Subash Murugan

basically a full stack developer

[Subash Murugan @SubashM_Dev]

@shadowfax_in @EmmamattressI

[Subash Murugan @SubashM_Dev]

@shadowfax_in SF3422625597EMM it was supposed to deliver yesterday and since yesterday it’s not moving from banglore wear house , and now it’s showing Wednesday delivery why it’s delayed and not moving , I was expecting it and available on house due to its household item

[Subash Murugan @SubashM_Dev]

@shadowfax_in @shadowfax_in from Sunday it’s not moving , yesterday you guys told that it will be delivered within 24hr , but no movement still

[Subash Murugan @SubashM_Dev]

@shadowfax_in Still I see in app it’s not moving since yesterday morning

[Subash Murugan @SubashM_Dev]

@Poornima_Gupta_ @shadowfax_in Seems shady

[Subash Murugan @SubashM_Dev]

@help_delhivery Am ready to collect in hub if needed can you share hub details

[Subash Murugan @SubashM_Dev]

@help_delhivery 32464239515366 no response from delivery guy not picking call it’s auto rejecting, not able to contact delivery person

[Subash Murugan @SubashM_Dev]

@delhivery awb 32464239515366 unable to reach delivery guy when I call home it’s blocked and auto rejecting call .
Not able to reach him

[Ashwin TVK @ashwin_tvk_]

Senthil Balaji Case
KN Nehru Case
Anitha Radhakrishnan Case

No developments will happen in TVK Govt..
Enjoy @arivalayam 💥

@CMOTamilnadu @TVKVijayHQ @AadhavArjuna @CTR_Nirmalkumar 👌🏻👏🏻

[TVK Vijay Euphoria @TVK_Euphoria]

I don’t care if the whole world is against me.

But from now on, I’ll stand against you @CMOTamilnadu.

Please rethink about this!

[Subash Murugan @SubashM_Dev]

@ACTFibernet am waiting for router replacement for past one week no one came to fix even after multiple tickets acc no 102687565743

[Subash Murugan @SubashM_Dev]

RT @DealsDhamaka: Spent 3 hours in Bengaluru traffic today… and ended up building an end-to-end Agentic workflow for Pharma R&D entirely on…

[Vineeth K @DealsDhamaka]

CREDIT CARDS are GOLD if you earn & redeem well

15 flights ✈️22 hotels 🏨 8 countries🧳41 nights

with my travel partner, wife @pointperkspicks & kid

Cash paid: ₹1,79,060
Points burned: ₹15,51,854
Value of points: ₹26,47,221

₹26L lakhs saved. 93% spend covered by points

Not a one-time thing. A strategy built over years.

Here's everything I've learnt across 3-4 years of travel funded almost entirely by credit card points. 🧵👇

This didn't start with a points obsession.

It started with normal life, buying gold, renovating a home, big annual bills, regular monthly expenses and some referrals (AMEX). I just made sure those rupees went on the right cards.

4-8 years of everyday spending quietly became a travel fund I didn't even realise I was building.

I never chased every card on the market.
I focused on 3-4 cards - AMEX, AXIS, and ICICI for points. Each had a clear role. I understood exactly how each one worked, the transfer partners, the sweet spots, where points moved and where they didn't.

Build an ecosystem you actually understand.
That's the whole game.

Most people spread themselves across 6-7 cards trying to maximise every category.
Do the opposite. Pick 2-3 cards and go deep.
3 cards used above were - AXIS Magnus Burgundy, AMEX Platinum Travel, ICICI EPM (for Domestic)

Understand the transfer partners. Understand how points expire, compound, and move.

Depth beats breadth. Every single time.

The three-step rule I live by:

Earn well → Real income, good cards. Accumulated patiently over the years.
Spend well → Focus on the big moments, home renovation, gold, large annual expenses and let the points build naturally from there. Use vouchers etc. for 2x-5x and 14-28% rewards
Redeem well → Don't burn points on bad redemptions just because you're sitting on a balance.

The last step is where most people leave the most money on the table.

The worst mistake? Redeeming points for cashback or shopping vouchers because you're impatient. A point redeemed for ₹0.25 cashback is the exact same point that could've been a Business class seat worth ₹3.

My points came from 4-8 years of real spends.
Not manufactured. Not gamed - Gold. Home renovation. Travel. Regular monthly life... The points were a byproduct of spending well, not the goal. That shift in framing changes everything.

Because you treated it like a long-term strategy from day one.

Build the ecosystem. Trust the process.
Redeem with patience. 🌍

- Dealsdhamaka | PointsPerksPicks

[Subash Murugan @SubashM_Dev]

@NammaBESCOM NammaBESCOM power cut 2nd main new gurugopanapalya,btm 1stage can you check pls

[Subash Murugan @SubashM_Dev]

@TraderDiegoX @tradingview FVG

[Subash Murugan @SubashM_Dev]

@NammaBESCOM NammaBESCOM power cut since 1 2nd main new gurugopanapalya,btm 1stage can you check pls

[Subash Murugan @SubashM_Dev]

@Refyne_India no reply here as well @RBI @Cyberdost

[Subash Murugan @SubashM_Dev]

@Refyne_India hey no way to connect with you guys am trying to connect past few days , call unable to connect , email no response ,chat always no agent what kind of service you guys are giving ? Once agent connected he dropped saying too many customer are in que

[Subash Murugan @SubashM_Dev]

@NammaBESCOM @NammaBESCOM no power yet

[Subash Murugan @SubashM_Dev]

@NammaBESCOM NammaBESCOM power cut, 2nd main new gurugopanapalya,btm 1stage can you check

[Subash Murugan @SubashM_Dev]

@NammaBESCOM Power not yet came