Stuti Datanwala

digital payments specialist #DigitalPayments #mandala #madhubani artist #yinyoga #hathayoga teacher

[Stuti Datanwala @StutiDatanwala]

@shairnn 36

[Stuti Datanwala @StutiDatanwala]

We use UPI daily, but many still ask:

“Do I need a UPI PIN to receive money?”

Answer: NO.

🔐 PIN is only when money leaves your account.

Starting Payments in 60 — simplifying payments from my 20+ yrs experience

👇
IG: https://t.co/hs6S0FsSQp
YT: https://t.co/ca4bJrY7jH

[Stuti Datanwala @StutiDatanwala]

@airtelindia Extremely disappointed with your service! Frequent disconnections, terrible speeds, broken IVR when we call support, and engineers who visited fixed NOTHING. This is unacceptable. When will this actually be resolved? #CustomerService #WiFiIssues

[Stuti Datanwala @StutiDatanwala]

@SignalHouseSMS @CRED_club Totally agree. SMS OTP for registration is non-negotiable.

If there’s no SMS verification at onboarding, a stolen phone + SIM swap = full UPI access. Especially dangerous because UPI PIN is static. Someone who knows your PIN and swaps your SIM can own your account.

[Stuti Datanwala @StutiDatanwala]

Paid via @CRED_club, Face ID, no PIN, no OTP. Tried other UPI apps the same week, still asking for PIN. One app tied biometrics to payment auth, not just app login. Imagine this for cards via tokenisation. The building blocks exist. Who builds it next?

[Stuti Datanwala @StutiDatanwala]

https://t.co/ccKQz9b5g8

[Stuti Datanwala @StutiDatanwala]

Can someone steal your phone, swap the SIM and drain your UPI account?

Short answer: No.

Here’s why the viral video getting shared everywhere has it completely wrong

[Stuti Datanwala @StutiDatanwala]

@Beno10_MFC D

[Stuti Datanwala @StutiDatanwala]

@GodswillChemist Nonu

[Stuti Datanwala @StutiDatanwala]

@Miss_neha123 32

[Stuti Datanwala @StutiDatanwala]

@ecovacsrobotics your service in India sucks. I keep calling support number but no one picks up the call. This is frustrating.

[Stuti Datanwala @StutiDatanwala]

@Friyaneb 36

[Stuti Datanwala @StutiDatanwala]

@Beno10_MFC 9118. Remove the top and bottom stick of 0 and add it to 2

[Stuti Datanwala @StutiDatanwala]

@Simi_2210_ Root of 81 is 9. Root of 81 is 9 and then root of 9 is 3. Hence the numerator is 12. Similarly denominator is also 3. On division it is 4

[Stuti Datanwala @StutiDatanwala]

@Simi_2210_ 4

[Stuti Datanwala @StutiDatanwala]

@Maziitundee 21

[Stuti Datanwala @StutiDatanwala]

@MaryamF12389 7

[Stuti Datanwala @StutiDatanwala]

@renabaddie_ Cricket

[Stuti Datanwala @StutiDatanwala]

@airindia If you can’t guarantee a paid upgrade, don’t sell it. I paid for a neighbour-free seat, but another passenger is seated there too. Told flight is full and both have paid—refund is the only option, no written acknowledgment. Very disappointing.

[Stuti Datanwala @StutiDatanwala]

@gallinews @mybmc Same situation in jigeshwari east at WE highway. @mybmc you want to make Mumbai world class but this is not world class. Suburbs are give n step motherly treatment