Sayantan Nandi

IT Director | On a break, and writing about careers, money and the choices they create

[Sayantan Nandi @SayantanNandi_]

Eleven bullets, all true, none repeatable. Nobody could argue with them. Nobody could carry them into a room either. This is where most leaders fail to translate technical updates to business outcomes.

[Sayantan Nandi @SayantanNandi_]

I went from fifty-five hours a week to seventy to fix a plateau. Two cycles later nothing had moved except my weight.

[Sayantan Nandi @SayantanNandi_]

The people I learned the most from were not above me. An engineer who said my update did not say what we did. A peer whose meetings ended in decisions. A finance partner who corrected my number in front of my boss.

[Sayantan Nandi @SayantanNandi_]

Forty slides, six days, best work of my year. It came back with a sticky note: “What should I decide?” I have never sent a deck since without asking that first.

[Sayantan Nandi @SayantanNandi_]

The rules of a career change without announcing themselves. Your appraisals stay fine. The promotions start going elsewhere.

[Sayantan Nandi @SayantanNandi_]

What companies give you that you do not notice while inside: rooms, scale, and mistakes on somebody else’s balance sheet.

[Sayantan Nandi @SayantanNandi_]

A boss used to ask me, every time I brought her a problem: “Okay. What do you want me to do?” I hated it. She was teaching me my job.

[Sayantan Nandi @SayantanNandi_]

The best boss I had gave me something too big for me and let me get it wrong for a quarter. “You were going to learn it on somebody’s budget. I decided it should be mine.”

[Sayantan Nandi @SayantanNandi_]

I have been quiet for a while. Took time off after close to two decades inside companies. Now writing about what they taught me, mostly what I got wrong first.

[Sayantan Nandi @SayantanNandi_]

After three successful trades or 10%+ gains, (over)confidence can rise much faster than evidence.

That is when position size needs rules, not feelings. (Rules over Emotions always in investing)

[Sayantan Nandi @SayantanNandi_]

The hardest action in your portfolio may reveal the bias you need to manage most within yourself.

[Sayantan Nandi @SayantanNandi_]

The goal is not to enjoy losses from your trades or investments!

It is to stop the pain of loss from becoming the decision rule. 💸

[Sayantan Nandi @SayantanNandi_]

A holding should keep its place because the future case still makes sense, not because you bought it in the past.

[Sayantan Nandi @SayantanNandi_]

Let's do a complete cash reset test:

If your portfolio magically became cash tonight, would you buy the same stocks, mutual funds or gold/silver tomorrow?

[Sayantan Nandi @SayantanNandi_]

Your purchase price matters for your tax statement and your memory. It does not make a security more valuable.

[Sayantan Nandi @SayantanNandi_]

Something interesting to notice:

Global equity funds received $18.6B in the latest week, their 12th consecutive inflow. Europe attracted $13.5B while technology funds lost $1.7B, with money simultaneously flowing into gold, bonds and emerging markets.

This means diversification away from concentrated technology exposure of last 2 years has begun.

[Sayantan Nandi @SayantanNandi_]

Bought at ₹1,000. Now ₹700.

The wrong question:
“When will it get back to ₹1,000?”

The better question:
“Would I buy it at ₹700 today?”

Your entry price is a memory, not a valuation.

[Sayantan Nandi @SayantanNandi_]

Best weekend investing exercise: review one old decision without looking at the return first.

[Sayantan Nandi @SayantanNandi_]

The next AI debate may be less about demand and more about financing.

Nvidia reportedly cut a potential OpenAI-linked data-centre guarantee.

Interesting because investors may now ask: who funds the AI capex, and what returns justify it?

[Sayantan Nandi @SayantanNandi_]

India’s rupee may be weak, but that does not automatically mean vulnerable. FX reserves are near $707B and FCNR(B) inflows have strengthened RBI’s buffer. (Reuters)

Interesting because currency weakness and external fragility are not the same thing.