Sau 👑

“Fear is stupid. So are regrets” 💋Muslim 🇲🇻Maldivian💄MUA - Baking is my new hobby 🥰 Follow @MvScones 🍓

[Sau 👑 @Sau__]

Checkout these chocolaty brownies 😍😍😍

https://t.co/jdJIk1XYCy

You can order yours from @Skippity_Scones_Mv on IG & FB 😋🍫🍓

[Sxnti @PeakSxnti]

Moment Odegaard handed over the drum sticks to Haaland.. A proper captain.

[Cyril💙❤️ @Cyrilfcb__]

I’m Supporting Norway because of Haaland 🇳🇴

[Luke @lucasjalyl]

އަންނި ނުކުމެއްޖެ. މަގު ފުރިއްޖެ. މި ބަދަލު ދެން ނުހުއްޓުވޭނެ

💛🔥

[Sau 👑 @Sau__]

@bankofmaldives How can such a major change be made without prior notice or clear details, especially at a time when many locals are trying to place Eid orders? 😓

[Sau 👑 @Sau__]

Wt*** @bankofmaldives 😡

[Hassan Kurusee @HKurusee]

🚨UPDATE

BML foreign card limit has been reached for the day everyone (except BML staff, Shareef etc).

The limit will reset tomorrow, either at midnight or 8 am.

Please stay alert and be ready if you have any important foreign card payments to make tonight or tomorrow. It’s first come, first served.

[Sau 👑 @Sau__]

#Freemaimoonnow @mrsays_

[khadeeja Mohamed @HajjaUaan]

Maimoon ah libifaivaa Aniyaathakah Rangalhu faruvaaves nudheyvey Maimoon male custody gai hayyarukohffi.
#freemaimoonnow

[Hassan Kurusee @HKurusee]

President Nasheed is a system architect and engineer. He builds systems.

Leaders don't abolish the systems he introduces like Gazette, Aasandha, GST, guesthouse industry, retirement pension and many others.

He's also the founding father of modern banking in Maldives, something many people might not know cause it is quite technical.

After introducing Gazette website, Anni wanted to digitalise the banking system too. This was also essential for MIRA, the tax authority he established to properly collect taxes. At that time, too many people were carrying large amounts of cash everywhere and banks took far too long to clear cheques and money transfers, especially to the atolls.

So, in 2009, he requested a $7.7 million (118.73 million MVR) loan from World Bank to turn that vision into reality. His gov, working hand in hand with MMA, developed the project. This became a truly game changing national initiative, the first time Maldives was building a modern, fully interoperable digital payment backbone from scratch.

The technology provider selected for the job was Montran Corporation, a specialised US based company experienced in building payment systems for central banks around the world. They still have the contract with MMA. Before this system existed, domestic interbank transfers and large value payments were handled mostly through physical cheques and manual instructions. MMA managed settlements through simple book entry adjustments. There was no real time settlement and no automated clearing.

In 2010, the project moved forward rapidly.

🔹April 2010: The project’s initial report and framework were signed off. It identified the scope of work to be delivered by Montran Corporation for the core national payment infrastructure.

🔹June 2010: Montran completed the full delivery of all system hardware and software. By the end of June, the application software for the RTGS, ACH and EFT Switch was successfully installed at MMA.

🔹Sep 2010: Hardware installation continued across the country. Rigorous User Acceptance Testing for the RTGS and ACH systems began. A full disaster recovery backup site was established at Iskandaru Koshi (Police Building) to ensure the systems would never go down. Secure connections were established to all licenced commercial banks, Ministry of Finance and the necessary links for full interoperability.

Technical experts and a legal consultant were brought in. Bank staff and MMA officials received intensive hands on training and operational teams were sent on study tours to Sri Lanka and Malaysia to learn best practices. Payment system regulations for the new RTGS and ACH were drafted and finalised, along with the Financial Transaction Regulation and Consumer Protection rules. These were circulated to all banks for feedback.

By the end of 2010, Maldives Banking Act was passed by Parliament and came into effect on 12 December 2010, giving the entire digital payment ecosystem the strong legal foundation it needed.

The systems built and delivered by Montran that year became the permanent foundation of Maldives’ national payments infrastructure. The real lasting legacy lies in the three core foundational systems that officially went live in 2011.

🔹MRTGS (Maldives Real Time Gross Settlement): the instant VIP lane for large, urgent inter-bank transfers (anything over 100,000 MVR). This became the high value settlement engine that keeps the entire banking system safe and stable.

🔹ACH (Automated Clearing House): the bulk postman that clears salaries, pensions, gov payments, bills and routine transactions in efficient daily batches.

🔹EFT Switch: the smart traffic controller that connects every bank and every mobile operator so money can flow seamlessly between any two accounts in the country.

More than 15 years later, these foundational systems are still running strong, exactly as Anni built them and continue to form the core backbone of MMA’s payment operations. No subsequent leader has ever abolished or replaced this core infrastructure, cause it works well and delivers real value to the people every single day.

Later govs added more layers on top of this strong foundation. For example, Favara instant payment system was introduced during Ibu's gov. But the original core systems built under Anni remain untouched and continue to serve as the reliable engine room of the entire national payment system. That’s what Anni does. He builds systems that actually serve the people and they last.

Remember, back in 2008, there was no artificial intelligence available to us for research. Projects like these relied entirely on real brain power, highly educated professionals, experienced experts, thorough research and a lot of negotiations. There was no laziness or corner cutting. Every aspect was carefully planned and executed with dedication and high standards. That is precisely why the system remains robust and high quality even today, more than 15 years later. The procurement process was also handled with great care, resulting in a properly executed project delivered by competent, high calibre people, something we sadly see far less of in 2026.

I sometimes wonder, had a different corporation been selected such as the much larger global players like ACI Worldwide, FIS or Fiserv, the outcome might have been very different. These companies come with significantly higher costs, more complex and expensive maintenance contracts and solutions designed primarily for large economies. I think if Muizzu was the president then, he would have gone for something like that and a few years down the line, it would have to be terminated.

For a small island nation like Maldives, such systems would have become unsustainable in the long run due to high running costs and over engineering. It was the careful and strategic selection made by Anni's team that ensured the right partner was chosen. They opted for Montran Corporation’s focused, right sized solution instead of going for bigger names. This wise decision proved to be the perfect fit, affordable, reliable and built to last. This is something we don't see at all in Muizzu's gov. Everyday see fraud and scam companies being awarded mega projects, only for the projects to be terminated shortly after or to simply die out, leaving the gov too embarrassed to even share the details with the media.

The $7.7 million (118.73 million MVR) borrowed from World Bank was totally worth it. We Maldivians are okay with presidents borrowing money for such important national projects. No problem at all.

Thank you @MohamedNasheed @anedhivehirajje. I thought people should know about this.

[Ibrahim Shaneez @ibr_shanyz]

މިރޭގެ ޖަލްސާގައި ރައީސް @MohamedNasheed ށް ވާހަކަދެއްކެވުމުގެ ފުރުސަތު ނުދިނުމަކީ ވަރަށް ބަލައިގަންނަން އުނދަގޫ ކަމެއް!
އަދި މި އިންތިޚާބު މި ޕާޓީއަށް ކާމިޔާބުކޮށްދެއްވުމަށްޓަކައި ނުހަނު ބޮޑަށް މަސައްކަތްޕުޅު ކުރެއްވި ބޭފުޅެއް!
💛⚖️

[Sau 👑 @Sau__]

Congratulations! 🤗

[Ibrahim Ameer 🇵🇸 @iameeru]

Congratulations @LamanMohamed

[Luke @lucasjalyl]

ޒިންމާވާނެ މީހެއް ނެތް. މަގާމުތަކާ ހަވާލުވެ ތިބެން ލަދެއް ނެތް

އެމްޕީ ނުވަތަ ސިޔާސީ ބާރުގަދަ މީހެއް ތުރޫކޮށް ދިޔައީމަ ހުރިހާ އެހީއެއް ލިބޭ. ކޮރަޕްޝަންގެ ނުޖެހި ސާފުކޮށް ހިދުމަތެއް ހޯދާ މީހުންނަށް ޖައްސާ ހާލަކީ މިއީ

އެންސްޕާ ގެ ހިޔާނާތާ އިހުމާލުތައް ތަގުގީގުކުރަން ޖެހޭ

[Sau 👑 @Sau__]

Fishermen’s strike haps..

[Sau 👑 @Sau__]

@vaitheyoammadey اِنَّا لِلّٰهِ وَاِنَّااِلَيْهِ رَاجِعُوْنَ

[WearThePeace @WearThePeaceCo]

Today, Ms.Rachel accepted Glamour Magazine ‘Women of The Year’ by wearing a custom dress with drawings from children from Gaza.

[Samuel Ajayi, PhD @SamdGreat01]

"I can handle spicy food"

[Ounka @OunkaOnX]

🚨 INTERCEPTION UPDATE 🚨
Israeli forces have boarded Global Sumud Flotilla vessels. Communication is cut and the status of those on board is unknown. Immediate international action is needed for their safety and release

[Robert Carter @Bob_cart124]

Qatar can NOT allow Israeli attacks on its soil to become normalised. This is an outrage which must be met with a meaningful response.

Qatar may not have the firepower but it has serious money. Time to pay, to make Israel pay.

[SilencedSirs◼️ @SilentlySirs]

What pain is greater than seeing your mother return as a martyr… and carrying, instead of a bag of flour, a wound that will never heal? 💔

[A Journal @Ajournal_mv]

The Maldives is broke.

🔹Dollar at 20.5
🔹 10% ATM fee + $10 charge on every international withdrawal
🔹30% tax on Temu, SHEIN & online shopping
🔹 PayPal blocked
🔹Water & electricity bills INCREASED with manipulated meter readings
🔹 People are BEGINNING for AASANDHA and HELP from NSPA, but all they get is rejection.
🔹Pharmacies EMPTY

Yet @MMuizzu spends $54M on UAE armoured vehicles, military drones & missile systems capable of attacking India and Sri Lanka.

A nation of 500k people doesn’t need these weapons.
It needs food, jobs, and medicine.

MUIZZU MUST GO.