Samuele Cester | Pareto

Co-founder and Full-Stack Developer at @paretocredit (prev @idlefinance).

[3F @3f_xyz]

1/ @FalconXGlobal private credit is now live on @3f_xyz — bringing customizable leveraged exposure to institutional private credit onchain for the first time.

[Pareto @paretocredit]

Matteo Pandolfi, CEO and Co-founder of Pareto and Craig Birchall, Head of Lending at @FalconXGlobal are joining @Unchained_pod's @bitsandbips podcast to discuss $16T repo market and how onchain credit can build on it.

Tune in!

[Samuele Cester | Pareto @SamsterIT]

Big milestone for Pareto 🎯

Expanding the FalconX Credit Vault to Monad shows where onchain credit is heading: institutional-grade facilities, transparent infrastructure, and distribution across high-performance ecosystems.

Keep pushing 💪

[Pareto @paretocredit]

https://t.co/mpnagVZiq1

[Samuele Cester | Pareto @SamsterIT]

Fresh look, same mission.
Our new Pareto Credit landing page is live 🚀
Faster, cleaner, and built for what’s next in Credit.
Go take a look 👀
@paretocredit

[Pareto @paretocredit]

Credit markets still run on outdated legacy systems

Trillions are managed through spreadsheets and phone calls

Opacity is the norm and risk hides in the gaps

Discover how Pareto sets a new standard - visit our updated website https://t.co/hwMvdLBLEw

[Pareto @paretocredit]

https://t.co/d2UuLcbzkn

[Pareto @paretocredit]

Pareto turns 1! 🎉

One year ago, Pareto started with a simple goal: bring institutional private credit onchain.

Since then:
- $100m+ TVL secured
- $1b+ in credit extended
- $3m+ interest distributed
- Our credit-backed synthetic dollar $USP launched

None of this would be possible without the people who built, trusted, and challenged us along the way:
- @M11Credit
- @Rockaway_X
- @FalconXGlobal
- @FasanaraDigital
- @BastionTrading
- @adaptivefront
- @KeyringNetwork
- @L1Advisors
- @ParetoNews
- @pendle_fi
- @Morpho
- @gauntlet_xyz
- @term_labs
- @Balancer

[Pareto @paretocredit]

https://t.co/wvX4wacVCM

[Raghu Yarlagadda @2Ragu]

Private credit is the next prominent use case of tokenization beyond stablecoins.

In the United States alone, private credit assets amount to roughly $1.5T. Despite the scale, the market remains bound by two critical structural frictions: 1) borrowers pledge collateral to custodians and effectively surrender control of the asset, and 2) private credit operates in siloed verticals – agriculture, real estate, commodities, etc - with little interconnection. Onchain private credit is structurally more efficient, and I believe that it’ll transform this asset class.

By recording collateral onchain, borrowers receive tokens representing their pledged assets; those tokens can then be reused as collateral in other strategies, unlocking capital efficiency and enabling composability across trading venues. With institutional‑grade risk management, tokenized credit instruments could bridge verticals, allowing capital to flow between sectors that are currently segregated.

To demonstrate this concept, @FalconXGlobal, in partnership with @M11Credit and @paretocredit, has tokenized an institutional loan book. Depositors commit USDC to a vault and receive tokenized shares (CV tokens) of the underlying loan portfolio. These tokens can be posted as collateral on Morpho to borrow additional USDC, and the borrowed capital is recycled back into the vault within predefined risk limits.

This design turns a conventional credit asset into a dynamic, collateralizable instrument so investors can obtain leverage without liquidating their positions.

Although this facility is still small relative to our $1B+ credit book, it demonstrates the potential of tokenized private credit. By combining transparent, 24/7 settlement with composability and controlled leverage, tokenization could connect disparate credit markets and unlock significant capital efficiency.

I’m very bullish about bringing private credit markets onchain and excited to innovate!

[Pareto @paretocredit]

Pareto is now on @eulerfinance !

The first Pareto’s Frontier Market on Euler has been launched with a $20,000+ rewards pool 💰

How to participate:
1️⃣ Supply sUSP and max-out looping strategies (details in the thread below)
https://t.co/aL2YcifmlU

2️⃣ Supply $USDC and grab your share of the rewards pool:
→ 10,000 $USDC
→ $10,000 worth of rEUL
→ Yield from lending on Euler
→ 5x Pareto Efficiency Points multiplier
https://t.co/hNAztOIBmL

[Defi Jonaso ❖ @Jonasoeth]

"Today, I want to talk about a new emerging YBS player: Pareto"

@paretocredit is pioneering institutional-grade yield from RWA-backed lending activities

Backed by real-world assets, optimized for on-chain performance

→ If you're not in this, you're missing one of the clearest opportunities in DeFi

There are 2 easy ways to acquire USP ↓

1/ Permissioned Minting (KYC Required)

Mint directly via Pareto’s app at https://t.co/9sycmF8eMA

KYC → Deposit USDC/USDS via Pareto → Mint USP (no slippage)

2/ Permissionless On‑Chain Acquisition

Trade on Balancer V3 pool → Swap USDC ↔ USP directly

Provide liquidity to the USP/USDC pool on the same Balancer V3 pair

• Earn trading fees
• Receives 3x Pareto Efficiency points
_____________________________________________

USP = Transparent, Yield-Backed Stability

Here’s what powers USP ↓

• $1.00 peg | 100%+ collateralized
• $1.39M TVL backed by institutional credit
• sUSP earns 9.25% APY

Yield sources? 100% transparent on-chain:

• @FasanaraDigital Credit Vault: $1.12M (80.16%) → Basis trading strategies with managed risk
• @BastionTrading Credit Vault: $97.8K (7%) → Derivatives & market-making exposure
• USDS: $159K (11.4%)
• Unlent: $20K (1.43%)

Over the past two weeks, USP’s capital allocation and vault performance have been stable and gradually increasing a sign of growing confidence and institutional participation

[Pareto @paretocredit]

From 0 to fully invested in 15 minutes - that’s how fast @Rockaway_X deployed a multimillion-dollar loan using Pareto 💥

No slow bank wires.
No endless legal back-and-forth.
No army of middlemen.
Just fast, transparent, on-chain lending.

Here’s what made it possible:
✅ Instant loan execution - no cross-border delays
→ enabled by on-chain infrastructure
✅ KYC in under 10 mins
→ powered by zero-knowledge tech via @KeyringNetwork
✅ No paperwork, no manual approvals
→ unlocked by standardized and automated legal framework
✅ Real-time borrower reporting & risk oversight
→ delivered by @M11Credit acting as a @FalconXGlobal Credit Vault curator
✅ Structural protections
→ SPV structure, equity tranche, real-time risk monitoring, and more

No banks.
No bottlenecks.
Just capital moving at speed.

[Samuele Cester | Pareto @SamsterIT]

Don’t miss the chance to boost your @paretocredit Efficiency Points while earning yield by staking your sUSP in the @pendle_fi vault!
Steps:
1. Mint USP at https://t.co/XYCIH4JBpt
2. Stake USP and get sUSP
3. Deposit sUSP at https://t.co/XLNmSvwojn
4. Enjoy 4.5x EP boost 🚀

[Pareto @paretocredit]

sUSP is now live on @pendle_fi! 🔥🔥🔥

Explore new ways to earn yield and Efficiency Points:

✨ Buy PT-sUSP and lock in a fixed yield (redeemable on Aug 28, 2025).
Ideal for stable returns, plus can be used as collateral.

✨ Choose YT-sUSP to bet on sUSP’s variable yield and capture upside.
Higher risk, higher potential rewards. Yield chasers welcome 😎

✨ Provide liquidity through LP-sUSP and earn from FIVE sources:
- sUSP underlying yield
- PT-sUSP fixed yield
- Swap fees from Pendle traders
- Pendle incentives
- Pareto’s Efficiency Points

🔥 All sUSP positions on Pendle will benefit from a 4.5x Efficiency Points multiplier! 💪

Start here 👉 https://t.co/7uLThMr7zA

Not financial advice.

[Pareto @paretocredit]

Boost Your Rewards with Balancer Blitz Campaign! 🎁

Last week, we kicked off Season 2 of the Efficiency Campaign, rewarding users for interacting with $USP and growing Pareto market adoption.

Today, we take another step with our @Balancer Blitz Campaign, giving $USP holders the opportunity to earn even more by providing liquidity to the $USP / $USDC pool! 💥

How it works 🧵👇

[Samuele Cester | Pareto @SamsterIT]

Curious how @paretocredit is set to revolutionize DeFi?
Our CEO @pan_teo_ just dropped the vision behind Pareto — and why it’s gonna be the next BIG thing. Don’t miss it. 🚀👀

[WOLF Bitcoin @WOLF_Bitcoin_]

Custom, Hybrid Credit in a Decentralized World is Coming... Ft. @paretocredit https://t.co/rP9zQdA5i8

[WOLF Bitcoin @WOLF_Bitcoin_]

HYPED for our podcast w/ @pan_teo_, Co-Founder of @paretocredit on Wed @ 12:30pm EST!

They're a private credit marketplace connecting big lenders w/ borrowers to earn yield and bring tradfi money into crypto🔥

Streaming it LIVE on YouTube & X.

YouTube: https://t.co/a8fF3UcMec

[Samuele Cester | Pareto @SamsterIT]

Meet $USP
The first stablecoin backed by institutional credit lines — yield-ready, composable, and built for DeFi

Give it a try at 👉 https://t.co/XYCIH4JBpt 👈

[Pareto @paretocredit]

$USP the credit-backed synthetic dollar is now LIVE!

The wait is over! Meet $USP, a new type of synthetic dollar that gives users access to a diversified basket of institutional credit lines. Backed by RWA institutional lending, not by speculative assets.

Stake it. Compose it across DeFi. Use it as programmable collateral.
🧵👇

[Ray Buckton @RayBuckton]

Space with @paretocredit is starting!

Let's rock out to the future of private credit 🤘

https://t.co/MCbI1yHIYz

[Samuele Cester | Pareto @SamsterIT]

Get ready! 👀

[Pareto @paretocredit]

As DeFi evolves, stablecoins must offer more than just stability - they need real utility, real returns, and institutional credibility.

🚨 Introducing $USP by Pareto - credit-backed synthetic dollar, built on infrastructure tailor-made for institutions 🏛️

A new gateway to real-world yield!

🚀👇

[Samuele Cester | Pareto @SamsterIT]

Verifying my Twitter account for my #GalxeID gid:xVgh7bPYCb75VcEhNENmQf @Galxe

[Samuele Cester | Pareto @SamsterIT]

Crafting ordinary awesomeness at @paretocredit in our tailor-made dev habitat!
@NikAndMan show me what you got...

[William | bugduino.eth @bugduino]

Usual day of hard work for @paretocredit
@SamsterIT your turn