Spencer Horowitz

I am a Financial Advisor at Morgan Stanley. For more information please visit my website. NMLS ID 1827770

[Spencer Horowitz @SHorowitzMS]

While US stocks may be range-bound, look for higher upside in Japan and solid income from investment grade bonds. Find out more in the 2024 Outlook edition of On the Markets. https://t.co/OzEdGaXeVW

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.41% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://t.co/iTzVX8ujxB

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.37% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://t.co/daWMjn0Fty

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://t.co/xkZ1G9tnhW

[Spencer Horowitz @SHorowitzMS]

While risks remain, our top investment strategist sees three bright spots for the economy. Let’s discuss how your portfolio can benefit. https://t.co/i2ywDfNXgo

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.32% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://t.co/87wxDlVCrs

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn 4.75% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://t.co/Gojmi72ShE

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.27% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://t.co/xULCgYk7gT

[Spencer Horowitz @SHorowitzMS]

Could investing in the S&P 500 leave you less diversified than you’d like to be? Let’s discuss how to minimize this risk in your portfolio. https://t.co/vzdqO2MVJ9

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn 4.60% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://t.co/9MfXz20mKb

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.16% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://t.co/KQ8ruKQQ8x

[Spencer Horowitz @SHorowitzMS]

In uncertain markets, alternative investments may be useful. They can provide income, help diversify your portfolio and serve as an inflation hedge. Let’s discuss if any strategies make sense for you. https://t.co/hOZJ6FVoza

[Spencer Horowitz @SHorowitzMS]

Are the Fed’s inflation-fighting tools not working as planned? Morgan Stanley sees three obstacles impeding the central bank’s progress. Let’s discuss what it could mean for your portfolio. https://t.co/AbMc7qIDdk

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.11% Annual Percentage Yield with a 6 or 11-month CD. Learn more and contact me to take advantage of this competitive CD offer. https://t.co/uS6tbyXJGH

[Spencer Horowitz @SHorowitzMS]

Losses are painful, but investors who can stay focused on their goals, rather than obsessing over monthly returns, will likely be better off in the long run. See why. https://t.co/HrbtVrLAgX

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn 4.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://t.co/LzyZ8puKC9

[Spencer Horowitz @SHorowitzMS]

Some goals are a continual priority, but uncontrollable factors like market volatility could impact your progress. Let’s take some time to meet and make sure you’re on track. https://t.co/2nmPJTniGx

[Spencer Horowitz @SHorowitzMS]

Morgan Stanley clients with eligible brokerage accounts can earn 4.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://t.co/LzyZ8puKC9

[Spencer Horowitz @SHorowitzMS]

You’re enjoying life as a retiree – but have you taken all the steps needed to help ensure your money will last? Consider these strategies. https://t.co/8juaPVNNuc

[Spencer Horowitz @SHorowitzMS]

Demand is surging for technology that cuts costs and boosts productivity. Here’s what investors need to know. https://t.co/nkWXBKkoLH