How l invest:
- Max out 401(k) invested in the Vanguard S&P 500 fund, 0.01% expense ratio ($VFFSX)
- Max out $4.4k HSA in S&P 500
- Max out $7.5k Roth IRA invested in Vanguard IT ETF ($VGT)
- Put the rest in a brokerage account split between $VTI and $VGT
This strategy did well for me
One thing I dont like about Fidelity is how expensive their MMFs are:
$SPAXX - expense of 0.42%, net yield 3.29%
$FDLXX - expense of 0.42%, yield of 3.28%
But Vanguard has:
$VMFXX - expense of 0.11%, yield of 3.57%
$VUSXX - expense of 0.07%, yield of 3.61%
That's why I keep my cash in Vanguard's MMF.
Memorial Day reminder:
Review your 401k funds.
My 401k is invested in the Vanguard S&P 500 with a 0.01% expense ratio (VFFSX) and 26% 1 y return.
Take some time to research your funds today.
My wife and I book our vacations through Costco Travel.
We get 2% Executive Member rewards, 3% cash back on Costco Travel with the Citi Costco card, and a ~$300 shop card
It’s a better deal than any travel agency gave us.
Costco isn’t just for $1.50 hot dogs!
@devydeets What’s your opinion on Eva Stewart? I just drafted Moore as mentioned above, but the Stewart owner is offering Stewart for 3.05. What’s the reason for his massive fall?
@Daboys_22 @ Hey Kevin.. I am OTC in a devy/rookie draft. Having a hard time deciding between Chris Bell, Isaac Brown, Jaden Baugh and Dakorien Moore. Any thoughts?
@devydeets Would you be comfortable dropping Nico I, Darius Taylor and Eugene Wilson III? We can only roster 6 Devy players and I’d like to add 3 new players. Also have Bo Jackson and Ryan Williams rostered.
@DynastyPrice Do you see Rashee Rice as Buy, Sell or Hold? If you’re buying, what are you willing to give up? If you’re selling, what would you want in return? Thanks!!