@Mariusz_Invest It’s a mix
I also hold JEIP, Strc, Xylp, and JEGP for income, and some index trackers like HSPX, XUSE, INFR etc and some stocks for growth
I also wheel options for added income
Best of luck with your journey!!
@HackItOutGolf This is probably the most valuable episode made (and not because @LouStagner wasn’t there!).
I constantly play around par in casual rounds but never with a card in my hand. This has given me a fresh perspective to focus on.
Thank you both
@2147mill Different wrappers with different outcomes
Ultimately you need to max out both each year
SIPP is a tax deferal wrapper - you pay tax in withdrawal
ISA is tax paid up front and tax free on the way out
You need a retirement strategy that relies on both to minimise tax
@BendelowGreens Having struggled with the yips on and off over 30 years of playing, I’ve recently moved to the claw grip with great success. Had a million putters, but the change in grip made all the difference