Sold By Ry

Real Estate Advisor 🏡 Your guide to real estate evolution in the NYC area. Lets connect

[AtTheLunchTable @TheLunchTable1_]

OG Anunoby posterizes Wemby 😲

[Sold By Ry @SoldByRy_]

@SparkingFIRENC Every situation is different. Always make the decision that makes the most sense for you

[Sold By Ry @SoldByRy_]

@tmaxftw @Chris_Smth Things that actually caused housing costs to rise: Inflation

[Sold By Ry @SoldByRy_]

The housing market

[tyler hogge @thogge]

The most broken things in America:

1. The national debt.
2. The healthcare system.
3. The tax code.
4. K-12 education.
5. Obesity rates.

What am i missing?

[Sold By Ry @SoldByRy_]

The million-dollar question:
If a 50-year term was the ONLY way you could afford a home in today's market, would you sign the papers? 🏡✍🏾
Drop a YES or NO below and tell me why! 👇🏾
#RealEstate #HousingMarket

[Sold By Ry @SoldByRy_]

Imagine signing a mortgage today and making your final payment in... 2075. 🤯
President Trump recently proposed 50-year mortgages to combat the affordability crisis.
Is this the lifeline first-time buyers need, or just a generational debt trap?
Let's break it down. 🧵👇🏾

[Sold By Ry @SoldByRy_]

⚖️ The 50-Year Trade-Off:
✅ PRO: Affordability NOW. Stretching the term lowers monthly payments significantly, opening doors for priced-out buyers.
❌ CON: The "Forever" Loan. You build equity painfully slowly and pay MASSIVE total interest. It's basically renting from the bank.

[Sold By Ry @SoldByRy_]

Want to see if you qualify under the new rules? 📩 DM me and I’ll connect you with a lender who understands these updated guidelines.

[Sold By Ry @SoldByRy_]

🚨🏡 Big update in mortgage land: The Fannie Mae “620 credit‐score rule” just changed as of mid-November 2025 — if you’ve been held back by a sub-620 score, this could matter.

[Sold By Ry @SoldByRy_]

This isn’t “no credit needed.” It just means a score under 620 is no longer an instant DU denial. Strong income, solid payment history, and good overall finances can now keep your loan moving forward.

[Sold By Ry @SoldByRy_]

Wow. This sounds a lot like socialism.

[The Kobeissi Letter @KobeissiLetter]

BREAKING: President Trump announces that he will be paying a “tariff dividend” of at least $2,000 per person.

Stimulus checks are officially back.

[Sold By Ry @SoldByRy_]

@CryptoWendyO Lower rates. Stop corporations from buying single family homes as rental properties.

[Sold By Ry @SoldByRy_]

It’s a lifetime of debt for the average home owner with no chance of ever owning free and clear. There are better solutions to fixing the housing crisis.

[Kia Nejatian @kianejatian]

People are losing their minds over this 50 year mortgage (which you can choose NOT to use...) so let's do some math.

Home price: $400K
Down payment: 20%
Interest: 7%
Annual home appreciation: 4%

30 year mortgage:
Total interest: $446K
End home value: ~$1.3M
Net (less purchase price + total interest): $450K

50 year mortgage:
Total interest: $835K
End home value: ~$2.8M
Net (less purchase price + total interest): $1.61M

This program is wonderful. While it doesn't solve the affordability issue as a whole, it lowers the barrier to entry and gives homeowners options.

[Sold By Ry @SoldByRy_]

@DaleStarkA10 Deporting people isn’t stopping corporations from buying private homes for rental purposes. But keep cooking.

[Sold By Ry @SoldByRy_]

……this brings you joy?

[Colin Ushkowitz @colinushkowitz]

I literally pay a full time VA in the Philippines just to lowball MLS listings ..

and make the agent prove they presented it to the seller 😭😭😭

[Sold By Ry @SoldByRy_]

I say this almost daily at this point

[P² @DreMacsAMillion]

I can’t believe we became the adults in the most unaffordable period in history.

[Sold By Ry @SoldByRy_]

Def agree with Taylor-Greene on this one.

[unusual_whales @unusual_whales]

Marjorie Taylor Greene has said: We need to completely abolish property taxes. It forces us to pay “rent” to the government on property that we own, but if we don’t pay property taxes, the property that we own gets taken away from us.

[Sold By Ry @SoldByRy_]

Everyone that’s waiting for a bubble to pop…I’d suggest getting on the ship before you can’t afford the ticket.

[unusual_whales @unusual_whales]

US housing affordability hits record low, per Redfin.

[Sold By Ry @SoldByRy_]

@raunaqsingh @Opendoor Welp because buying a home is nuanced and requires a little more than a just a click. Good luck though.

[Boring_Business @BoringBiz_]

Married and own a home by 30 years old in America

1950: 50%
1960: 52%
1970: 48%
1980: 45%
1990: 43%
2000: 35%
2010: 25%
2025: 12%

Incredible