Jon Elkins

Putting life into your money: to help you live the life you want to live, and to keep living it, without worrying about running out of money.

[Jon Elkins @SmarterFP]

I have what some might call a ‘no sleep at night’ portfolio. It's 100% made up of equities and company shares. No cash. No bonds.

But I don't lose sleep over it - because I have a plan!

I explain all in my latest blog post: https://t.co/T6zEKsEsmn

#investments #pensions

[Jon Elkins @SmarterFP]

Happy New Year! I wish you all the best for 2025.

If you're thinking of upping your wealth game this year, why not take a look at my latest blog post 'How to invest without regret' https://t.co/T6zEKsEsmn

#financialplanning #pensionplanning #retirement

[Jon Elkins @SmarterFP]

Have a very Merry Christmas and a Happy New Year - see you all in 2025!

[Jon Elkins @SmarterFP]

So you’re sitting there, eating your pigs in blankets, and listening to your brother-in-law wax lyrical about how he tripled his investment in crypto in 6 months.

Take a look at my latest blog post to find out how to react: https://t.co/T6zEKsEsmn

[Jon Elkins @SmarterFP]

Find out more about why it's important to factor in experiences when financial planning by reading my latest post: https://t.co/cvZKeuTP6c

#retirementplanning #financialplanning #pensions

[Jon Elkins @SmarterFP]

Experiences pay better than money in the bank - take a look at my latest post to find out more: https://t.co/cvZKeuTP6c

#financialplanning #retirement

[Jon Elkins @SmarterFP]

As I explain my latest blog post 'Memories pay dividends too', experiences pay far better than money in the bank. Not just for you, but for your family too.

Have a read here: https://t.co/cvZKeuTP6c

#financialplanning #retirement

[Jon Elkins @SmarterFP]

When I set up SFP, I didn’t want to introduce marketing tactics for the sake of it.

Perhaps this is why developing my tagline took a while.

I considered several ideas, replacing words here and there.

Find out more in my latest post: https://t.co/0giE3yu4gJ

#retirement

[Jon Elkins @SmarterFP]

Some companies see values as a tick box exercise. Then there are those that use their values every day. It’s not about receiving praise for their actions. It’s simply about doing them.

Find out more in my values in my latest post: https://t.co/0giE3yu4gJ

#retirement

[Jon Elkins @SmarterFP]

When I founded Smarter Financial Planning, I wanted an honest and purposeful tagline and a genuine reflection of the values I stand by.

Take a look at my latest article to read about the values that underpin what I do https://t.co/0giE3yu4gJ

#retirement

[Jon Elkins @SmarterFP]

A client once said to me: “You don’t keep a dog and bark yourself”.

I’m reminded of this phrase in the run up to each Budget announcement, when I usually prepare for calls and emails from concerned clients.

Take a look at my latest article for more: https://t.co/qUO1CwYN9v

[Jon Elkins @SmarterFP]

If a client’s main priority is to cut down their hours and only work three days a week, and they tell me they’re thinking of buying another sports car, it’s my job to tell them what they need to hear, not what they want to hear.

Read more: https://t.co/qUO1CwYN9v

#pensions

[Jon Elkins @SmarterFP]

There are lots of things you can do yourself, but sooner or later, something has to give. We need to ask for help.

This is something I’ve explored in my latest blog post: 'It wasn't just me: Why I'm only as good as my team'.

You can read it here: https://t.co/qUO1CwYN9v

[Jon Elkins @SmarterFP]

It can be hard when we’re always thinking about the future to take a step back and savour the moment. These moments can be fleeting.

But failing to do so means we won’t know what we really want from life, and we’ll never get to enjoy the fruits of our labours.

Being truly awar

[Jon Elkins @SmarterFP]

When markets started to wobble earlier this year, I prepared for lots of discussions with my clients, to reassure them over their long-term financial health.

In the end this wasn’t really necessary. Not one of them phoned me in a panic.

I’d like to think that a large part of

[Jon Elkins @SmarterFP]

As I watch the closing ceremony of the Paralympics I'm kicking myself for not having gone to Paris to watch this summer's events live - especially as such a short trip (certainly compared with Los Angeles in 2028).

So my challenge to you this month is to really think, to look u

[Jon Elkins @SmarterFP]

Any of us can fall into a trap of spending money we don’t have, on things we don’t need, so we can become the person we want to be as quickly as possible.

But the secret to a comfortable retirement is tediously simple.

Find out more in my latest post: https://t.co/F5gWqG8gOp

[Jon Elkins @SmarterFP]

Often new clients come to me with requests to ‘retire a multi-millionaire’. This isn’t really what it’s all about. Financial planning is about personalising your financial journey to get a result that’s meaningful to you. Find out more: https://t.co/F5gWqG8gOp

[Jon Elkins @SmarterFP]

If I offered you £1m tomorrow or a penny that doubles in value every day for a year, which would you choose? Take a look at my latest article to find out more about the power of compound interest: https://t.co/F5gWqG8gOp

#financialplanning #compoundinterest

[Jon Elkins @SmarterFP]

Years of learned behaviour are naturally hard to disrupt. There are some scientific reasons for this. Take a look at my latest post to find out more: https://t.co/m6BSZZtbh0

#financialplanning #financialfuture