB: -5.36%
🔹 $FDVV: -7.66%

This strategic rebalancing is a key reason why SCHD’s dividend growth consistently stands above the rest.

[SCHD STAN | Craig @SCHDETF]

This is just an estimate, and I could be wrong but last quarter, I was off by only $0.0017! Regardless, I’m confident we’re in for a significant increase. 💰😊

[SCHD STAN | Craig @SCHDETF]

Another dividend increase that will be included in the next $SCHD payout in March.

RADIAN GROUP INC $RDN announced a dividend increase of 4.1%

RDN currently makes up 0.19% of $SCHD

[SCHD STAN | Craig @SCHDETF]

Feb 14, 2025 $SCHD Recap
🔻 Closed: $27.79 -0.22%
🟢 Weekly Gain: +0.83%

📈 Trading Ranges
Today:
High: $28.01
Low: $27.76

This Week:
High: $28.01 (Today)
Low: $27.50 (Monday)

Hit the weekly high early in the day before dipping into the red by late afternoon.

Did you catch my $SCHD Q1 dividend estimate? I have a feeling investors are in for a pleasant surprise… 👀

Have a Happy ❤️’s Day!

[SCHD STAN | Craig @SCHDETF]

I’ve crunched the numbers, and my $SCHD dividend payout prediction is ready! But before I share it—what’s your estimate for the next SCHD payout? Vote below! ⬇️📊

📢 Key Stats:
🔹 2024 Q1: $0.2037 (+2.43% YoY)
🔹 2023 Q1: $0.1988 (+15.24% YoY)
🔹 2024 Avg. Quarterly Payout: $0.2486 (+12.23% YoY)
🔹 Last Payout (2024 Q4): $0.2645
🔹 25 dividend increases will impact this next payout.

Drop your predictions below! ⬇️

[SCHD STAN | Craig @SCHDETF]

Here’s the estimate https://t.co/xJKc48qJYl

[SCHD STAN | Craig @SCHDETF]

61% of voters believe $SCHD’s next dividend payout will be 6-9% higher than last year’s Q1.

Oh boy—either my calculations are way off, or we’re in for a big surprise! 😮

[SCHD STAN | Craig @SCHDETF]

Here it is

[SCHD STAN | Craig @SCHDETF]

📢 SCHD STAN $SCHD 2025 Q1 Dividend Payout Estimate:

💰 $0.2685 per share +31% from 2024 Q1 🤩

🔹 If accurate, this would mark a 31.8% YoY increase and a 6.5% rolling 12-month avg increase.
🔹 This would bring SCHD’s total annual payout to $1.0592/share, resulting in a 3.8% yield at today’s opening price of $27.87.
🔹 For comparison, the current yield at $27.87 is 3.57%.

$SCHD typically posts its distribution quietly, right around the ex-dividend date (Q1: March 26)—no announcement, no fanfare. But don’t worry, when it drops, I’ll post it and make sure it gets the full celebration it deserves!🎉

I’ll run another estimate as we get closer to the ex dividend date.

📌 Note: This is only an educated estimate based on summing individual payouts from SCHD’s holdings and factoring in allocation percentages on a sample date.

[SCHD STAN | Craig @SCHDETF]

This poll will only last 1 hour get your votes in before 10:50am EST. $SCHD Dividend Prediction.

[SCHD STAN | Craig @SCHDETF]

Oh wow! You guys are going to be surprised! 🤩

[SCHD STAN | Craig @SCHDETF]

Good Friday morning!
$SCHD Pre-Market: $27.87 ▲ +0.07%

📊 Yesterday’s Trading Range:
📈 High: $27.85
📉 Low: $27.65

Have a fantastic Friday!