Susan Wachter

Sussman Professor of Real Estate and Professor Finance at The Wharton School of the University of Pennsylvania.

[Susan Wachter @Susan_Wachter]

Mortgage Market Déjà Vu https://t.co/3RlqWB80NJ #greatamericanhousingbubble

[Penn IUR @PennIUR]

@WSJ reports that some families are moving away from #529 college savings plans in favor of flexibility amid uncertainty

As @Wharton's @susanwachter notes, the value of a 4 year degree is now in question.
https://t.co/pdYjH3867r

[Penn IUR @PennIUR]

In @whartonknows, Penn IUR's @susanwachter argues affordability is the core issue in the U.S. housing market despite a resilient mortgage system.

Stability ≠ access. A decade of underbuilding continues to lock out first-time buyers.

🔗 https://t.co/R0w2eY3Xot

[Penn IUR @PennIUR]

Mortgage rates briefly dipped below 6%—then came global conflict. In @Marketplace, Penn IUR's @susanwachter (@Wharton) explains how rising rates (now above 6.5%) are already cooling the spring housing market
🎧 https://t.co/YvWdIGQ5Ru

#HousingMarket #Economy #PennIUR

[Susan Wachter @Susan_Wachter]

Was great to share my views on the housing market with @rcallimachi

[Rukmini Callimachi @rcallimachi]

After years of one of the hottest seller’s markets in history, the playing field has finally tilted back toward buyers: https://t.co/2acG15FTln

[Knowledge at Wharton @whartonknows]

What does 2026 hold for real estate?

Despite the rise of AI and persisting commercial vacancies, in-person work will help local economies recover, @Wharton's @Susan_Wachter said on our This Week in Business podcast's faculty predictions series.

🎙️: https://t.co/XJ1S3QonaU

[Penn IUR @PennIUR]

New Call for Papers on Demographic Dynamics and Housing Affordability for a special issue of Housing Studies edited by @ArthurAcolin, Kwan Ok Lee, @DesenLin, and @SusanWachter. Submissions due Feb 1, 2026. Details: https://t.co/P56okxYgLo

[Penn IUR @PennIUR]

Penn IUR’s @susanwachter of @Wharton explains in @TheAtlantic:
Rent drops are concentrated in overbuilt markets, not driven by demographic shocks. Housing supply trends remain the key factor.
https://t.co/rlwOukZDwK

[Penn IUR @PennIUR]

AI is reshaping the housing market in two directions. Penn IUR’s @susanwachter of @Wharton tells @Bloomberg that AI-driven job uncertainty is fueling buyer resistance even as AI spending boosts keep prices rising. A textbook K-shaped effect. https://t.co/81Ys83E2Ey

[Penn IUR @PennIUR]

A 50-year mortgage might lower monthly payments, but at what cost?
On @NPR, Penn IUR Co-Director @susanwachter warns: “It’s not a good substitute for a 30-year mortgage… you’re not building up wealth.”
🎧 Listen: https://t.co/sidVUzjNsB
#HousingAffordability #PennIUR

[Penn IUR @PennIUR]

The housing market is split: repeat buyers with equity on one side and first-time buyers priced out on the other.

Penn IUR Co-Director @susanwachter tells @Marketplace lower mortgage rates and more entry-level homes are needed.

🔗 https://t.co/dHR69ho2l5

#AffordableHousing

[Penn IUR @PennIUR]

President Trump urged Fannie Mae & Freddie Mac to “get homebuilders going,” citing 2M empty lots.

@Wharton’s @susanwachter, Co-Director of @PennIUR, told @MarketDomination most lots aren’t build-ready due to local regulatory barriers.
https://t.co/cIQ9L9OCgX
#HousingPolicy

[Penn IUR @PennIUR]

@upenn announces that Penn IUR has received a $10M gift to strengthen urban research!

The endowed funds will support positions to advance research on housing, fiscal stability & climate resilience

https://t.co/CHE8yDhIGp

#UrbanResearch #PennIUR #SustainableCities

[Penn IUR @PennIUR]

📉 Mortgage rates are falling, but it’s not all good news.

Penn IUR's @susanwachter (#Wharton) tells @Marketplace: lower rates may help buyers, but they signal a slowing economy.

Full story: https://t.co/424Ii5xmCk

#Housing #MortgageRates #Economy

[Penn IUR @PennIUR]

U.S. home sales rose 2% in July, but affordability remains near historic lows.

Penn IUR's @SusanWachter (#Wharton) tells @Marketplace: there’s only a “slight — but I have to underline slight — improvement.”

https://t.co/LZPSSN3PuC

#HousingMarket #RealEstate #PennIUR

[Susan Wachter @Susan_Wachter]

Great to speak with ⁦@Newsweek⁩ about forward rate expectations and the housing market. https://t.co/oyIY0JpnaG

[Penn IUR @PennIUR]

Penn IUR’s @susanwachter talks to @Marketplace about the history of the 30-year fixed-rate mortgage & why it’s still a pillar of housing finance today, despite U.S. homeownership lagging globally.

🔗 https://t.co/BMpw0RJlX6
#HousingPolicy #SusanWachter #PennIUR #Wharton

[Penn IUR @PennIUR]

Penn IUR's @susanwachter (#Wharton) explains why many young adults are staying home longer—and how affordability challenges hit minority communities hardest.

https://t.co/tUueE9UPR6
#HousingCrisis #GenZ #UrbanResearch #PennIUR #affordablehousing

[Penn IUR @PennIUR]

📰 Last month, Penn IUR Co-director @Susan_Wachter in collaboration with @VolckerAlliance held a special briefing: "Big Cities, Big Challenges." 🌆 Read more about the event's takeaways here: https://t.co/f4qilVewyJ

[Penn IUR @PennIUR]

🏘️ “We may by spring see a significant decrease in inflation, which at least would have the effect of slowing down the inexorable rate rises,” says Sussman Professor of Real Estate and Finance @Susan_Wachter. Read about New Year market expectations here:
https://t.co/BZgW0T1XXA

[Penn IUR @PennIUR]

What’s next for state budgets? Join us May 8 at 11AM ET for Special Briefing: The Big Squeeze with @WGlasgall, @susanwachter & experts from @GFOA, @nasbo, @NACoTweets on new pressures facing state & local finances.

Register: https://t.co/PiR9L7rbps

#PublicFinance