Murph

Tech, credit, mind, life ⚡️

[Murph @seniorsecured]

@moseskagan A boarder around the banner so it’s cleaner and a QR code that goes to your site or a landing page. Bigger font for PM info.

[Murph @seniorsecured]

@waitmaya 31. Double add 1

[Murph @seniorsecured]

@nrmwrld @BowTiedBull That’s a good rate. Mind saying who did the loan?

[Murph @seniorsecured]

@dougboneparth More than 3 kids in a tier 1 city

[Murph @seniorsecured]

So once a week I took a training partner and drove out into the country with the weights. We limited ourselves to one exercise for a particular body part. I remember for the first day we carried 250 pounds out into the forest and did squats for three hours straight. I began by doing twenty repetitions with 250 pounds; then my partner did whatever he could. Then it was my turn again. We e n d e d up doing something like fifty-five sets of squats each. The last hour seemed endless. But it worked. Our thighs p u m p e d up like balloons. That first day we gave our thigh muscles such a shock that we couldn't walk right for a week. We barely could crawl. Our legs had never experienced anything as tough as those fifty-five sets. And each of us put something like an eighth or a quarter of an inch on our thighs; they just blew up, they had no chance to survive except to grow. We made it a regular thing. We brought girls out there to cook. We made a fire outdoors and turned the whole thing into a little contest. We worked hard but we had a good time. After the muscle-shocking sessions we drank wine and b e e r and got drunk and carried on like the old-time weight lifters back in the 1800s or early 1900s. Sometimes it became pure insanity. We'd grab up the weights again, but we were weaker because of the beer, and the weights would fall back over our heads. Or w e ' d get them down on our chests and wouldn't be able to press them on up and from there and someone would have to lift them off for us. It was a great time. We cooked shish kebab, sat around the fire, and made love. We got into this trip that we were gladiators, male animals. We swam naked out in nature, had all this food, wine and women; we ate like animals and acted like animals. We got off on it so much it became a weekly routine—eating fresh meat and drinking wine and exercising. It's important that you like what you do, and we loved it. We had fun, but we also did astonishing workouts. We did tortuous workouts in the fresh air. We challenged each other. We experienced a lot of pain. We'd be in the middle of a squat and just cramp up. We'd roll on the ground and try to massage it out. That was the first time I knew pain could become pleasure. We were benefiting from pain. We were breaking through the pain barrier and shocking the muscle. We looked at this pain as a positive thing, because we grew. It was a fantastic feeling to gain size from pain. All of a sudden I was looking forward to it as something pleasurable. The whole idea of pain became a pleasure trip.

[Murph @seniorsecured]

@TheDebtReaper @buccocapital Agreed, the concept extends to those solving complex workflows (especially those in regulated industries), as well as systems of record, and I’m sure others.

[Murph @seniorsecured]

@ImMeme0 That’s not the governor’s mansion, that’s his personal residence

[Murph @seniorsecured]

@moseskagan You’re an entrepreneur. I think the people that stress about this the most are highly paid w2s, where degrees are everything.

[Murph @seniorsecured]

@YIMBYLAND 139k is tiny compared to any major CA city

[Murph @seniorsecured]

The online shopping experience is going to look completely different in 5-10 years from AI

[Murph @seniorsecured]

@jrouldz @MurrayHillGuy1 Freeman alley, mechanics alley

[Murph @seniorsecured]

AI has turned knowledge into a commodity. What sets apart the top performers in this new era is judgment, taste, and a good network.

[Murph @seniorsecured]

When I’m looking for a new contractor to fix something at one of my rentals, I pay attention to how they answer the phone. If there’s a slick automated answering service that’s usually a sign it’s going to be expensive. The company is tech enabled, maybe even PE owned, which you don’t want.

I’m looking for a simple “hello”, no business name, no context. When this happens I’m usually speaking directly with the owner / operator and pricing is usually 25%+ cheaper than the PE owned business.

[Murph @seniorsecured]

Don’t fall into the trap of “resulting”, which is when you look at the outcome of a decision to determine the quality of your decision making process.

[Murph @seniorsecured]

Tesla board is asking shareholders to approve a new comp package for Musk worth $1T over a 10 year period if certain metrics are met. One of which is the market cap of the company reaching 8.5T. Based on today’s market cap, a dollar invested today would compound at a 22% CAGR over the next 10 years. 🐂

[Murph @seniorsecured]

What we’re seeing in the Australian market for SaaS companies:

- The market has repriced growth. Rule of 40 is now the most important metric. Growth at all costs is over. Value is based on durable revenue growth and profitability.
- Public market divergence: large cap tech trades at significant premiums to sub scale players. Median EV / FY26 rev multiple is 6.9x for large cap, and 1.2x for small cap. This divergence is driving an up-tick in take-private activity.
- ANZ SaaS valuations have reverted to 5 year averages, whereas US SaaS still trades below long term norms
- 2025 deal volume has been slow, and 2026 is expected to pick up driven by cheaper money, narrower valuation gaps, sponsor pressure to deploy capital, and an improved IPO market.
- US IPOs have performed well post listing (figma, chime, coreweave), and some big names are rumored to be preparing to list (canva, stripe, Klarna)

[Murph @seniorsecured]

When you eliminate cheap dopamine (sugar / social media / alcohol etc.) the result is a higher baseline level of happiness along with increased focus. Takes a bit of discipline but once you make the connection it’s a no brainer.

[Murph @seniorsecured]

Of course… Same when celebs launch shit coins. Doesn’t mean crypto and AI aren’t the future, just means you can’t throw a dart and make money picking winners.