Swift

We’re on a mission to make international transactions instant, frictionless and interoperable.

[Swift @swiftcommunity]

What’s next for global finance?

At Sibos 2026, industry leaders will come together to explore the forces shaping the future of finance.

We’ll be hosting sessions exploring how the industry can meet evolving customer expectations, support new ways of moving value, and build confidence in an AI-driven future.

If you're heading to Miami, drop by the Swift stand to say hello.

Explore our programme: https://t.co/TVYse48QkT

#Sibos

[Swift @swiftcommunity]

Building on what already works. Extending it to support a tokenised future.

We’re extending Swift’s infrastructure, standards, and expertise to enable a tokenised future, supporting real-time, 24/7 digital payments.

This builds on the scale, reliability, and resilience that institutions around the world already trust and depend on.

Learn more: https://t.co/obBakLERqX

#CrossBorderPayments #SwiftBlockchainLedger

[Swift @swiftcommunity]

Always‑on payments require liquidity to be in the right place, at the right time.

With the Swift ledger, the sending bank commits funds upfront, visible in real time to all parties.

So the process shifts from managing uncertainty to acting on confirmed liquidity.

The result?

A more predictable cross‑border payment experience – wherever and whenever payments are made.

Find out more: https://t.co/rsqZii0Smp

#CrossBorderPayments #SwiftBlockchainLedger

[Swift @swiftcommunity]

What does a multi-rail future for payments look like?

The Swift ledger is designed to deliver one trusted connection to orchestrate transactions across digital ecosystems.

No fragmentation. Just more seamless access.

With coordinated flows across borders and forms of value.

Together with institutions across the globe, we’re working to enable adoption at scale - without disrupting existing systems.

Find out what this means: https://t.co/QxlQruZGbf

#CrossBorderPayments #SwiftBlockchainLedger

[Swift @swiftcommunity]

With our payments scheme, financial institutions can enhance front-end digital experiences by improving FX and fee transparency, and giving customers clearer, real-time tracking. At the same time, they can address last-mile frictions around speed and traceability – guided by benchmarks and insights aligned to G20 targets.

Find out more: https://t.co/PlnDNuzZop

#CrossBorderPayments #SwiftScheme

[Swift @swiftcommunity]

⚡ A better cross-border payment experience is here.

Consumers can now send money across borders with greater speed, transparency and predictability through Swift's scheme, a shared framework for retail payments. Payments from Australia to Spain have been completed in as little as 23 seconds, while transfers from China to the United States have arrived in just a minute.

26 financial institutions have started processing payments according to the framework, activating 25 payment corridors across 17 markets worldwide.
With more than 70 financial institutions committed to implementing the framework in 2026, these benefits will extend to even more customers and markets around the world.

Find out more: https://t.co/Edy8W4pLic

#CrossBorderPayments

[Swift @swiftcommunity]

Why is Swift's approach to blockchain different?

While many initiatives focus on creating new networks, Swift is extending infrastructure already trusted by more than 11,500 financial institutions worldwide.

Our shared ledger combines the benefits of tokenised transactions with the reach, resilience and interoperability that underpin today's global financial system.

Built alongside the banking community and ready for use in just nine months, it's designed not to replace the existing financial ecosystem, but to help it evolve.

That's the power of combining innovation with trust at global scale. https://t.co/8K0pvzNldb

#Ledger #CrossBorderPayments #Tokenisation

[Swift @swiftcommunity]

Not all cross-border payments perform at the same level. Some move at speed, while others still face delays, friction and hidden costs.

Just like in football, the difference comes down to strategy and planning.

Our Payment Optimisation Playbook reveals where payments are performing well and where there is still room for improvement at the last mile.

Because the first step to improving the game is assessing current performance.

👉 Explore the insights and see how you can optimise your cross-border payments: https://t.co/rY87AlJQEb

#Payments #Data

[Swift @swiftcommunity]

Everyone wants cross-border payments to be faster, more transparent and more predictable.

But delivering that future cannot be done by one organisation alone. It requires industry-wide collaboration.

That's why we're bringing the global financial community together around shared rules and standards through the Swift payments scheme.

Find out more and join the scheme: https://t.co/ADRsdvxkE5

#CrossBorderPayments #SwiftScheme

[Swift @swiftcommunity]

What will the financial system of tomorrow look like?

According to Nick Kerigan, our Head of Innovation, three transformative forces are converging: tokenisation, AI and quantum computing.

While technology will reshape how finance operates, some fundamentals will remain unchanged. Trust, high-quality data and common standards will continue to underpin any future financial system.

What comes next will combine new capabilities with trusted foundations to deliver better outcomes for customers.

Read Nick's latest perspective: https://t.co/8gxzQH6ICd

#Innovation #AI #Tokenisation #Payments

[Swift @swiftcommunity]

New technology alone isn't enough to transform finance. It also needs trust, interoperability and global reach.

That's what makes Swift uniquely positioned. Our shared ledger is being added to infrastructure already trusted by more than 11,500 financial institutions across 200+ markets, combining the potential of tokenised transactions with the security, resilience and operational excellence the financial industry relies on every day.

Built in collaboration with the global financial community, the ledger will support 24/7 cross-border transactions using tokenised deposits while helping institutions adopt new forms of digital value at scale.

👉 Learn more in our latest article: https://t.co/8K0pvzNldb

#SwiftLedger #CrossBorderPayments #Tokenisation

[Swift @swiftcommunity]

🏁 In football, speed makes all the difference. In payments, it does too.

Payments today are faster, more secure and more efficient than ever. However, behind every transaction, there can still be delays, costs and inefficiencies that often go unnoticed.

If we want to improve the system, we first need to understand where those frictions exist.

Our Payment Optimisation Playbook brings them to light, turning hidden challenges into actionable insights.

Download the report to understand how “last mile” frictions impact industry speed goals and how we can work together to overcome them: https://t.co/rY87AlJQEb

#Payments #Data

[Swift @swiftcommunity]

Everyone agrees on what better cross-border payments should look like. The real challenge is making it happen consistently, at scale.

Nasir Ahmed, Global Head of Swift Payments Scheme, discusses the impact central banks can have at translating global ambition into domestic delivery.

Read now: https://t.co/Zjlgfz4xOf

#CrossBorderPayments

[Swift @swiftcommunity]

Implemented in 9 months. Global from day one.

Swift's blockchain-based ledger is ready for use, with ANZ, BNP Paribas, BNY, Citi, DBS Bank, First Abu Dhabi Bank (FAB), FirstRand, HSBC, Itaú Unibanco, Lloyds Banking Group, Mashreq, MUFG, OCBC, Standard Chartered, UBS, UOB and Wells Fargo preparing to pilot 24/7 tokenised cross-border payments.

This is a significant step towards scaling tokenised finance powered by the standards, security and global reach the industry relies on. By combining distributed ledger technology with Swift’s secure messaging network, the ledger:

-Enhances liquidity efficiency
-Improves cash flow visibility
-Enables seamless token recognition

What’s next? This is the first use case. The ledger creates a foundation for future innovation in areas like programmable money and agentic commerce, and we're continuing to explore more use cases with our community - helping to take tokenised money closer to scalable, real-world adoption.

Find out more: https://t.co/wZvKKpB2q8

#Ledger #Tokenisation #CrossBorderPayments

[Swift @swiftcommunity]

Unstructured addresses are being phased out in cross-border payments, but why?

Structured address data enables:
• Greater straight-through processing
• More effective compliance screening
• Enhanced transparency across the payments chain

For financial institutions, corporates and infrastructures alike, the priority is clear: prepare early, ensure data readiness and avoid disruption. https://t.co/lUAMBURqow

#ISO20022 #Payments

[Swift @swiftcommunity]

75% of cross-border payment on our network reach beneficiary banks within 10 minutes, exceeding the G20 goals for cross-border payments.

But sending money internationally isn’t just about speed. It’s also about the end-to-end experience customers receive.

While significant progress has been made, challenges remain at both the first stage and the last mile of the payment journey.

That's why we're advancing a payments scheme – a market-wide framework with harmonised rules designed to deliver faster, more transparent, and more predictable cross-border payments at a global scale.

Because improving payments isn't about fixing one part of the chain - it's about making the entire journey work seamlessly.

Find out more: https://t.co/54z4Xk1vcx

#CrossBorderPayments #SwiftScheme

[Swift @swiftcommunity]

In the financial system of tomorrow, what changes, what remains, and what’s essential?

“My visualisation?” says Nick Kerigan, Swift’s Head of Innovation. “A system built on trust, programmability and intelligence that uplifts the experience of every customer, whatever financial service they choose to use.  And one in which customers need not think about the financial service at all – just the outcome they wish to achieve.”

Read now: https://t.co/7jSLeQG1FV

#Innovation #CrossBorderPayments

[Swift @swiftcommunity]

In a world of constant change, how do we ensure the right conversations are taking place?

Collaboration between policymakers and industry participants has never been more important.

That’s why last year we launched the Policy Lab – a dedicated forum for open dialogue between regulators, standard-setters, industry associations and international financial institutions.

This year, we’re continuing the conversation across key global moments – from Zurich to Istanbul, Kuala Lumpur and beyond, culminating at @Sibos in Miami, where perspectives from across the ecosystem come together.

Because shaping the future of finance requires not just innovation, but alignment. Find out more: https://t.co/5hEECNsxuI

#PolicyLab #Finance #Interoperability