Spratt Financial Services

Spratt Financial Services offer a full range of Insurance, Investment and Mortgage solutions. We offer tailored solutions to secure your financial future.

[Spratt Financial Services @SprattFinancial]

Save money on your premiums by reviewing your insurance with a professional adviser like us! Get expert advice on optimizing your insurance coverage and making sure it fits your changing needs. #FinancialTips #InsuranceReview https://t.co/WE2P0hhSYJ

[Spratt Financial Services @SprattFinancial]

The gap between the cheapest and highest quotes for the same insurance cover has widened sharply, with the average difference for house insurance policies now exceeding $1,000, says Quashed’s chief executive. #Insurance https://t.co/gqN3sL26ox

[Spratt Financial Services @SprattFinancial]

Did you know? There are real alien abduction/UFO policies: one Florida company has sold tens of thousands (up to 100k+ reported in some sources). Lloyd’s of London has issued thousands too. To claim, you usually need a lie detector test and witnesses.

[Spratt Financial Services @SprattFinancial]

People with health insurance using it earlier and more often, as pressure on the public system grows and the cost of healthcare increases. Stats from AIA show medical costs are outpacing inflation, with heart claims facing some of the biggest increases. https://t.co/M0qsRLm8nW

[Spratt Financial Services @SprattFinancial]

The Department of Internal Affairs (DIA) will look into whether there are more effective ways to fund Fire and Emergency New Zealand (FENZ) than the current insurance levy system, which has been in place since 1975. https://t.co/ceqSgFm96p

[Spratt Financial Services @SprattFinancial]

Income Protection can help you to:
- Pay the bills and maintain regular income while you recover.
- Financially ease your transition into your next job or career.
- Cover being made redundant or losing your job for non-health reasons.
https://t.co/vMST7piPYI

[Spratt Financial Services @SprattFinancial]

Despite weather events, NZ's general insurance market is in an extended soft phase: great for buyers with competitive premiums in most areas. Spratt Insurance Brokers can help ensure your life, income, health & property risks are properly covered. https://t.co/bm1EG6dWCE"

[Spratt Financial Services @SprattFinancial]

Confused by insurance jargon? This plain-English glossary explains the key terms in Life, Health, Income Protection, Trauma, TPD and Business Insurance for New Zealand clients. https://t.co/SOLXAqRkZF

[Spratt Financial Services @SprattFinancial]

Will your mortgage, business, health, or assets survive a shock? At Spratt Financial Services NZ, we cover people and business assets all under one roof. We simplify jargon. We chase value. If things go wrong, we are in your corner. https://t.co/b8JRpmt1Fk

[Spratt Financial Services @SprattFinancial]

From all of us to you and your loved ones—Merry Christmas and a Happy New Year! 🎄✨ Wishing you joy and prosperity in the coming year. #HappyHolidays #NewYear2024 https://t.co/BNrKmMqyKq

[Spratt Financial Services @SprattFinancial]

Worried about tomorrow's uncertainties like health issues, income loss, or property damage? 🤔 At Spratt Financial Services NZ, we prioritize listening to you and crafting a personalized coverage plan with a 99% claim success rate. #Insurance #PeaceOfMind https://t.co/uj9BwhkEHP

[Spratt Financial Services @SprattFinancial]

How does Health Insurance help complement the Public Health system? https://t.co/4ZqgAgkepw

[Spratt Financial Services @SprattFinancial]

Households in New Zealand with car, home, and contents insurance may now face premiums exceeding $5000 annually, as reported by Quashed. Families with multiple vehicles could see costs surpassing $6000 each year. #InsuranceCosts #NewZealand https://t.co/GRFrNgu0ES

[Spratt Financial Services @SprattFinancial]

Imagine this: Tina is 35, has a mortgage, 2 kids, one income earner. Then she breaks a leg, can’t work for 3 months. Rent, bills, food don’t stop. Her savings vanish in a flash. If you’re wondering what risks you might be exposed to, a quick check-in might help. #ThinkAhead

[Spratt Financial Services @SprattFinancial]

If any of these sound familiar, it’s worth reviewing what you’ve got. We can help you check. #RiskInsurance #NZ https://t.co/Xiltvz9q0D

[Spratt Financial Services @SprattFinancial]

Are you making these insurance mistakes?:
• Under-estimating what you really need.
• Not adjusting for changes in health / lifestyle.
• Skipping income protection or trauma cover “because I’m healthy now”.
• Going with the cheapest policy and missing out on key exclusions.

[Spratt Financial Services @SprattFinancial]

NZ economy seems to be in worse shape than expected - and suffering through a deeper and longer downturn than the global financial crisis - which may lead to the need for more interest rate cuts. https://t.co/s13GvnLSqx

[Spratt Financial Services @SprattFinancial]

Income Protection Hack: With NZ's struggling economy, income loss from disability affects 1 in 7 families. What folks miss: Wait periods can be as short as 2 weeks for quick payouts. Tailor it to your needs—replace lost wages without dipping into savings. https://t.co/vMST7piPYI

[Spratt Financial Services @SprattFinancial]

More on PIE funds and their potential benefits here: https://t.co/3i2PQhS6Uy

[Spratt Financial Services @SprattFinancial]

What is a PIE Fund? A PIE fund is a managed investment fund that pools money from multiple investors to buy a mix of assets – a PIE moderates tax impact, allowing investors – particularly those in higher tax brackets – to grow their wealth under more favourable conditions.

[Spratt Financial Services @SprattFinancial]

CP Wealth has a deep understanding of investing for trusts and have developed investment strategies and reporting that ensures trustees meet their obligations. Investing as a Trustee https://t.co/CVwgMhmxlK