This is what I did to my clients. Non of my Muslim clients invest in conventional. First thing first I told them make sure it is islamic & Shariah Compliance.
Dulu, saya pernah ada klien orangnya muda, join bank ABC. Menangis katanya, sering dimarahi apabila sales tak meet target. Diminta jual convensional product..ada membernya sebut yang tak betul semata-mata nak close sale.
Bila saya tengok polisi takaful klien A to Z, banyak nampak agent non Muslim yang introduce.
Adakah orang kita sendiri takut takut nak offer takaful?
Adakah ada lagi beranggapan insurans lebih murah daripada takaful?
Ramai client aku masuk 30s saving pun kurang RM1k. Now at least ada 4 angka dah saving. Tak perlu banyak, at least kena start. Sikit strategi untuk cantikkan saving dah
How have I gone this long without knowing this website existed???
It literally displays all sorts of statistics, keeping track of our MPs and how their constituencies are doing...
This is amazing.
1st time 4 jam dalam KK. My mom dah nak start shaking kelaparan 😂 nak tak nak keluar makan dulu. Ubat lepas kenyang baru pergi ambil. Nasib baik rumah dekat🤣
Benda macam ni as consultant pun boleh buat happy ye, pabila small target client dapat achieve. Especially client yang 0 saving, hit first 4 digit tu jadi satu kepuasan dah.
Biasanya dah jadi level bapak atau mak ni yang akan mula faham pentingnya pengurusan kewangan. Simpan & invest bukan atas sebab untuk kumpul harga. Tapi langkah pertama untuk hidup kurangkan hidup berhutang.
if you're wondering "eh Malaysia pun ada puting beliung?" the answer is yes! we've had many documented cases of tornado, specifically waterspout and landspout especially since 2010s.
if you see one, seek shelter immediately. take care!