Senior Man

We deserve good governance in Nigeria

[Senior Man @Senior_Man14]

@MobilePunch Have they released the children in captivity?

[Nigeria Stories @NigeriaStories]

BREAKING : FIFA has confirmed that Super Eagles legend Austin “Jay Jay” Okocha holds the record for the most successful dribbles in a single FIFA World Cup match, underlining his enduring status as one of the most skilful footballers the game has ever produced. 🇳🇬🇳🇬🇳🇬💯

[Smart👨‍💻 | Software Engineer @smartnakamoura]

Things Nigerian developers forget when they leave a company:

– You may still be bound by your NDA for 1–2 years

– Code you wrote is likely not yours to reuse

– Client data you accessed is not yours to retain

– Your old employer can sue for breach if you build something competing too soon

Read your contract before you resign.

[Senior Man @Senior_Man14]

@iamnasboi You dey respect God too much 🙏

[Declan Rice @_DeclanRice]

We will never see a player like Messi ever again.

[Sadhna @sadhna6389]

BREAKING: YOUR PHONE IS SENDING DATA TO GOOGLE EVERY 4.5 MINUTES.

SCREEN OFF. PHONE UNTOUCHED.

TRINITY COLLEGE DUBLIN CONFIRMED IT IN A PEER REVIEWED STUDY.

HERE ARE 10 SETTINGS TO CUT IT OFF:

[NASIRU @iamnasboi]

You condemn racism, yet you embrace tribalism. The prejudice is different, but the mindset is the same.

[Nigeria Stories @NigeriaStories]

“Any Insurgency that lasts more than 24 hours, a government official has a hand in it.”

~ Late General Sani Abacha

[MBAH @Mbahdeyforyou]

The GOAT is officially a Billionaire 🤑

- FORBES

[Toby @TomolaGroup]

Dangote took 10 years to build a refinery.

Alakija waited about 15 years for oil to flow.

Otedola needed 6 years to climb back from $1.2bn debt.

Meanwhile, we want to “blow” in 6 months.

Real wealth in Nigeria has always been slow. The fast ones you hear about usually end with EFCC.

[FC Barcelona @FCBarcelona]

𝗟𝗮𝗺𝗶𝗻𝗲 𝗬𝗮𝗺𝗮𝗹 is LaLiga’s 𝗣𝗹𝗮𝘆𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗦𝗲𝗮𝘀𝗼𝗻 👏👏👏

Congratulations, Lamine! 💎🔝

[EJIKEME🇳🇴🇳🇬 @ejykmykel1]

Listen to this 15 years ago Victor malu warn Nigerians
But we didn't listen.

[Senior Man @Senior_Man14]

@ennyola0015 Solid minerals don't make political noises.

[OurFaveOnlineDoc 🇬🇧 🇳🇬 @OurFavOnlineDoc]

This song was written 26years ago.

Yet Nigeria has same problems.
Or if anything at all, the country is far worse now than it was in 2000.

No jobs. No light.
No money. No food.
No education. No opportunities.
No healthcare. No security. No hope.

Same mad politicians in power.

[The Grid Post @TheGridPost]

BIG CHANGE:
YOU CAN NOW OFFICIALLY
GENERATE ELECTRICITY FOR YOURSELF, USE WHAT YOU NEED, AND SELL EXCESS ELECTRICITY BACK TO THE GRID THROUGH YOUR DISCO

The Nigerian Electricity Regulatory Commission (NERC) has commenced the Net Billing Regulations 2026, a new framework that allows eligible electricity users to generate power mainly through solar energy for their own use and export excess electricity back to the distribution network.

In simple terms, if your solar system generates more electricity than you consume, you can now send the extra power back to your DisCo and receive credits under a regulated billing arrangement.

This effectively creates what the sector calls a “Prosumer” ;meaning you are both a consumer and producer of electricity.

However, there are conditions.

This is not yet targeted at the average small residential solar setup.

To qualify:

-You must already be connected to a DisCo network.

-Your renewable energy system must have a minimum installed capacity of 50kWp and a maximum of 1.5MWp

-You must obtain approval from your DisCo.

-You must sign a Net Billing Agreement and register with NERC.

Approved users will receive bidirectional meters that track: ➡️Electricity imported from the grid
⬅️Electricity exported back to the grid

[Smart👨‍💻 | Software Engineer @smartnakamoura]

Why Nigerian credit scores don't really work

Nigeria has credit bureaus. CRC, FirstCentral, CreditRegistry.

Banks are supposed to check them before giving loans. Fintechs are supposed to report defaults to them.

In theory, if you default on a loan, it should follow you everywhere.

In practice, the system has fundamental gaps that most people don't know about.

Gap 1: Incomplete data.

Credit bureaus only know what gets reported to them. If a lender doesn't report a default and many smaller lenders don't, either out of negligence or because the integration is expensive to build it never enters the system.

You can default on 5 loans from informal lenders and walk into a bank with a clean credit report.

Gap 2: Identity fragmentation.

Nigeria's identity infrastructure is fragmented BVN, NIN, passport, driver's licence, voter's card. Not all of them talk to each other cleanly.

A credit bureau entry tied to your BVN might not match an application made with your NIN. Aliases, name variations, and address inconsistencies create gaps that determined bad actors exploit.

Gap 3: Thin files.

The majority of Nigerians who have never taken a formal loan don't exist in the credit system at all.

No history means no score. No score means no loan. No loan means no history.

It's a closed loop that locks out exactly the people financial inclusion is supposed to reach.

This is why most Nigerian digital lenders don't actually rely on credit bureau scores.

They use alternative data your airtime recharge patterns, BVN-linked account history, phone usage data, social graph analysis to build their own internal credit models.

The credit bureau exists. The infrastructure around it does not.

So Nigeria built a parallel system that works around the official one.

[FC Barcelona @FCBarcelona]

𝗛𝗮𝗻𝘀𝗶 𝗙𝗹𝗶𝗰𝗸 has been named the 2025/26 LaLiga Coach of the Season 👏👏

[Smart👨‍💻 | Software Engineer @smartnakamoura]

When you build a product that collects Nigerian user data and you have never heard of NDPR, I genuinely hope you don't find out about it through a lawsuit.

The Nigeria Data Protection Regulation requires:

• A real privacy policy users can actually read
• Explicit consent before collecting personal data
• Data minimization: only collect what you need
• Breach notification within 72 hours if user data is exposed
• A Data Protection Officer if you process data at scale

NITDA can fine you up to 2% of annual gross revenue or ₦10 million whichever is higher.

Most Nigerian devs have never heard of this. They ship, collect BVNs, phone numbers, emails with zero compliance structure.

NDPR is not just a big company problem.
If you have users, you are responsible for their data.

[Nigeria Stories @NigeriaStories]

BREAKING NEWS: The Nigerian Supreme Court has sanctioned the merger of Unity Bank and Providus Bank, paving the way for the conclusion of one of the biggest consolidations in the Nigerian banking industry.

[DAVID OYIN @steezy10_]

STOP SMOKING GUYS https://t.co/QfTnsclYWE