Smarty Pants 👖

CRO of a large HVAC company. I like investing and spreadsheets and I hate belts!! Landlording and multimillionaire by 40 💁🏼‍♂️

[Smarty Pants 👖 @Smarty_Pants_65]

@realEstateTrent Been using Evernote for 10+ years

[Smarty Pants 👖 @Smarty_Pants_65]

@zerochills I got an engineering degree at Mizzou. This was every single teacher 🤣

[Smarty Pants 👖 @Smarty_Pants_65]

@EdLatimore Almost

[Smarty Pants 👖 @Smarty_Pants_65]

@SelfMadeMastery This is like saying you’re an idiot for not buying stocks. Go buy some crypto!

[Smarty Pants 👖 @Smarty_Pants_65]

@MrBudgetBill Not have to. But want to. To buy another asset like a rental property. Or use the funds to flip a property

[Smarty Pants 👖 @Smarty_Pants_65]

@MoneyJrod Wealthfront

[Smarty Pants 👖 @Smarty_Pants_65]

@girdley Even more confusing

A phone with 150 gigs of open storage

Has a full voicemail box of a few dozen 50-kb messages 🤣🤣

[Smarty Pants 👖 @Smarty_Pants_65]

@sunny051488 Being debt free is a myth. You still have to pay for taxes, insurance, utilities, food, clothing, gas/insurance/tax for your cars, cell phone…

[Smarty Pants 👖 @Smarty_Pants_65]

@JakePreuett 🤣🤣

[Smarty Pants 👖 @Smarty_Pants_65]

@Blind__Luck A 30 day fast seems insane

[Smarty Pants 👖 @Smarty_Pants_65]

@IGHO_2022 @VladTheInflator @RamezTheK3 Makes sense. She would still need at least $160k for down payment in this case. Plus closing costs

If she has that much cash at her age then the whole point of the post makes no sense 🤣

[Smarty Pants 👖 @Smarty_Pants_65]

@VladTheInflator @RamezTheK3 Unfortunately you can’t use rent from the other unit as income before you buy the property

[Smarty Pants 👖 @Smarty_Pants_65]

@heIpfullandlord Cornado island. Go see the Del. Ride bikes around the island. Amazing spot

[Smarty Pants 👖 @Smarty_Pants_65]

@Mr_Derivatives Before you start

[Smarty Pants 👖 @Smarty_Pants_65]

@hockey_hater 🤣🤣 best one I’ve seen so far

[Smarty Pants 👖 @Smarty_Pants_65]

@NeilJacobs I say, approximately 0.372539083746

[Smarty Pants 👖 @Smarty_Pants_65]

@FiSavvy I like Ramsey’s rule of thumb. Don’t spend more than 50% or your annual income on a car.

In this case, total cost for both cars is 50k.

[Smarty Pants 👖 @Smarty_Pants_65]

@jcnlindley *his

[Smarty Pants 👖 @Smarty_Pants_65]

@MrBudgetBill I took the opposite approach

Been at the same company for 18 years

Last few years started making over $300k/yr

I’ve been awarded with stock options (nothing out of pocket).

Last week I got the new valuation from 2023 and it went up $310k in one day