Emily Furlong

Student in @ProfLowell 's #Fin2209 class. CFO at CVS for the semester.

[Emily Furlong @Spring19CVSCFO]

@ProfLowell The leverage ratio of CVS Health is currently 0.503651. This ratio is used to measure how much of a company’s capital is derived from debt. By using this ratio, investors can estimate a company's ability to pay their short and long term financial obligations. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Short-term sacrifices, more times than not, prove fruitful for long-term goals and success. We expect our merger with Aetna to give way to rapid growth, increased profits, and significant synergies. Patience is key. 2020 is right around the corner. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Due to the 2018 merger with Aetna, CVS Health realizes the need to balance short-term financial planning with our long-term vision. 2019 will be a year of transition, but by 2020 we are anticipating stabilization and return for investors. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell As Amazon and other competitors continue to expand into healthcare, it is important for CVS to remain appealing to its investors. With Aetna in our circle, we believe big things are on the horizon. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Debt increased due to acquisition. Through raising capital as well as other financial planning efforts, we are able to remain financially stable. Through venturing into the insurance arena, we are able to reach out to new sources to do so as well. #Fin2209

[Emily Furlong @Spring19CVSCFO]

Raising and securing capital is essential in any sustainable business. Find out more about investment opportunities at CVS here:
https://t.co/Jbs7IsTyDu

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Dividend payouts remain consistent due to the recent merger with Aetna. Profit margins are expected to significantly increase, and numbers will change quarter to quarter. Remain patient and invested. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Currently, according to recent prices, CVS Health offers a 3.1% dividend yield. While CVS has paused payout raises and share buybacks until its debt to adjusted EBITDA ratio decreases, I remain confident in investment safety and optimistic about high returns. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell CVS Health announced on Jan. 3rd 2019 that the board of directors approved a quarterly dividend of $0.50 per share on the corporation’s common stock. What will be next quarters? #investnow #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell CVS Health's debt to capital structure is currently 55.77. This ratio is different than the debt to equity ratio as it excludes all other liabilities besides interest-bearing debt. This ratio is essential in assessing capital structure. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell CVS Health currently yields a debt to equity ratio of 126.11. A debt-to-equity ratio measures debt in relation to the value of net assets and it is most often used to anticipate the extent to which a company is taking on debt in order to leverage its assets. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Large-cap investments like CVS can be considered safe investments due to their ability to earn more than sufficient funds multiple times their interest payments. Through measuring this, sustainability of debt can be measured. #Fin2209

[CVS Health @CVSHealth]

The integration of @CVSHealth & @Aetna will enable us to make #healthcare more personal & easier to use for patients. Read more: https://t.co/dTbS7F2CBF

[CVS Health @CVSHealth]

#ICYMI: @CVSHealth named one of World's Most Admired Companies for the 5th consecutive year by @FortuneMagazine! https://t.co/hKh3Jm4d8T

[Emily Furlong @Spring19CVSCFO]

@ProfLowell A stock with high volatility is expected to have bigger fluctuations in price and more associated risk compared to a security with lower volatility. By investing in CVS stock, the investor is assuming low risk and making smart investment decisions. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell There are several methods to utilize when calculating risk and return of stock. NASDAQ offers an embedded tool in their website to aid in smart investment decisions. https://t.co/w0lc3dMcWI #investnow #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Volatility is the rate at which the price of a security increases or decreases for a given set of returns. It yields insight into how much a security may increase or decrease. CVS Health's volatility percentage is currently 2.47%. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell Systematic risk can be calculated in order to uncover a company's volatility compared to the overall market. Currently, CVS Health's beta is 0.98. This means that CVS stock is less volatile. #investnow #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell After merging with Aetna, CVS Health requires a capital budgeting and planning "makeover". Furthermore, with the expected growth in revenue, a need for reallocation of assets and expenditures exists. #Fin2209

[Emily Furlong @Spring19CVSCFO]

@ProfLowell CVS Health will remain committed to capital allocation priorities in 2019. After paying dividends, allocating capital retention to support insurance operations, and gross capital expenditures of $2.3-2.6 billion, remaining cash will be used to pay down debt. #Fin2209