@VersXnm@Kevoh_254 Facts. When things go properly wrong you will wish you had that comp. I prefer the certainty and security of a definite comp premium over an unknown repair bill.
Replacing the RS's bumper, just plastic no sensors no electronics cost two years of comprehensive premiums. A used bumper too. A modern European car without comp insurance is an assault on your future financial freedom. Unless you have a million+ just sitting waiting.
@Maweeewaaa@Kevoh_254 How? Where will you get the parts? Also remember most new cars have component protection. And unless it's import on demand, will you keep kshs 600k+ items in stock waiting for someone? Manufacturers are hell bent on killing self repair and second hand market.
@Kevoh_254 RS tax yes but go check how much the headlights for the new X5s are. Newer cars are only cheap to buy. Easier to write off than repair. Chances are if you properly crash a new car, and you don't have comp, just look for money to buy another car.