Anne Lester

Retirement Expert | Speaker | Media Commentator ✨ Helping rising leaders save smart and retire happy — on YOUR time and target! 💸

[Anne Lester @SaveSmartWAnne]

I recently joined @RiseUpForYou podcast to talk about #money breakthroughs! 💸

We discuss:
✅ Money mindset
✅ Self-compassion
✅ Financial advice for leaders and entrepreneurs

Listen to the episode here:
https://t.co/Y0EZmh9S2J

[Anne Lester @SaveSmartWAnne]

Do you have an emergency fund? If not... access my free emergency fund calculator! https://t.co/lQaI6XemXX It's a simple yet powerful tool to get you started or reinforce your savings journey.

#emergencyfundcalculator #genzsavings #millennialmoneymindset #financialfuture #401k

[Anne Lester @SaveSmartWAnne]

My top pieces of advice?

-Read
-Always try to understand the relative cost of something
-Realize the opportunity cost of something
-Learn about the power of compound returns

Where are you in your retirement planning journey?

#financialliteracy #retirement #savesmart

[Anne Lester @SaveSmartWAnne]

I focus on helping otherssave for their retirement because when I was in my 20s and 30s, it seemed as if everything was a priority except saving for my future. One day, I got an $800 bonus at work and I bought a baby grand piano, rather than tackle my credit card debt.

[Anne Lester @SaveSmartWAnne]

Make it painless and painful. What do I mean? I make the process of saving - the money that I have going into my accounts - as painless as possible by having my savings automatically deducted from my paycheck. #SaveWAnne #SaveSmart #SaveSimple

[Anne Lester @SaveSmartWAnne]

How to Celebrate Your Future Self? | [we need to be] "Strategic and thoughtful about what we say yes to. If you want unstructured time in your life, you need to be intentional about managing commitments." - Anne Lester #SaveWAnne

[Anne Lester @SaveSmartWAnne]

Does your employer offer automatic deductions? This automatically takes part of the salary you would have received in a paycheck and places it directly into your retirement account. It's one way to save money for your future self, without having to think about it! #Hack

[Anne Lester @SaveSmartWAnne]

Be your own Valentine | “Spend time with yourself and really learn to understand what you want, what you can live with, and what you cannot live without.” - Anne Lester #SaveWAnne

[Anne Lester @SaveSmartWAnne]

Splurgers tend to save compulsively until, all at once, they blow it on something big. Everyone is prone to splurging, in an attempt to gain more control over their spending. These splurges may feel good at the moment but they won’t help them retire. #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

This month I am asking you to consider something fun: “Will I travel in my retirement?” Travel can look different for each of us. Daydreaming about those trips may make it easier for you to save for the adventures your future self will have. #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

Compound returns build upon themselves, as opposed to simple returns, which don’t. The earlier you invest, the more you will earn from compound returns. What kind of investments offer compound returns? Follow for more or ask questions below! #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

What’s the difference? It is all about taxes! Your contributions go in after taxes if you have a Roth 401(k). But the money you take out (after thirty or forty years of growth) is totally tax-free!

[Anne Lester @SaveSmartWAnne]

Loss aversion is a fancy way of saying that when we are faced with uncertainty (like whether the stock market will go up or down), losing hurts more than winning feels good. It’s hard for survivors to remember that one of the biggest risks we all face over time is inflation.

[Anne Lester @SaveSmartWAnne]

Retirement is not just the day you stop working but the day you have financial freedom. This month I am asking you to consider a more specific question about your financial freedom: How will I spend my weekdays and weekends in retirement? #SaveWithAnne #RetirementCheckUp

[Anne Lester @SaveSmartWAnne]

Why invest into a 401k? Check out my blog at https://t.co/98O5BssSAw for reasons behind the magical 401k powers.
*Not all options are available by all employers* #TheMoreYouKnow #NoMoreJargon #BreakItDown #SaveWithAnne #SaveSmart #Retirement #401k #Vested

[Anne Lester @SaveSmartWAnne]

What is a 401(k)? Believe it or not, 401(k) refers to a section of the tax code that describes a savings plan your employer sets up on behalf of its employees. You, as an employee, can elect to have your employer contribute a portion of your wages to this account.

[Anne Lester @SaveSmartWAnne]

As we start off 2023, why not think about finding an accountability partner for your finances - for your future self? I’ve asked my dearest friend to be my accountability partner the past few years and have been much more successful at achieving my goals.

[Anne Lester @SaveSmartWAnne]

When we are young, it is difficult to not live in the moment. This year, try to flip the script and think about who you want to be and how you want to live 30 years from now. You can flip your script and change your life one decision at a time. #GetAHandleOnSaving #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

Are you a Survivor? Are you struggling with the idea of investing in the stock market or other accounts for your retirement? What questions can I answer to make investing in stocks feel less scary? My name is Anne and I am a spender, and you are? #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

We spend so long talking about what we want to do with our talents while we work that we often overlook what we will do, or not do when we retire. Is what you are doing at this point in your life or career something that you want to continue into your retirement? #SaveWithAnne

[Anne Lester @SaveSmartWAnne]

This month I am asking you to consider “What do you want your financial future to look like?” Guaranteed income? Ability to travel? Give yourself the gift that will keep on giving #Freedom. Learn more questions to ponder during your check-up at https://t.co/98O5BssSAw