First Class, Yet I Felt Like a Failure
4 years ago, I was in the DMs of everyone I could send a message to. Cold emails, LinkedIn messages, just asking for someone to take a chance on me.
I got a mountain of rejections. Regret mails stacked so high I stopped counting. For someone with a first class, I felt like a failure.
I even walked into a firm once, only to be asked: ‘What do you want to do in finance with Urban Planning?’ Don’t you think you are wasting your time?
And I’ll never forget the night I cried after scaling through every stage at a Big 4, only to get the dreaded ‘love letter’ after the partners’ interview. I cried so hard I called my mum, and she was so worried she begged me to come home.
But life has its phases. Some chapters sting with rejection. Some feel like waiting rooms. And then slowly, the page turns.
One DM led to my GT role at Pedabo. One step opened the door to the next. Brick by brick, things began to align.
Today, my career is on check. And I can say, with full chest , I’ve never been this happy in my life.
It’s been one hell of a ride. And I’m grateful for every ignored DM, every regret mail, every ‘no’ because then I wouldn’t be where I am now, which is exactly where I want to be. 💛
Everything You Need to Know About CFA Registration, Exams & Becoming a CFA Charterholder 🧵
Thinking about the CFA? Before you register, here is what you actually need to know.
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1/
The CFA Program is one of the most respected qualifications in global finance, covering investment management, equity research, portfolio management, and more.
https://t.co/VEepfkXy0L
2/
It has 3 levels:
• Level I
• Level II
• Level III
You must pass them in order. No skipping.
3/
Before you register, CFA Institute sets eligibility rules around education and work experience.
📌 Check requirements here:
CFA Program : https://t.co/hiYiCyjRuf
4/
Registration is fully online via your CFA Institute account.
You handle: https://t.co/BtUzuJUrMG
• Exam registration
• Payments
• Profile setup
• Exam policies
5/
Big mistake candidates make:
Registration is not the same as exam booking.
After registering, you still need to schedule your exam slot separately.
6/
CFA exams are computer-based and taken at approved test centres globally.
You choose from available exam windows depending on your level.
7/
The curriculum is broad and practical:
• Ethics
• Quantitative Methods
• Economics
• Financial Reporting and Analysis
• Corporate Issuers
• Equity Investments
• Fixed Income
• Derivatives
• Alternatives
• Portfolio Management
8/
Fees vary depending on when you register.
Early registration is significantly cheaper.
📌 Fee details: https://t.co/hiYiCyjRuf
Fees vary depending on when you register.
Early registration is significantly cheaper.
9/
Beyond exam fees, plan for:
• Study materials
• Prep courses (optional)
• Approved calculator
• Mock exams
10/
CFA Institute offers scholarships that can reduce costs for eligible candidates.
11/
After each exam, results are released in your CFA account.
You also get a performance breakdown by topic area.
12/
Passing all 3 exams is not the final step.
To earn the charter, you still need:
• Relevant work experience
• References
• Membership application
• Ethics compliance
13/
Once approved, you officially become a CFA Charterholder.
That is when the designation becomes yours.
The most relevant study material is the official CFA study/practice pack from the CFA Institute. You get access to it once you register and pay for the exam.
If you’d like to review the content beforehand, you can reach out to someone currently preparing for the level you’re interested in. They may be able to share their materials or give you an idea of what the curriculum looks like.
P.S. The CFA syllabus is updated annually, so try to get materials from a recent exam window rather than older versions.
@joebabs CFA Level I and Level II are structured around the same 10 core topic areas. At Level III, however, the structure shifts. Rather than being presented as 10 distinct subjects, the curriculum is grouped into roughly 7 broader areas.
My contribution to this conversation is simple: the CFA program will humble you.
You will cry. You will lament. You will question your life choices. You will bargain with God and start planning the thanksgiving service you intend to hold if you somehow make it to the other side.
All these videos were taken during my Level II preparation, but the third one stands out.
I remember being in a hotel room during an engagement. We had spent the entire day with the client, from about 8 a.m. until almost 10 p.m. By the time I got back, I was completely exhausted.
Any reasonable person would have gone straight to bed.
Instead, I took a shower, opened my CFA materials, and continued studying because the exam was approaching and CFA does not care that you’ve already worked a full day.
There were days I was running on pure stubbornness. The kind of period where your prayer points become very specific:
“God, if I pass this exam, the thanksgiving will be massive.”
Level II showed me real pepper.
You will read a concept today, understand it perfectly, solve questions on it, and feel on top of the world. By next week, you have forgotten everything and you’re starting from scratch again.
You keep reading. You keep forgetting. You read it again. You forget it again. The cycle continues.
CFA Level II will have you asking yourself if your brain is still functioning properly, jare. 😂
As for Level III, I am currently in the stage of fear and mental preparation. I know what it represents, so I am respectfully giving myself time to breathe before I enter that arena. For now, the books and I are just looking at each other from a safe distance. 😭
P.S. don’t mind my reading style. I almost always have music playing in the background while studying. It’s basically my coping mechanism.