SME Conference

@SME_Conference is a joint initiative of University of Management and Technology (UMT), and Small and Medium Enterprises Development Authority (SMEDA).

[Khadija Naz @KhadijaNaz8]

SME task force Objective is to propose detailed processes and time bound action and resource requirement for SME sector development and support programs.
#SMECONF2018

[Romila Qamar @RomilaQamar]

The challenge for the ShoreBank International team was to shift the focus from collateral to underwriting on cash flows and business performance. #SMECONF2018

[Romila Qamar @RomilaQamar]

The branches lacked a performance-based culture, and there were many management layers. Most credit decisions were based on the basis of immovable collateral. #SMECONF2018

[Romila Qamar @RomilaQamar]

A tool was developed to assist loan officers in converting informal cash book receipts into standard financial documents. . #SMECONF2018

[Romila Qamar @RomilaQamar]

SBP has introduced a more detailed SME definition on a pilot basis and requested banks to report quarterly; although this is a step in the right direction, the brackets are too many which makes banks reporting too complex. #SMECONF2018

[SME Conference @SME_Conference]

3rd SME Conference is in progress at the moment #SMECONF2018

[Romila Qamar @RomilaQamar]

To monitor SME lending, SBP created an SME department and now requires banks to report all loans smaller than Rs 75 million on a quarterly basis. Thus, implicitly, SBP has defined SME loans as those smaller than Rs 75 million #SMECONF2018

[Romila Qamar @RomilaQamar]

Government efforts to increase SME access to financing have had modest results, with loans to SMEs declining as a percentage of total lending. Against the backdrop of a growing banking sector, SME lending has witnessed a slight downward trend over the period 2004-07. #SMECONF2018

[Romila Qamar @RomilaQamar]

SMEs accounted for 16.2 percent of total credit to the private sector in 2007, down from 17.5 percent in 2004. In contrast, both corporate and consumer finance grew, from 54 percent to 56 percent and from 9 percent to 14 percent, respectively, in the same period. #SMECONF2018

[Romila Qamar @RomilaQamar]

The average SME loan has also slightly increased in size, reaching Rs 2.4 million. #SMECONF2018

[Romila Qamar @RomilaQamar]

To complement the broad picture of SME financial access presented from supply indicators, this section measures access from the demand side. #SMECONF2018

[Romila Qamar @RomilaQamar]

Although a considerable number of Pakistani SMEs have a bank account, few borrow from banks. The SMEs have also more limited access to finance than their counterparts in India and Bangladesh. #SMECONF2018

[Romila Qamar @RomilaQamar]

NPL'S of commercial banks are much better than NPL's of SME. #SMECONF2018

[Memoona Zareen @Memoona_Zareen]

Session on SME Policy Framework for Pakistan
#smeconf2018

[Romila Qamar @RomilaQamar]

The number of enterprises that reported having at least one outstanding loan or overdraft facility increased substantially from 2002 to 2005 (ICA 2002 and 2007). #SMECONF2018

[Anam Naeem @AnamNaeem20]

The phenomenon of marketing an industrial cluster should entail economic reasoning (i.e. why firms should be interested to co-locate in an area) as well as social reasoning (i.e. persuading inhabitants to buy from that cluster). #SMECONF2018

[Khadija Naz @KhadijaNaz8]

Increasing SMEs’ access to formal finance including equity, financing while addressing the question of ‘ lacking documentation’ and banks' technical capabilities and improving SMEs' capacity to become bankable.
#SMECONF2018

[Syed Mughees® @syeadmughees]

The large companies confer a lot of externalities by assisting these firms in designing, quality control, technical know-how etc. and helping improve their productivity. #SMECONF2018

[Romila Qamar @RomilaQamar]

NBP is a state-owned bank with the largest branch network (1,243 branches) in the country. Its total assets exceeded $12 billion in 2007. #SMECONF2018

[SME Conference @SME_Conference]

3rd SME Conference is in progress at the moment #SMECONF2018