SoFi

The finance company that's helping members get their money right. Bank, borrow, and invest — all in one app. NMLS #696891 Questions: @SoFiSupport

[SoFi @SoFi]

We are now at the point of financial scale (revenue and profit) where our current capital position, in addition to our organic capital generation, is sufficient to fund our business and our planned growth in 2027.

Our guidance does not require raising additional capital and we are confident we can execute that plan organically given the balance sheet we have built, the capital we will generate organically from the business and the position we are in today.

[SoFi @SoFi]

📣 Thanks to our members and clients, we’ve reported strong Q3 results. More members are choosing SoFi and they are using more products than ever before.

In Q3, we delivered:

👉 $1.4B in adjusted net revenue, up 44%
👉 $470M in adjusted EBITDA, up 70%
👉 1.2M new members, bringing us to 17.1M
👉 2.2M new products, bringing us to 26.7M

Our momentum is broad-based and our conviction in the future is stronger than ever. We raised our 2026 guidance and introduced a 2027 outlook.

Full Q3 results: https://t.co/lW58XmfrAP

[Anthony Noto @anthonynoto]

Q3 was a powerful reminder of how far we’ve come in less than a decade. But equally clear of the massive opportunity still in front of us

In 2018, we had 650,000 members and one primary business. Now, 17.1 million @SoFi members use 26.7 million products. We delivered record adjusted net revenue of $1.4B, record adjusted EBITDA of $470M and raised our outlook through 2027 for $6.4 billion in revenue $2.24 billion of adjusted EBITDA, $1.28 billion in Net Income a 20% margin and $0.90 in EPS

Our conviction has never been greater. We’re still early in SoFi’s journey, and our ambitions for the future remain as bold as ever.
Thank you to our members and clients for trusting us to help you get your money right.

https://t.co/Go4rN6gNuV

[SoFi @SoFi]

@JackedOnMargin We don't have any announcements to share yet, but we love where your head's at Zak! Just like with SOFIE, we're continuously looking to differentiate ourselves 🫡

[SoFi @SoFi]

Meet SoFi Earn (SOFIE), with 4.40% APY* and FDIC protection.^ 📣

It's the first-ever bank deposit token for SoFi Crypto, designed to provide a home for idle crypto funds, like stablecoins. Buy and hold SOFIE to earn interest and protect your deposit.

Learn more about SoFi Earn today 👉 https://t.co/7OGedlGQ3c

[SoFi @SoFi]

@AxieSkoomaDealr The main qualifications are to complete onboarding in SoFi Crypto within 30 days of opening an account. Depositing $1,000 of your own crypto is not one of them! Full terms here: https://t.co/EdfIUkcAfz

[SoFi @SoFi]

Grab up to $1,000 in crypto of your choice with a new SoFi Crypto account. That's right. Pick from BTC, ETH, SOL, or other top coins. Offer ends 12/2/26.* Get your crypto today.

[SoFi @SoFi]

@ZachMye43290598 SoFi Crypto is here! We became the first and only nationally-chartered bank to offer crypto to its members when it launched last year.

Now, you can bank, borrow, invest, and now buy, sell and hold crypto, all in one platform!

[SoFi @SoFi]

@CarioCapital SOFIE is actively rolling out and should be available to everyone in the next couple of weeks! We can't wait for you to try it! 🩵

[SoFi @SoFi]

@ArcheValuesX We'd love to find more ways to reward our most dedicated members through perks like early access. Thanks for the suggestion!

[SoFi @SoFi]

We love the question! SoFi Earn and most traditional savings accounts are both eligible to earn interest and are FDIC insured, subject to limits. SoFi Earn is a tokenized deposit that has different features and terms than a traditional savings account. Whether it’s right for you depends on your needs and applicable account terms. Keep in mind that crypto assets and stablecoins aren’t FDIC-insured.

[SoFi @SoFi]

Respect for the honesty! Good news: a credit score of 4 basically just means no history yet, not a bad one, so it's not too late to start at all.

If you can't get approved for the SoFi Smart Card, we have a guide on building credit from scratch that walks you through everything to know 👇 https://t.co/LeFL4cu3gB

[SoFi @SoFi]

It's built for exactly this kind of exercise! SoFi Coach auto-detects your recurring expenses and breaks spending into 15+ categories so those "three biggest expenses you don't care about" basically surface themselves instead of you combing through 30 days by hand. It also tracks net worth and does free credit score monitoring, all at no-cost 💅

[SoFi @SoFi]

@ChrisPeng47 SOFID stablecoin is available on-chain through supported networks, so it's already supporting these types of use cases!

[SoFi @SoFi]

Welcome aboard! Whenever you're ready to fund it, a few things worth knowing: no account fees, no minimum balance to keep it active, and you get free credit score monitoring built right into the app through SoFi Relay – so you can actually watch the building happen in real time. No rush, just good tools whenever you want them 😊 Holler if you have any questions for us!

[SoFi @SoFi]

@BearlyRuns @PtrPomorski Living proof that you don't need a 30 year bond to feel smart about your money! Enjoy the 4.70% 🌟

[SoFi @SoFi]

@PtrPomorski While everyone's debating stocks vs bonds, we'll just leave this here: 4.70% APY with SoFi Plus, no 30 year commitment required 😏

[SoFi @SoFi]

@bbcappital We're incredibly thankful that you've been a SoFi member for this long and so happy that the launch of SOFIE resonates with you so strongly! The feeling is mutual 🥰

[SoFi @SoFi]

@throwabull SOFIE tokenized deposit is currently available on the SoFi platform, but we love the idea of bringing it to more places! SOFID payment stablecoin is already available on other exchanges, and we hope to have more announcements here in the future!

[SoFi @SoFi]

At SoFi, SOFIE tokenized deposits and deposits held in a savings account are eligible to earn interest and FDIC protection. They both do not move on-chain with these protections. If you wanted to move assets on chain, you could use SoFIE to buy the SoFiUSD stablecoin whenever you want to make a move.
Risks you ask? On-chain transactions may be irreversible, and using unsupported networks or sending assets to the wrong address may result in loss.

[SoFi @SoFi]

From rising living costs to uncertainty around AI, @kylascan breaks down the economic pressures weighing on consumers and why spending hasn't necessarily slowed down.

Watch the full episode of The Important Part. ➡️ https://t.co/6v6ptiM6It