Steven White 𝕏

18 Years in Finance, a decade of trading. Traveler, 35+ countries. MBA, Entrepreneur. I teach investment strategies and bring ideas to life.

[Steven White 𝕏 @StevenHWhite]

@XRPBags @egragcrypto 10 years same price.. wild!

[Steven White 𝕏 @StevenHWhite]

Commodities are currently the most crowded trade on the planet. 🌎 Silver at $100+, Gold eyeing $5k, and monthly RSIs at literal all time highs. The euphoria is palpable.

Don't get caught holding the bag when the music stops and rotates.

#Macro #Commodities #BTC #Gold #Crypto

[Dom Kwok | EasyA @dom_kwok]

HAPPY NEW YEAR! 🥳 MAY ALL YOUR WISHES COME TRUE IN 2026!

[Steven White 𝕏 @StevenHWhite]

It’s a bit shocking that even today, $XRP is still down 50% if you bought in 2017. For 2017 buyers, the story is vastly different than for 2025 buyers.

If you bought the 2017 top, you aren't just down 50% from $3.84. The math is actually terrifying.

Eight years later, while there are a lot of “influencers” out there manipulating your beliefs with unrealistic price targets, some reality needs to be observed of the price history.

Here is the "True Loss" breakdown (Jan 2018 vs. Dec 2025):

1. The Inflation Trap (Your Dollar is Broken)

Price then: $3.84 Price now: $1.80
Nominal Loss: -53%
Real Loss (Purchasing Power): ~-70% To buy the same amount of goods today as you could in 2018, XRP would need to be $5.10 right now.

2. The Opportunity Cost Tragedy (The "What If") $10k invested in Jan 2018:

Bitcoin: $42,500
Nvidia: ~$300,000+
XRP: $4,600

Unfortunately during this time, @Ripple ‘s monthly escrow release increased the supply of XRP which grew from 38B to 61B during that period of time.

2017 buyers paid for the company's expansion while their share of the pie shrank.

If you’re still holding though, I strongly believe that with the regulatory cloud finally lifted, XRP is primed for a massive institutional "catch-up" phase driven by Spot ETFs, a potential Ripple IPO, and the RLUSD stablecoin.

The shift from fighting lawsuits to building global utility sets the stage for the asset to finally reclaim its lost ground and target new highs in the coming cycle.

#XRP #Crypto #Bitcoin #Investing #RealityCheck

[Steven White 𝕏 @StevenHWhite]

@michelleefang /wave

[Steven White 𝕏 @StevenHWhite]

$XRP is undergoing a severe institutional transfer of funds. If you sell here, you are selling a local support near $1.80. This is a reasonable place to DCA after a 48% correction.

[Steven White 𝕏 @StevenHWhite]

@dom_kwok @Nasdaq You got this!

[Dom Kwok | EasyA @dom_kwok]

my brother and the smartest guy i know @kwok_phil will be speaking live at the @Nasdaq tomorrow!

going to be a big one! live updates to come.

[Steven White 𝕏 @StevenHWhite]

@dom_kwok Safe flight ✈️

[Steven White 𝕏 @StevenHWhite]

@atsohom1 Thank you! It’s definitely worth noting while considering whether you should continue to rent and invest, or sacrifice a significant amount of money upfront for a down payment on a property that comes with a variety of additional costs.

[Steven White 𝕏 @StevenHWhite]

Thinking of buying a $1.25M home with 20% down? I ran a 25-year simulation comparing homeownership vs renting and investing the difference — even with market crashes and housing corrections. The results might surprise you. 📉📈💰
#realestate #investing #financialfreedom

[Steven White 𝕏 @StevenHWhite]

@Cryptobilbuwoo0 XRP can’t even break and hold above 2018 levels lol.. start there maybe

[Steven White 𝕏 @StevenHWhite]

The crypto Greed and Fear index hasn't dropped below 15 for the past few years. Today it just hit 15. Bitcoin, XRP, and others all screaming opportunity.

[Steven White 𝕏 @StevenHWhite]

@TheBlockBull No way this goes under $1 again, BTC would have to collapse

[Steven White 𝕏 @StevenHWhite]

Extreme fear = Opportunity.

[Steven White 𝕏 @StevenHWhite]

@DefendDark Looks like 2.22 cracked again

[Coin Bureau @coinbureau]

🚨JUST IN: Nasdaq has issued the official listing notice for the spot $XRP ETF.

Tomorrow’s launch is officially ON! 🔥

[Steven White 𝕏 @StevenHWhite]

“A rising tide lifts all boats”

Especially in bull markets where community wins elevate everyone. How has a shared gain “bloomed” your portfolio?

#Investing #Shutdown #Finance

[Steven White 𝕏 @StevenHWhite]

@elonmusk Was offered a 48 hour Cybertruck rental via text and email only to be turned away in person by every dealership in the GTA. Biggest turn off.

[Steven White 𝕏 @StevenHWhite]

@Tesla PSA: My grandparents live 226km from me (2.5 hour drive). The range on my MYP is supposed to mid to high 400s. I HAVE to charge both ways at a supercharger for 20-30 mins. So this is factually incorrect unless you have a long range model. In the winter I almost didn’t make it