Savings, Investments, Etc

Goal based, clutter free, investment services.

[Savings, Investments, Etc @SamriddhiFinPro]

#MutualFund Investing !

Keep investing simple.

https://t.co/OC6FqDk6NU

[THE SKIN DOCTOR @theskindoctor13]

The 1978 Ranga-Billa case involved the brutal kidnapping and murder of teenage siblings Geeta and Sanjay Chopra in Delhi by career criminals Kuljeet Singh (Ranga) and Jasbir Singh (Billa).

The horrific crime shocked the nation, leading to a massive manhunt and the swift conviction of both killers, who were ultimately hanged in 1982.

The investigation was led by Inspector VP Gupta of the Delhi Police, with SI Ram Chander serving on the team. A bystander, who had tried to save the children, and later helped the police identify the killers by providing their descriptions was Babulal. The journalist who covered the case was Prabha Dutt.

Amazon Prime's series Raakh, which is based on this incident, replaces Inspector VP Gupta with SI Jayprakash Jatav, explicitly portrayed as a Dalit officer navigating institutional bias. Furthermore, SI Ram Chander is replaced by SI Javed Murtaza, Babulal by Saleem, and Prabha Dutt by Nisar, while a lazy hawaldar character named Mishra has been added to the narrative.

This isn't creative liberty. Creative liberty is meant to enhance a story, not distort historical facts to fit a specific ideological agenda. Another stark reminder of how easily history can be rewritten in plain sight under the convenient guise of creative freedom.

[anand mahindra @anandmahindra]

I ran across this video a few days ago and couldn’t stop watching it.

It’s about something ordinary & boring, a plastic gas lighter. But it changes how one thinks about manufacturing.

That lighter in so many of our homes, holds pressurised gas. It has over 30 microscopic parts, has to pass international safety codes, & travel 10,000 miles by sea, & the total cost of doing all that, materials, labour, freight, every middleman along the way, comes to fifteen U.S cents.

So how does anyone make money on this?

Turns out almost the entire world’s supply comes from one place: a county called Shaodong, in China’s Hunan province.

It wasn’t always there.

But today, Shaodong has 114 lighter-related companies packed into the place & between them they source more than 200 different components from each other, all within a 20-kilometre radius. They supply something like seventy percent of the world’s disposable lighters. And the industry alone employs over 80,000 people locally.

Nobody there is winning on cheap labour anymore. They’re winning by shaving a thousandth of a cent off the thickness of a plastic wall, or redesigning a base so a few thousand more units fit into the same shipping container.

It took my thoughts back to an old professor of mine, Michael Porter.
His 1980 book, Competitive Strategy, is still the 1st book most MBAs read, the one that gave the world the Five Forces and basically invented modern strategic thinking.

But there’s a quieter piece of his work, on industrial clusters, that never got nearly the same attention, and it is the one that explains exactly what is happening in Shaodong.

His argument was that nations and regions rarely win because of cheap inputs. They win when rival firms and specialist suppliers crowd into the same small geography for long enough that they keep pushing each other past what any one of them could manage alone. He found it in the Swiss watchmaking towns of the Jura, in the German printing press industry and in Italy’s ceramic tile and footwear districts (interestingly, it’s the SAME blueprint which built Morbi, in Gujarat, into the world’s second-largest ceramic cluster, now outproducing Italy by volume. I have posted before, about Morbi)

None of these started out as giants. The neighbourhood made them giants.

Which is exactly why it’s so relevant to India’s climb up the global manufacturing table

I’ve also attached a slide with this post that I saw recently and which shows us breaking into the top 5 manufacturing globally. (A quick reference check told me that we may not have overtaken Korea yet, but the trajectory’s clear)

That climb has happened on the back of scale: bigger plants, bigger parks, more FDI.

I should declare an interest here, because the Mahindra Group set up 2 of India’s first integrated, plug-and-play business cities, in Chennai in 2002 & Jaipur in 2006.

Both have been extremely successful. Chennai’s business zone alone today employs 45,000 people..

But I admit that we need to think differently.

A park brings in investors and hands them a ready plot, power, water & roads

A cluster is a completely different animal: hundreds of small, specialised suppliers, each obsessed with doing a tiny thing better than anyone else, feeding off each other’s presence for years until no outsider can compete with the whole.

I think that’s the work ahead of us now.

Not just more factories, and not just more parks.

Policymakers & developers like us need to start consciously pulling as many of the inputs and resources a sector needs, the toolmakers, the component suppliers, the testing labs, the logistics specialists, into the same neighbourhood.

Shaodong and Morbi both got there by accident, one town stumbling onto a way to shave a thousandth of a cent off a lighter wall, the other discovering it had the clay and, later, the gas pipeline for tiles.

We don’t have the luxury of waiting for accidents anymore.

We need to do it on purpose

[Mandy 🇺🇲 @MandyRWC47]

Tiny chaos, triple cuteness 🤣💕

[Aravind @aravind]

This is a big win for India in the last decade.

But even with all such positives, there's an attempt at psyops by foreign seeded narrative using local politicians & account farms that India's environment is at threat.

So it can be used to program the public to fight India's strategic Andaman Nicobar port and military base development.

Public should not fall for it. Remember they are the same forces and it is same playbook adopted in Kenya to evict Adani from doing a project and capture it later.

[𝕐o̴g̴ @Yoda4ever]

Rescued puppy going home for the first time..🐕🐾😍

[K.Annamalai @annamalai_k]

இயக்குநர் இமயம், ஐயா திரு. பாரதிராஜா அவர்கள் உடல்நலக்குறைவால் காலமான செய்தி, மிகுந்த அதிர்ச்சியையும், வருத்தத்தையும் அளிக்கிறது.

திரைப்படங்கள் என்பவை யதார்த்தத்தை மீறிய மாய உலகம் என்பதை மாற்றி, மண் சார்ந்த, இயல்பான வாழ்வியலாக மாற்றியவர்களில், ஐயா பாரதிராஜா அவர்கள் ஒரு பல்கலைக்கழகமாகத் திகழ்ந்தவர். வாழையடி வாழையாக அவரது வழி வந்த இயக்குநர்களும், திரைக்கலைஞர்களுமே அதற்குச் சாட்சி.

மண்ணின் மீதும், மக்களின் மீதும் பேரன்பு கொண்டிருந்த ஐயா திரு. பாரதிராஜா அவர்களுக்கு, எனது கண்ணீரஞ்சலியைக் காணிக்கையாக்கிக் கொள்கிறேன்.

ஓம் சாந்தி!

[Sunil Gurjar, CFTe @sunilgurjar01]

Rajeev Thakkar of PPFFAS gave a masterclass on identifying growth companies in 2013.

Don’t miss this🔖

[Lacee @LaceeLume1]

Tiny baby reflexes you probably never noticed 👶✨

[Ishan Tanna 🇮🇳 @IshanTanna1]

What has changed in India in last 12 years.....

[Anand Ranganathan @ARanganathan72]

Comparisons are futile but for me one of India's greatest engineering achievements remains the 217 feet tall shadowless Brihadisvara Temple built by Raja Raja Chola I in 1010.

Crafted with giant interlocked stones and crowned by an 81 ton kumbam, it was built within six years.

[anand mahindra @anandmahindra]

The country’s most popular tourist destinations seem to be becoming victims of their own success.

Every week, social media is filled with images of traffic jams and overcrowded hill stations. Holidays that were meant to be relaxing end up testing people’s patience.

Those places will have to find ways to cope with the surge in visitors.

But India is vast. And there is no shortage of beautiful destinations that remain relatively undiscovered.

So do share your hidden gems with me and I’ll try to amplify them here.

To start with: Valparai. Tamil Nadu

From these photographs, it looks like the Munnar many of us wish we had seen 30 years ago.

A winding drive up 40 hairpin bends from Pollachi, dams, rainforest views, and wildlife ranging from elephants to lion-tailed macaques and great hornbills.

#SundayWanderer

Photos courtesy @rakesh_pulapa. They may be a little enhanced, but I have a feeling the real thing is every bit as spectacular.

[Earth_Wanderer @earth_tracker]

Baby and Chimp baby can’t stop smiling at each other! 😍❤️ Separated by glass, united by pure joy.

[Aravind @aravind]

It was not an "incorrect story", it was a fake news article to create panic in Indian markets to cause economic & political issues within India. And this is not the first such "incorrect story." Bloomberg, Reuters, FT, CNBC, WSJ, etc are all being used to hit India continuously.

[Cats & Kittens @CatsKittenz]

Tiny paws 🐾 big aggression

[Crazy Moments @Crazymoments01]

So sweet it brought tears to my eyes! 🥹

[Crazy Moments @Crazymoments01]

Twins Copycat dad 🥹❤️

[The Figen @TheFigen_]

Baby opens its eyes, sees mom, and lights up instantly — the purest love in the world. ❤️

[Nature & Animals🌴 @naturelife_ok]

First steps of a baby elephant.. 🐘 😊

[Ethan Ray @ItsEthanRay]

How beautiful what a clever mind at such a young age !!!❤️❤️❤️❤️

[Massimo @Rainmaker1973]

It’s been almost 30 minutes since the kitten was last fed.