Stop assuming people have extra money to lend or give just because they own nice things. There are bills, debt, savings, and planning behind all of this.
Imposter syndrome will have you delaying tasks that could literally transform your life all because you're not ready to face the reality that is your greatness. It's so weird. I hate it here.
Why enter South Africa on study visas, then once inside the country, open shops and start presenting yourself as investors? A travel visa is not a business visa. An asylum seeker is not a business visa.