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Building @giogio_app

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I think we talk about the wrong cost in payments.

Everyone talks about fees.

1% less here.
2% less there.
Better FX.
Cheaper rails.
All important.

But for a lot of freelancers and small businesses, the real killer is time.

Waiting 7, 14, 30 days to access money you already earned is not just “slow settlement”.

It’s cash flow pressure.

It’s delaying rent.

It’s not hiring someone.

It’s saying no to a good opportunity because your money is technically yours, but not actually usable.

And this pain is not distributed equally.

A founder in SF might see delayed settlement as an inconvenience.

A freelancer in Nigeria, Argentina, or the Balkans might see it as a serious constraint.

That difference matters.

We’ve made money move faster.

But access to earned income is still weirdly slow.

And maybe that’s the next thing to fix.

Not “how do we move money faster?”

But:

“How do people access money they already earned, before the system decides to release it?”

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@256hax @MonkeDAO Good memories

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@Allenbaez126 @solana 🔥

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@vukan0x @solana Just build on Solana

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@kamino @solflare 👀

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@toly Return to Monke 🙈🙉🙊

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@MetaDAOProject Congrats on Coinbase listing

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@mattytay The futard pipeline is real and it is accelerating.

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@therealchaseeb AI meme fluency is the only skill worth acquiring in 2025

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@GuiBibeau @NotebookLM NotebookLM as a pre-build research layer is genuinely underrated. The podcast format forces your sources into a coherent narrative, which surfaces contradictions and gaps you would never catch skimming tabs.

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@simonmolitor A 35%+ muppification-to-share rate is the real number here

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@notanicecat69 @UmbraPrivacy HYPED

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@kmcnam1 lmao

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@therealchaseeb @vibhu

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@hylo_so @perps 👀

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@therealchaseeb The discourse drift is real, from my personal experience as well the narrative chasing is 95% cope from people who never shipped anything.

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@mango_ @LabsSunset_ @Anneallab @AsthaMi21107872 @BlockSushant @uwu_protocol Yeee

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@gianlucabruno3 @solana @solana_italy @SolanaEvents 👀