Star Nivesh

Registered Mutual Fund Distributor
Alok Wadhwa | ARN-290244
Educating personal finance & helping you invest smarter with Goal based Investing

[Star Nivesh @Starnivesh]

Best investments are not those which give highest returns but those which fulfills all your dreams & goals considering your risk profile.
#GoalbasedInvesting #wealthcreation #MutualFunds Alok Wadhwa - ARN290244

Visit https://t.co/PYnoLLnNol to learn about goal based investing

[Star Nivesh @Starnivesh]

@BaluGorade Read “The millionaire next door”. The book would bring data for decision.
I believe this categorisation of classes is on the basis of richness not being wealthy.

[Star Nivesh @Starnivesh]

Mistake 2/9: Waiting for the ‘right time’ to start.

I have seen many people keep shifting the target price to start investing but don't invest.
No one can perfectly time the market. Starting early and staying regular often beats a perfect entry.
#PersonalFinance

[Star Nivesh @Starnivesh]

This Navratri, I will be posting about top mistakes made by investors.
9 nights, 9 mistakes 🪔
#PersonalFinance
#Navratri

[Star Nivesh @Starnivesh]

Mistake 1/9: No emergency fund
Without a few months’ expenses set aside, a sudden need may force you to redeem at a bad time. Safety net first.
Invest only after creating emergency Fund.
#PersonalFinance

[Star Nivesh @Starnivesh]

@kritika_k__ It depends on multiple factors, like your goal, investment horizon, risk profile etc.
For more than 5 years horizon, it is a risk worth taking.
Look at the research data published by #FundsIndia.
#GoalBasedInvesting

[Star Nivesh @Starnivesh]

RBI plans to widen the Consolidated Account Statement (CAS) to cover bank deposits, expected by December 31, 2026.
Unified view will make tracking and planning easier.
#GoalBasedInvesting

[Star Nivesh @Starnivesh]

RBI hiked the repo rate 25 bps to 5.50%, the first hike since Feb 2023.

When rates rise, bond prices tend to fall, and longer-duration debt funds feel it more. Match duration to your goal's horizon. #GoalbasedInvesting

Mutual Funds are subject to market risks.
ARN-290244

[Star Nivesh @Starnivesh]

@atul1602 One or two good fund. When the goal is 1-2 years away and markets have delivered good returns, then switch to debt fund.

[Star Nivesh @Starnivesh]

Nifty is ~15% below the all-time high it hit in January — nine months ago — and is barely above its 52-week low.

An #SIP doesn't care about the level. It just buys more units when prices are lower.

#MutualFunds are subject to market risks.
#GoalBasedInvesting

[Star Nivesh @Starnivesh]

ICICI Pru's CIO S Naren warns that small/mid-cap rally is being driven by liquidity (huge inflows).

As per AMFI Data: small-caps pulled in 27% of all equity MF inflows in August, the biggest share of any category.

#Diversification across market caps is the key in such times.

[Star Nivesh @Starnivesh]

@growth_edge_ It is not about changes in the team. Funds also go through cycles, top performing funds often become bottom performing funds. Do read the statistics provided by Funds India team

[Star Nivesh @Starnivesh]

@itsdeepakjain @QuirkyLogic No, I mean if my mutual fund sells shares then it doesn’t have to pay capital gain. My PMS sell share then I have to pay capital gain for the profits. Whether this is accounted in the study ?

[Star Nivesh @Starnivesh]

@anujprajapati11 Free advices

[Star Nivesh @Starnivesh]

The joggers you see everyday morning already have the fitness most people are chasing.

Money's the same — wealthy stay disciplined about it, and that discipline is why they stay wealthy. Not the other way around.

Be Physically, mentally and financially fit.

#PersonalFinance

[Star Nivesh @Starnivesh]

@InvestorOfJAMMU I paid ex-showroom on Amazon, went to showroom for delivery in the evening . Got 12,000 card discount.

[Star Nivesh @Starnivesh]

@BaluGorade Same level of commitment is also expected from Investors.

[Star Nivesh @Starnivesh]

@atul1602 Asset Allocation or Behavioural Management important hai. FOMO mein aake to sirf loss hi dikhayi dena hai.

[Star Nivesh @Starnivesh]

FPIs poured Rs 15,800 cr into pharma stocks (Jul-mid Sep) — one of the sharpest single-sector bets in 2026. Days later, same sector logged 5-day losing streak before bouncing back
Even smart money doesn't get smooth rides chasing "hot" sector.
#GoalbasedInvesting #Diversification

[Star Nivesh @Starnivesh]

@araseb_ Personal Finance