Sherlock Babu

Parody | Only consulting detective in India | Low functioning sociopath | Baaki sb Google krlo

[Er Ranjan Sundi @ErSundi]

🚨 INVESTOR MONEY LOOTED 🚨
#MobiKwikScam #LendboxScam
30–40%PRINCIPAL is stuck for2 YEARS This is outright FRAUD& MIS-SELLING
I am facing medical emergency and still can't withdraw my own hard-earned money. @MobiKwik has put my life at risk #ConsumerCourt @MobiKwikSupport @RBI

[Pankaj @Pankaj1418827]

My father’s hard-earned savings are stuck with @mobikwik and @lendboxin. They marketed it as RBI-regulated and better than an FD, then converted our Flexi Plan without consent in 31st Aug 2024. Nearly ₹2.5 lakh is locked. Where is the accountability?

[LX @sohanlal2026]

In @MobiKwik Xtra Old, maximum borrowers did not pay even Rs. 1 in 24 months.

The Borrower Mapping Report list downloaded by Mobikwik App and the list sent by @lendboxin does not match the Xtra Old lending amount.
Kya Game hai.

#rbi #bharatpe #paytm #sebi #mobikwik #scam

[Ashutosh Singh ASD @ashutoshsinghac]

Dear @MobiKwik @RBI @FinMinIndia …

मैंने MobiKwik Xtra / Lendbox में ₹4 लाख निवेश किए थे, जिसमें आज भी ₹1.5 लाख फंसा हुआ है।

पहले anytime withdrawal था, अब monthly payout model लागू कर दिया और पेमेंट होल्ड है 6 महीने से

#MobikwikScam #MobiKwikXtra #Lendbox #RBI

[ideamanii @ideamanii]

MobiKwik Xtra மூலம் முதலீடு செய்த பலர் தற்போது பெரிய சிக்கலில் உள்ளதாக தகவல்கள் வெளியாகியுள்ளது.

“Anytime Withdrawal”, “No Lock-in” மற்றும் 12%–14% வருமானம் கிடைக்கும் என விளம்பரம் செய்யப்பட்ட இந்த P2P lending திட்டத்தில் முதலீடு செய்தவர்களின் பணம் தற்போது முடக்கப்பட்டுள்ளதாக குற்றச்சாட்டு எழுந்துள்ளது.

முதலீட்டாளர்கள் கூறுவதாவது:
• Withdrawal request-கள் process செய்யப்படவில்லை
• பணம் அவர்களின் அனுமதி இல்லாமல் long-term lending exposure-களுக்கு மாற்றப்பட்டுள்ளது
• Principal amount கூட திரும்ப பெற முடியாத நிலை ஏற்பட்டுள்ளது

இந்த பிரச்சனையின் முக்கிய காரணமாக RBI 2024-ல் கொண்டு வந்த புதிய P2P lending விதிமுறைகள் கூறப்படுகின்றன. அதன் பிறகு MobiKwik Xtra-வின் “anytime withdrawal” வசதி திடீரென நிறுத்தப்பட்டது.

தற்போது Bengaluru Police, MobiKwik மற்றும் Lendbox நிறுவனங்களுக்கு எதிராக FIR பதிவு செய்து விசாரணை நடத்தி வருகிறது.

இந்த சம்பவம் மீண்டும் ஒரு முறை,
“அதிக வருமானம்” என்ற பெயரில் வரும் fintech investment திட்டங்களில் முதலீடு செய்வதற்கு முன் முழுமையான ஆய்வு அவசியம் என்பதை நினைவூட்டுகிறது.

[Bharat Naruka @BharatNaruka12]

🚨 INVESTOR MONEY LOOTED 🚨

#MobiKwikscam #LendboxScam

30–40% of investor PRINCIPAL are still stuck for the last 2 YEARS!
This is not delay. This is outright CHEATING & MIS-SELLING.

I am suffering from medical issues and still unable to use my own money in tough times.

[Aditya Shah @AdityaD_Shah]

🚨Mobikwick Xtra Fiasco-Who will help investors now?

Online Platforms sell anything and everything to get commissions,
Mobikwik, together with Xtra, kept selling bonds to customers,
Customers were lured the lollipop of 12% high returns.

These P2P investments were sold as
1. Fixed deposit type investment with higher returns
2. Risks relating to P2P were not known to most investors,

Many investors allege,
Investors attempting to withdraw their money—some with sums ranging from ₹91,000 to ₹4 Lakh—have found their principal amounts locked with no clear timelines for return.

Xtra experienced operational standstills following RBI regulatory changes, leading to several police complaints and FIRs

Mobikwik washed its hands off by saying:-
1. We are just the intermediary
2. Customers were aware of the risk,

Even if Mobikwik was an intermediary:-
Can Mobikwik wash its hands off?
Shouldnt thereby an investigation into the sales practises?

More importantly,
Who will save these investors?
Who will return their money?

Why doesn't RBI step in to clean up the fiasco?

[The Morning Context @MorningContext]

Investors joined MobiKwik’s P2P product for steady returns and easy exits. Repayments have now slowed or stopped, leaving them struggling to recover money amid disputed accountability.
@sonalch10 Writes: https://t.co/i0puCdnqUO

[Sherlock Babu @SherlockBabu]

@aestheticsguyy

[Sherlock Babu @SherlockBabu]

@aestheticsguyy

[Ashish K. Mishra @akm1410]

Every time I think MobiKwik will finally get its act right, it ends up in another mess. The Lendbox P2P mess is the latest.

Around 580 people have come forward saying their money is stuck and Lendbox and MobiKwik are playing pass the parcel. @MorningContext @sonalch10

[Rajat Khandelwal @Singlejivi]

Again a Blatant lie by @MobiKwik and @lendboxin that 90% of the xtra investors money has been given. Complete jhut. We already have the data that average 30% of the amount of money has been stuck on the site. 👇
https://t.co/jLzXIigZRE

We have verified 800+ Investors whose life savings have been stuck by you fraudsters. Every other P2P nbfc gave investors money back with interest whether its Cred or 12% club - lendenclub. But you abruptly blocked every investors amount without even giving them time frame to withdraw their money back. What kind of guidelines are you talking about? Does @RBI gave you that order to block investors money without informing them? No, RBI never said that even RBI never allowed anytime withdrawal - no lockin period, no secondary market sale, this product to be marketed as investment option alternative of FDs is itself a biggest crime to cheat the middle class - poor investors. You rascals @BipinSingh @UpasanaTaku thought that "Ye middle class log kya hi karlege, kon sunega inki. System ko pese se kharidlenge". But ab dekhte jao or 500+ FIR ke liye.

Below sharing the proofs of how mobikwik miss selled and frauded thousands of Investors hard earned money

[कुंभकरण @_kumbhkaran]

Every investor I talked to told me that approx 30% of their money has been held by these two platforms, and here they are saying that around 90% was paid?

Why don't you give the exact data? How much principal amount and how much total amount has been held by both of you?

[HK @StoneColdF5]

Over 2 years and still no relief. ₹2.5 Lakhs of my hard-earned money is stuck in @MobiKwik Xtra P2P via @lendboxin. 30% principal withdrawal is completely blocked. Stop misleading the public. Give money back @dir_ed @RBI @CPBlr #MobiKwikXtraScam #Fraud https://t.co/cTljaoCx0p

[Bigtricks.in @BigtricksIn]

People realize, MobiKwik is a cheater.

I will still tell everyone to stay away from MobiKwik, it's a big fraud . I got 1000s of comments under the MobiKwik blog where users are sharing their pain and losss

[AMIT KUMAR @AMITKUMAR271]

Dear @MobiKwik,

If your official statement is true then what is the reason the comment section is turned off?? I've seen many posts deleted from LinkedIn because people started showing truth..

#mobikwikscam #lendboxscam @BipinSingh Agr himaat Hai to jaise promote kiya tha.. Waise aake bolo na ki ye sab jo likha hai sahi hai
@RBI
@nsitharaman
@FinMinIndia

Cc @Singlejivi @_kumbhkaran

[Deepak Ghai @dg168031]

Is this a joke???

[कुंभकरण @_kumbhkaran]

BREAKING 🚨

A massive fintech investor crisis is unfolding in India.

Two FIRs have now been registered from Varthur, Bengaluru against MobiKwik Xtra & Lendbox (Transactree) over allegations of blocked investor funds, misleading investment claims, and irregularities in the P2P lending structure.

Thousands of retail investors across India claim they were sold MobiKwik Xtra as a safe, RBI-regulated, “FD-like” investment product with:
• “Withdraw Anytime”
• “100% Liquidity”
• “No Questions Asked”
• “Up to 12–14% Returns”

Then suddenly after RBI’s August 2024 P2P changes, withdrawals were frozen overnight.

Now investors allege:
• ~30%+ avg money still stuck of all investors (How is it possible for all lenders? That much consistency seems totally made up story)
• repayment schedules collapsing
• borrower data discrepancies
• missing transparency
• funds allegedly deployed without explicit lender approval

Despite this ongoing crisis, another frontend brand “Perannum” continues operating and marketing itself as RBI-regulated — while internally disclaiming that RBI does not guarantee correctness of data or repayment safety.

Then what exactly does “RBI regulated” mean for ordinary Indians?

How can thousands of investors suffer while the system stays silent?

More than 800 affected investors have already united online. Many are retired pensioners, middle-class families, salaried employees and small savers who invested their life savings believing these fintech platforms were trustworthy.

Reported figures from the MobiKwik Lendbox community tracker website already show:
• ₹26+ crore invested
• ₹7.7+ crore outstanding
• 500+ registered victims
• ~31% average outstanding losses

And investors believe the real scale could be far bigger.

Cyber complaints, FIRs, legal notices, consumer cases ,EOW complaints and writ petitions are now rapidly increasing across India.

At this point people are not only losing money — they are losing faith in India’s financial oversight and justice system.

If ordinary citizens cannot be protected from powerful fintech giants using RBI branding, aggressive advertising and hidden risk structures, then what kind of financial system are we building?

[Sherlock Babu @SherlockBabu]

@MrBeast What

[Sherlock Babu @SherlockBabu]

@darvasboxtrader Which broker sir ??