Retirees with substantial investments both in and out of #superannuation often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
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For the second year running, investors had a surprisingly good year in 2024 thanks to moderating inflation, economic growth holding its head above water, falling interest rates (just not in Australia) and buoyant share markets.
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While some #superannuation reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.
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Even if you have life insurance outside super or in a pre-existing fund, #SMSF trustees are still required to consider their insurance strategy.
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Even if you outsource many of your fund’s administrative tasks, #SMSF trustees still need to stay on top of super laws to avoid potentially large fines.
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If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements.
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After another wild year on investment markets, the summer break is a good time to review your #SMSF and resolve to make it fit for whatever 2025 may bring.
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Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions.
https://t.co/nUeDXh6a8j
If you are planning your #retirement income and worried you don’t have enough super, don’t forget to factor in other potential sources of income. You may be pleasantly surprised.
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You may think currency hedging is too esoteric to worry about, but it can make a significant difference to your returns from global investments.
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#Superannuation is undoubtedly the most tax effective vehicle for retirement savings, but there are plenty of reasons why you might hold investments outside super to augment your retirement income.
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#Retirement planning should be about more than money. The physical, mental and emotional challenges of life after work are equally as important as you plan how to spend your days.
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With the news that #superannuation funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones?
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One way to lower your costs as an #SMSF trustee, if you have a head for numbers and infinite patience, is to lodge your SMSF accounts yourself.
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Now updated with part 2 (if you are moving to a lifestyle village) and part 3 (if you are not purchasing a new home straight away).
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If you want your partner to continue receiving your #superannuation pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.
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Cost may not be the main factor when deciding whether to start your own #superannuation fund, but you need to know what the costs might be in your time as well as money.
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If you want your partner to continue receiving your #superannuation pension when you die, a reversionary pension can make the process easy for them at what can be a difficult time.
https://t.co/jnKI7v8l14
Couples who plan together succeed together. Learn how paying attention to your spouse’s #superannuation could maximise your opportunities.
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Our updated guide which now features a thorough video explainer, detailing the main benefits, the income thresholds and tips on how to apply.
https://t.co/10ZXFhDLbX