MIMS (Make It Make Sense)

We try to Make Sense of the small and BIG things happening around us.

[MIMS (Make It Make Sense) @Stephen18557339]

@CBKKenya This company claims you have licensed them to predate on Kenyans. Is this the case?

[MIMS (Make It Make Sense) @Stephen18557339]

@Tushalvotov @tonykaromo 490 kilos of $100 bills.

[MIMS (Make It Make Sense) @Stephen18557339]

@KeNHAKenya When are you planning to bring down these marked buildings in Uthiru, we plan in good time how to relocate. We dont want to be awaken in the middle of the night with the Caterpillars

[MIMS (Make It Make Sense) @Stephen18557339]

@Safaricom_Care MPESA App is really misbehaving today.

[MIMS (Make It Make Sense) @Stephen18557339]

@mbiti_mwondi @PeterEvansO And this was a continental football tournament final. The stakes were too high for the players to just accept and move on.

[MIMS (Make It Make Sense) @Stephen18557339]

@HonMosiria The more you explain yourself, the more self serving you sound. . Hii umebant. Silence from you on this moving forward would be best

[MIMS (Make It Make Sense) @Stephen18557339]

@HonMosiria You are a true reflection of what's really ailing our country..we worship Mediocrity in the name of being woke. What's with the photos and all in the first place?

[MIMS (Make It Make Sense) @Stephen18557339]

@polo_kimanii @ishowspeedsui Boy is 21 years old...and then you expect him to get involved in our shifty local politics? I'd hope you'd never smarter than that...

[MIMS (Make It Make Sense) @Stephen18557339]

@Safaricom_Care [phone], is working very hard trying to scam people. Name used is Eric from KCB

[MIMS (Make It Make Sense) @Stephen18557339]

Annualized (just to show how brutal this is):

Simple annualized: ~194%

Compounded monthly: well over 400%

This is not a loan, it’s a liquidity tax on desperation.

Please make it make sense!!!

[MIMS (Make It Make Sense) @Stephen18557339]

@imbankke

Loan applied: KES 40,000

Cash received: KES 34,429

Difference (fees + interest upfront): KES 5,571

That means 13.9% of the loan is gone before you even touch the money.

Now here’s the part people usually miss 👇

You’re still liable for the full 40,000, not 34,429

[MIMS (Make It Make Sense) @Stephen18557339]

2. Effective interest rate (the real one)

You didn’t borrow 40,000 in reality.
You borrowed 34,429 and agreed to repay 40,000 in 1 month.

Effective monthly interest:
≈16.2%

That’s 16.2% in ONE month.

s a liquidity tax on desperation.

[MIMS (Make It Make Sense) @Stephen18557339]

No power in south C

[MIMS (Make It Make Sense) @Stephen18557339]

@KenyaPower_Care

[MIMS (Make It Make Sense) @Stephen18557339]

@_KithureKindiki If you could speak to your boss, tell him we need to recover the Billions of Shillings borrowed but unaccounted for first, before we start dreaming of being first world.

[MIMS (Make It Make Sense) @Stephen18557339]

@_KithureKindiki All these projects being launched left right center, the same leaders and their proxies are the ones handling material supplies at inflated prices. The day Political leaders put country before their stomachs will be the beginning of change in our beloved country.

[MIMS (Make It Make Sense) @Stephen18557339]

@_KithureKindiki Kenya will not be a first world country without political responsibility from the so called political class..The day we separate politics and business, will be the beginning of that change.

This is not pessimism but the reality.

[Buregyeya Apollo, PhD @ApolloBuregyeya]

Mr. President @WilliamsRuto, I hear you. We cannot keep importing cement when we have limestone. That part is common sense.

But allow me to introduce the villain you did not mention: energy. Cement is not “stones”. Cement is stones plus chemistry plus a controlled furnace of about 1,450°C, running continuously, with predictable power, predictable fuel, predictable logistics, and predictable financing. When energy is expensive or unreliable, every bag becomes a national penalty, even if your limestone is sitting politely in the ground, doing nothing but being “patriotic”.

This is why countries end up importing cement or clinker, not because they hate their own rocks, but because they are importing what their industrial system cannot supply cheaply and consistently: heat, stability, scale, and confidence. It is also why “local content” speeches sometimes end up as imported content in a different wrapper.

Here is the uncomfortable part. Our infrastructure was designed to move raw things out, not to power factories at scale. So decolonising infrastructure is not a hashtag. It is the boring work of making industrial power cheaper, making supply chains predictable, and setting standards that reward performance and durability rather than old purity myths.

And then we must get smarter. Africa will not win cement wars by shouting “limestone”. We will win by reducing the clinker burden, cutting embodied energy, and using the mineral gifts we already have across this continent to make high performance binders that fit our energy reality. Quietly, that is the direction Eco Concrete Ltd is building toward, a green, Pan-African cement logic that is African in ingredients, African in standards, and African in purpose.

So yes, explain the stones. But also explain the electricity bill.

If you want the longer argument on why Africa’s infrastructure keeps producing dependency, here is my book: https://t.co/cRiYaVgoZD

And if you want to see what “less fire, more engineering” looks like in practice, here is the @ecoconcreteUG Eco Concrete Ltd Green Cement Project brief: https://t.co/CKGxTOjCfy

@Kenyans

[MIMS (Make It Make Sense) @Stephen18557339]

@alasirimotors I don't subscribe to this line of thought. The God I know has given us the free will to make choices. Unfortunately, all choices have consequences.