Samsterdam

Jabwow

[Samsterdam @SamEssen4]

I TOLD YOU THEY ALL SLEPT ON THE 6 SEED😈😴

[Samsterdam @SamEssen4]

@KingJames lemme put you on

[Charlie Kirk @charliekirk11]

RT IF YOU WANNA SEE RONALDO CRY

[Big Cat @BarstoolBigCat]

Former Bull Rick Brunson books massage under name "Patrick Ewing" arrested for sexual assault http://t.co/EwPwTvtHNx

[Mark Cecchini, CFP® @markcecchini]

COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s.

SOLDIER 1: What’s a 401(k)?

COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old.

SOLDIER 2: So I don’t pay taxes on it?

COMMANDER: Well, you pay taxes later. When you withdraw.

SOLDIER 2: So it’s not tax-free.

COMMANDER: It’s…tax-deferred.

SOLDIER 2: What’s the difference?

COMMANDER: You pay taxes later instead of now.

SOLDIER 1: What if I want to pay taxes now?

COMMANDER: Then you do a Roth 401(k).

SOLDIER 3: What’s a Roth?

COMMANDER: You pay taxes now, and it grows tax-free.

SOLDIER 2: That’s what I thought the first one was.

COMMANDER: No, the first one you pay taxes later.

SOLDIER 1: Which one’s better?

COMMANDER: Depends on your tax bracket in retirement.

SOLDIER 1: …How would I…know that?

COMMANDER: You don’t. You just guess.

⸻

SOLDIER 4: What if I don’t have a 401(k) through my employer?

COMMANDER: Then you open an IRA.

SOLDIER 4: What’s the difference?

COMMANDER: One’s through your job, one’s on your own.

SOLDIER 4: Can I have both?

COMMANDER: Yes.

SOLDIER 4: Should I?

COMMANDER: Maybe.

SOLDIER 3: Can I do a Roth IRA?

COMMANDER: Only if you make under a certain amount.

SOLDIER 3: What’s the limit?

COMMANDER: Changes every year.

SOLDIER 2: What if I make too much?

COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first.

SOLDIER 2: …Is that legal?

COMMANDER: Surprisingly, yes.

SOLDIER 1: What’s a backdoor Roth?

COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”.

SOLDIER 1: Why wouldn’t I just contribute to the Roth directly?

COMMANDER: Because you make too much money.

SOLDIER 1: But this way I can?

COMMANDER: Yes.

SOLDIER 1: That feels like a loophole.

COMMANDER: It is. But the IRS is cool with it.

⸻

SOLDIER 5: I just changed battalions. What do I do with my old 401(k)?

COMMANDER: You roll it over.

SOLDIER 5: Into what?

COMMANDER: An IRA. Or your new 401(k). Depends.

SOLDIER 5: On what?

COMMANDER: The funds. The fees. Whether your new plan accepts rollovers.

SOLDIER 5: What if I just take the money out?

COMMANDER: You’ll pay taxes plus a 10% penalty.

SOLDIER 5: What if I’m 59?

COMMANDER: Penalty.

SOLDIER 5: 59 and a half?

COMMANDER: No penalty.

SOLDIER 5: …The half matters?

COMMANDER: The half matters.

⸻

SOLDIER 3: What’s a mega backdoor Roth?

COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute.

SOLDIER 3: Right.

COMMANDER: But the total limit including employer contributions is higher.

SOLDIER 3: Okay…

COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth.

SOLDIER 3: Does my plan allow that?

COMMANDER: I don’t know. You have to ask Betsy.

SOLDIER 3: Will Betsy know?

COMMANDER: Probably not.

⸻

SOLDIER 2: Can I deduct my IRA contribution on my taxes?

COMMANDER: Are you covered by a retirement plan at work?

SOLDIER 2: Yes.

COMMANDER: Then only if you make under a certain amount per year.

SOLDIER 2: What’s the amount?

COMMANDER: Depends if you’re married.

SOLDIER 2: What if my wife has a plan but I don’t?

COMMANDER: Different limit.

SOLDIER 2: What if neither of us has a plan?

COMMANDER: Full deduction.

SOLDIER 2: So it’s better to not have a 401(k)?

COMMANDER: No…

⸻

SOLDIER 1: Can I just keep my money in a sock?

COMMANDER: You could. But inflation will slowly destroy it.

SOLDIER 1: What’s inflation?

COMMANDER: (sighs)…

[monty @78RuinedMyLife]

Guess which one Nathan Mackinnon scored

[Nate @NateGchi]

The Viet Dip sandwich tonight at Phodega in Wicker Park

[snorling @sheanorling]

“the pope is weak on crime” is a top-5 funniest thing any politician has said ever in history

[Jack Moran @JackMoranDesign]

This is how Julius Randle plays basketball

[Chris Bakke @ChrisJBakke]

Guy who picked Guadalajara as a World Cup venue at the FIFA board meeting tomorrow:

[Kyle Griffin @kylegriffin1]

WSJ Exclusive: A U.S. intelligence official has alleged wrongdoing by Tulsi Gabbard in a whistleblower complaint that is so highly classified it has sparked months of wrangling over how to share it with Congress, according to U.S. officials and others familiar with the matter. https://t.co/ZHnpTMrEEh

[Matt McDermott @mattmfm]

As insane as this sounds, it’s true: Pam Bondi sent Minnesota officials a letter today saying ICE would leave the state if Minnesota turns over its voter files to the Trump Administration.

They’re openly using state violence as a bargaining chip to seize election infrastructure.

[TRIGGERnometry @triggerpod]

Hitler reacts to the new generation of Nazis

[Mike Nellis @MikeNellis]

Seems like it should be a much bigger story that two DOGE employees leaked Social Security numbers to a Republican group focused on overturning elections.

[Pub @PubWanghaf]

“My Caracas. My dune.”

[Commentary Donald J. Trump Posts From Truth Social @TrumpDailyPosts]

Donald J. Trump Truth Social Post 09:51 AM EST 12/15/25

[Samsterdam @SamEssen4]

> export $13B soybeans to China in 2024
> impose dumb dumb tariffs
> soybean exports to China fall to $0
> trade our most advanced AI chips to China in exchange for them buying our soybeans again

Art of the deal!!!!!!!

[The Kobeissi Letter @KobeissiLetter]

BREAKING: President Trump says he has called China's President Xi and approved sales of Nvidia's H200 chip to China.

Trump says 25% of revenue will be paid to the US and the "same approach" will apply to AMD, Intel, and others.

[Rep. Brian Fitzpatrick 🇺🇸 @RepBrianFitz]

This is a major problem. And one of the many reasons why these ridiculous side shows and secret meetings need to stop. Allow Secretary of State Marco Rubio to do his job in a fair and objective manner.

[Clash Report @clashreport]

JD Vance on Russia-Ukraine:

Why don't you stop killing each other and start trading with one another?

Why don't they actually engage in some commerce, travel between the two countries, engage in some sort of cultural exchange?

[Samsterdam @SamEssen4]

She’s obviously right and the fact only 23 house democrats stood with her is…not good!

[Rep. Marie Gluesenkamp Perez @RepMGP]

I got my ass handed to me yesterday in debate, but I am profoundly encouraged to have been a small part of the long work of affirming that in America, we choose our leaders.

Thank you to the 22 Democrats who stood with me.