SmartBiz

We’re on a mission to empower small businesses to thrive by enabling access to the financial services they need. Member FDIC.

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The reinstated bonus depreciation means eligible businesses may be able to deduct up to 100% of the cost of qualifying new or used assets in the year the asset is placed in service, rather than depreciating it over time.

Learn more from our latest blog: https://t.co/F6P8C2rnHU

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Know a small business that needs funding?

Refer them to SmartBiz and when their loan is funded, you get $500. They’ll receive $500 off closing costs.

Learn more: https://t.co/LpCuFutXBu

Member FDIC

[SmartBiz @SmartBizBank]

In our latest blog, we break down what an SBA 7(a) loan is, how it works, and what business owners may need to know about the application process and requirements.

Read the full blog here: https://t.co/jTwP5hpYk3

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Financial indicators that your business is ready to scale may include:

✅ Steady revenue growth over multiple quarters
✅ Healthy profit margins
✅ Positive, consistent cash flow
✅ The ability to forecast future performance with confidence

Learn more: https://t.co/EvVZu4pGyj

[SmartBiz @SmartBizBank]

The SmartBiz State of Small Business: 2026 Industry Pulse found that more than half of small businesses are actively seeking funding, even though interest rates remain a cause for concern.

Explore the full report: https://t.co/GSbQDHzbVr

[SmartBiz @SmartBizBank]

Time is running out to submit for the SBA Patriot Pitch Competition. Eligible small businesses have until Wednesday, June 10, to apply for the chance to pitch live and compete for a share of a $1 million prize.

Check eligibility and submit your pitch: https://t.co/4qONt7Z0iA

[SmartBiz @SmartBizBank]

One year ago, we launched as SmartBiz Bank with a simple goal: Build a bank that truly understands small businesses.

Our 2026 Industry Pulse shares what owners are facing, including funding hurdles and high interest rates.

Take a look: https://t.co/UqIPuwJL27

[SmartBiz @SmartBizBank]

We believe entrepreneurs help move the economy forward. The SBA Patriot Pitch Competition is spotlighting that same drive. Eligible business owners may apply for the chance to compete for a share of a $1 million cash prize pool.

Learn more: https://t.co/Z2sSzdcJUO

[SmartBiz @SmartBizBank]

Outdoor Dreams started with 2 people, a truck, and a vision for creating beautiful outdoor spaces. As the Richmond, Virginia-based business grew, SBA financing helped support working capital, hiring, and sustainable growth.

Read the Outdoor Dreams story:
https://t.co/7ap4Ktjq7y

[SmartBiz @SmartBizBank]

Small business owners come to SmartBiz Bank with goals for what comes next, and we’re there to help turn those goals into progress. Recent SBA fundings supported entrepreneurs as they invested in hiring, expansion, equipment, debt consolidation, and working capital.

[SmartBiz @SmartBizBank]

In our State of Small Business: 2026 Industry Pulse, we found that AI and digital tools are quickly becoming part of everyday operations for small businesses, helping save time, reduce costs, and stay competitive.

See what business owners are saying: https://t.co/rzzxDCabSi

[SmartBiz @SmartBizBank]

Small businesses have powered American innovation for generations. Now, the SBA is celebrating that spirit with the Patriot Pitch Competition, a nationwide pitch competition with a $1 million cash prize pool.

Learn more and check eligibility: https://t.co/CioNccJD4h

[SmartBiz @SmartBizBank]

Is outdated tech slowing you down? Here are five signs that may indicate it’s time to consider upgrading your business technology: https://t.co/B91XlzHzAJ

Member FDIC

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One year in as a bank, and we're marking the moment by listening.

Our State of Small Business: 2026 Industry Pulse is live, with insights on funding challenges, high interest rates, AI, and digital tools shaping small businesses now.

Read it here: https://t.co/NAiSrYDsex

[SmartBiz @SmartBizBank]

When small business owners talk about speed and simplicity, we’re listening.

At SmartBiz Bank, we’re focused on removing friction so you may be able to access the capital you need to fund the future of your business.

[SmartBiz @SmartBizBank]

Traditional loans like bank term and SBA loans typically have set payments and a clear timeline. This predictability may make planning easier.

Learn more about how traditional loans work on our blog: https://t.co/sjp0HnxjYH

[SmartBiz @SmartBizBank]

Celebrating National Small Business Week and the entrepreneurs behind the growth. When demand rose, Enyermy found the right funding to scale and keep up.

Read her story: https://t.co/6bOOp10oG2

[SmartBiz @SmartBizBank]

Estimating your monthly payments is essential for smart planning. Our SBA loan calculator makes it easy. Just use the slider to select your working capital or debt refinance amount and get an instant estimate.

Try it now:
https://t.co/pJ8wftGyYS

Member FDIC

[SmartBiz @SmartBizBank]

Did you know your credit score plays a big role in loan approvals and interest rates?

We put together a quick 5-question quiz to test your knowledge and help you spot ways to strengthen your credit profile before applying.
https://t.co/NNK1wYRfrD

Member FDIC

[SmartBiz @SmartBizBank]

At SmartBiz Bank, we’re making it easier for entrepreneurs to help each other.

Earn $500 for referring a small business owner to us, and they’ll get $500 of closing costs.

Learn more:
https://t.co/IY2cuUdieM