Danene Strand

I have been doing mortgages since 2000, I love my job and the people I meet. I have 3 amazing kids, 3 wonderful grandsons and a husband that puts up with me.

[Danene Strand @StrandDanene]

If you’re looking for a home in Layton, I want you to know your numbers before the scrolling gets serious.

Create your Buyer Profile and you can start exploring homes based on a price range that actually fits your goals, while keeping an eye on affordability and market...

[Danene Strand @StrandDanene]

Thanks so much for your five-star review, Kenadee!

🌟Danene Strand 🌟
Loan Officer | NMLS# 442493
801-645-5363
[email protected]

[Danene Strand @StrandDanene]

These numbers are more than statistics. They represent our parents, grandparents, spouses, friends, neighbors, and loved ones.
Together, we can help raise awareness, support families, and fight for a future without Alzheimer’s.

[Danene Strand @StrandDanene]

Want to be part of it? Scan the QR code to join our team or make a donation! Every contribution helps, and we’d love to have you walk alongside us.

[Danene Strand @StrandDanene]

🌟Danene Strand🌟
Loan Officer | NMLS# 442493
801-645-5363
[email protected]

[Danene Strand @StrandDanene]

Great news for Utah Veterans!

Applications for the Utah Veteran First-Time Homebuyer Grant reopened August 3!

Eligible applicants closing on or after August 14, 2026 may receive a grant certificate.

Interested in buying a home? Let’s see what options may be available to you!

[Danene Strand @StrandDanene]

Danene Strand [phone]
[email protected]
Loan Officer | NMLS# 442493

[Danene Strand @StrandDanene]

A 30 year fixed mortgage can provide stability in an ever changing market. Instead of trying to time interest rates, let's focus on finding a payment that fits your budget. Reach out to learn more about your options.

[Danene Strand @StrandDanene]

Most homebuyers don't decide overnight. It usually starts with scrolling through listings and wondering, "Could we actually do this?" A quick conversation can help you understand your budget, monthly payment, and loan options. If you're browsing homes in Utah, I'm happy to help.

[Danene Strand @StrandDanene]

Nothing means more than happy clients!
Thank you, Kim, for your thoughtful review and years of trust. I'm committed to making every home financing experience seamless from start to finish.

Danene Strand
Loan Officer | NMLS# 442493
801-645-5363
[email protected]

[Danene Strand @StrandDanene]

Pre-qualification is a quick estimate.

Pre-approval is verified and what sellers trust.
If you are serious about buying, pre-approval is where you want to be.

[Danene Strand @StrandDanene]

Thinking about refinancing? Your break-even point matters.

Divide your closing costs by your monthly savings to see how long it takes to benefit. If you plan to stay longer than that, it may make sense.

[Danene Strand @StrandDanene]

Top Home Upgrades for Summer 2026!

Boost your home’s value with upgrades buyers want now. Outdoor living spaces, energy-efficient features, modern kitchens, and spa-style bathrooms are leading the way.

Make smart improvements that enhance comfort and resale potential....

[Danene Strand @StrandDanene]

Find Your Refinance Strike Rate! Not every rate drop means it is time to refinance.

Discover the interest rate at which refinancing actually saves you money based on your loan and goals.

Review your options and see if now is the right time to refinance.

[Danene Strand @StrandDanene]

Mid-year is a great time for a reset. Review your payment, rate, taxes, insurance, and overall financial picture.

From there, you can see if a refinance, HELOC, or no change at all makes the most sense. Clarity is the goal.

[Danene Strand @StrandDanene]

Whether you're a real estate professional earning CE credit, a business owner, entrepreneur, or simply curious about AI, this class is for you!

Learn strategies you can start using to work smarter, stay competitive, and focus more on the relationships that drive success.

[Danene Strand @StrandDanene]

Remove PMI and Lower Your Monthly Payment!

You may be able to eliminate private mortgage insurance once you reach enough equity or refinance. Reducing PMI can lower your monthly payment and improve your loan structure.

Check your eligibility and explore your options today!

[Danene Strand @StrandDanene]

Credit myths are keeping buyers on the sidelines.

❌ You do not need perfect credit
❌ Checking your credit does not ruin your score
❌ There are options even with existing debt

The first step is understanding what is actually possible. Source: Experian Mortgage Credit...

[Danene Strand @StrandDanene]

Experience a More Personalized Mortgage Process!

Get a home loan built around your goals, financial profile, and timeline.

Clear communication and tailored solutions from start to finish.

Let's start your mortgage journey today with a better lending experience!

[Danene Strand @StrandDanene]

We remember those who gave everything for our freedom. Because of their sacrifice, we have the privilege of home. Grateful today and always.