Small Step Finance

Finance, investing & dividend tips w/ 160,000+ followers on IG

[Small Step Finance @SmStepFinance]

Josie & Jared earn $150k annually. They’re 35 & married.

They’re going to use the 50/30/20 rule to budget (50% needs, 30% wants, 20% savings).

They’ll invest 20% of their income until age 65.

They’ll have $4.9M paying them $196,000 annually.

Millionaires in the making 💰

[Small Step Finance @SmStepFinance]

The S&P 500 returned 10% annually the last 100 years.

Want to know how to 3X your returns in 2024⁉️📈

The avg. interest rate in the U.S. is currently 28%.

Pay off your high interest credit card debt‼️

[Small Step Finance @SmStepFinance]

In today’s fast-paced world, achieving financial independence has become a significant goal for individuals seeking greater control over their lives and financial well-being. https://t.co/Bd2WAj3kP6

[Small Step Finance @SmStepFinance]

@alitaylor Index all the way!

[Small Step Finance @SmStepFinance]

As we enter 2024, I want you to…

🎉 Celebrate the wins you had in 2023

⏰ Reflect on 2023 & plan for 2024

🙏 Make peace w/ bad financial decisions

💰 Commit to a more bountiful 2024

✅ Find an accountability partner

[Small Step Finance @SmStepFinance]

Would you withdraw from your 401k to buy a rental property? 🤔

[Small Step Finance @SmStepFinance]

What’s your BIGGEST 2024 money goal⁉️👇

[Small Step Finance @SmStepFinance]

1.Leaving a dissatisfying job.
2.Escaping a toxic workplace.
3.Upholding personal values.
4.Exiting abusive situations.
5.Exploring new opportunities.
6.Negotiating power.
7.Supporting family financially.
8.Avoiding debt traps.
9.Peace of mind and security.

[Small Step Finance @SmStepFinance]

F-You Money is having enough money in the bank to say “F this situation!”

Put your F-You money in a HYSA or a brokerage account…

Here’s a few examples…

[Small Step Finance @SmStepFinance]

Owning the club > standing in line

Think about how you use your money before you spend it.

[Small Step Finance @SmStepFinance]

If you’re married, your money should be combined. Why⁉️

👉 shared goals
👉 Increased transparency
👉 increased trust
👉 studies show your accomplish more

If you’re worried about “what if we get divorced” then set up a prenup that clearly states who gets what.

[Small Step Finance @SmStepFinance]

If you unexpectedly received an inheritance for $100,000…

What would you do with it⁉️

[Small Step Finance @SmStepFinance]

Congrats!!!!!

[Jannese Torres | Yo Quiero Dinero® 🇵🇷 @DineroPodcast]

So, I did a thing. I wrote a personal finance book for Latinas. When I was doing market research as part of my book proposal writing process, I was tasked to find comparable books. Guess what?

I couldn’t find a single one.

Surprised? You shouldn’t be.

This market has been ignored forever.

That ends right here, right now.

Preorder your copy of Financially Lit! The Modern Latina’s Guide To Level Up Your Dinero & Become Financially Poderosa 💁‍♀️

ORDER HERE: https://t.co/hYadFtXyxM

[Small Step Finance @SmStepFinance]

@brianxvarela 👏👏👏

[Small Step Finance @SmStepFinance]

In one WORD, what separates the rich from the middle class⁉️👇

[Small Step Finance @SmStepFinance]

INTEREST RATES (30 Year Mortgage) 🏡

October 28th: 8.1%
December 28th: 6.8%

PLUS…

3 more rate cuts are expected in 2024 🎉

What do YOU think will happen to the housing market⁉️👇

[Small Step Finance @SmStepFinance]

@FerangiTrader 😂😂😂

[Small Step Finance @SmStepFinance]

@Simpli_FI_Life Spot on 👏👏👏

[Small Step Finance @SmStepFinance]

Your biggest financial decision WILL NOT BE…

🎓 What school you attend
🤔 What job you choose
🏡 What house you buy

Your biggest financial decision WILL BE…

❤️ Who you marry

I married the love of my life. We’ve built a family & business while smashing our money goals. 📈

[Small Step Finance @SmStepFinance]

Join our free investing & budgeting group to ask questions (you can even ask anonymously), share your thoughts, & build wealth. 💰https://t.co/cZRJfoHGDS

[Small Step Finance @SmStepFinance]

8 STEPS TO FINANCIAL FREEDOM:

1. Set Clear Financial Goals
2. Budgeting & Expense Tracking
3. Emergency Fund
4. Manage & Pay Off Debts
5. Prioritize Retirement Investments
6. Increase Income & Reduce Expenses
7. Regularly Review & Adjust Plans
8. Continuous Education