Meet the Minds Powering Huma Finance
We all keep saying @humafinance is quietly building. That’s true.
But let’s talk about the people behind it, because this team isn’t just technical. They’ve actually built serious financial systems before stepping into crypto.
Here’s what you need to know 🧵
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Start with @DrPayFi, Co-Founder and Co-CEO.
He was once an Engineering Director at Google, where he helped build Google Fi. That’s a telecom and finance hybrid used globally.
He also served as CTO at EarnIn, one of the first fintechs to pioneer income-based lending.
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Before that, Liu founded https://t.co/jNE37jVA4U, which was later acquired by Meta.
He’s also been a Venture Partner at Foothill Ventures, investing in early-stage US startups.
This is someone with deep experience across big tech, finance, and startups.
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Now to our beloved @0xErbil , the other Co-Founder and Co-CEO.
He has a strong background in product and growth. He led teams at Meta, Lyft, and EarnIn.
He also ran https://t.co/1L9nv2C6t6, a fund that supported Turkish founders building for global markets.
He’s the engine behind Huma’s growth. ❤️
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When you combine Richard’s infra and regulatory mindset with Erbil’s product and expansion skills, what you get is @humafinance.
A PayFi protocol that is not chasing hype. It is scaling real usage and real payments. Over $5.4 billion in transaction volume with zero defaults.
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Then you have @PatrickCam45072, Chief Business Officer.
He joined in early 2025 to help shape the financial infrastructure and liquidity side of Huma.
Before this, he was Chief Strategy Officer at Securrency, building regulated blockchain finance for institutions.
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So when Huma announced their partnership with @superstatefunds to use USTB and USCC on @solana, it made perfect sense.
These masterminds are not following trends. They are building core payment infrastructure backed by compliance, stablecoins, and real utility.
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While most projects focus on TVL and point farming, Huma is focused on things that actually matter.
✔️ 24/7 liquidity
✔️ Income-backed lending
✔️ Real-world asset finance for businesses
✔️ Feather rewards with up to 12.7x boost based on your commitment
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The most important part?
They are doing this diligently without noise, without shortcuts. Just focused protocol building. Which I believe deserves recognition.
Backed by years of experience across Google, Meta, fintechs, and capital markets.
That is how you build systems that last.
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So if you are tracking the growth of PayFi, pay attention to the builders, as well and not just the features.
@humafinance has been working with real-world stablecoins and income flows before the trend started.
This is what leadership looks like. Stay with it.
gHuma 💜
@KaitoAI
#LIVE | कल फिर सायरन बजेगा, पाकिस्तान नहीं सोएगा
ज्यादा बोलने से ट्रंप की फिर बेइज्जती हो गई!
पानी में चिंगारी, तीसरे विश्वयुद्ध की तैयारी!
देखिये #BlackAndWhiteOnAajTak, @anjanaomkashyap के साथ | #ATLivestream https://t.co/b6gt9VNqJG
MASSIVE TWIST 🚨 Shehbaz Sharif admits that India hits airbases with BrahMos before Pak could act.
Pakistan accepts its defeat.
He said "India launched BrahMos missiles even before dawn" 😅
Meanwhile, India REJECTS Shehbaz Sharif’s call for dialogue on Indus Waters Treaty.
India said that the treaty will remain on hold until Pakistan "irrevocably abjures its support for cross-border terrorism."
Chaired a PRAGATI meeting yesterday, where projects worth over Rs. 62,000 crore were reviewed, covering diverse sectors like roads, power, water resources, semiconductors and more. Emphasised on ensuring all infra projects are completed on time. Also deliberated on RERA-related grievances. It’s our Government’s priority to ensure justice for homebuyers.
https://t.co/oy1tTv8Gfv
I was eagerly awaiting my Sikkim visit but unfortunately, the weather did not permit it. I did, however, address the programme virtually and expressed my greetings to the people. We will keep working hard for the progress of Sikkim in the times to come.
These pictures from the BJP rally in Alipurduar give a glimpse of the mood in West Bengal. There is so much fatigue when it comes to TMC. People are seeing BJP with immense hope.
पटना के रोड शो में मुझे आशीर्वाद देने आए परिवारजनों के अपार स्नेह और अपनत्व से अभिभूत हूं। इस दौरान लोगों में विशेषकर हमारी नारी शक्ति और युवा शक्ति में देशभक्ति की जो भावना दिखी, वो हृदय को छू गई। गौरवशाली विरासत और विकास को समर्पित राज्य की जनता-जनार्दन का ये उत्साह हर किसी को प्रेरित करने वाला है।
भारत माता के सच्चे स��ूत वीर सावरकर जी को उनकी जन्म-जयंती पर आदरपूर्ण श्रद्धांजलि। विदेशी हुकूमत की कठोर से कठोर यातनाएं भी मातृभूमि के प्रति उनके समर्पण भाव को डिगा नहीं पाईं। आजादी के आंदोलन में उनके अदम्य साहस और संघर्ष की गाथा को कृतज्ञ राष्ट्र कभी भुला नहीं सकता। देश के लिए उनका त्याग और समर्पण विकसित भारत के निर्माण में भी पथ-प्रदर्शक बना रहेगा।
BIG BREAKING 🚨 Israel has asked all-weather friend India for a deal to procure ₹15,000 crore worth of indigenously developed advanced rocket launchers.
Israel is a country that has never Betrayed India 💙
The rocket launcher stands as a game-changer—deadly precise, lightning-fast, and among the most sophisticated of its kind.
🚨 India is on track to become a $5 trillion economy by 2027-28: CEA Nageswaran.
$1 trillion – 2007
$2 trillion – 2014
$3 trillion – 2021
$4 trillion – 2025
$5 trillion ~ 2028
Major task is to reach and maintain 7% GDP growth. No hopes on 10% growth for a country like India.
BIG BREAKING NEWS 🚨 20-year-old Abhishek Bharadwaj arrested from Kangra, Himachal Pradesh for spying for Pakistan 😳
Investigation has revealed that he is a college dropout. He got arrested at 4 am.
According to the police, he was being monitored by intelligence for the past few weeks.
He was sending sensitive information to Pakistan.